Financials

Sompo Holdings: FYE Mar 2026 and ten years of results (45 metrics)

FYE Mar 2026 · Revenue¥5.37tnYoY +6.1%

FYE Mar 2026 · Operating profit¥588bnYoY +93.4%

FYE Mar 2026 · Net profit¥640bnYoY +51.3%

FYE Mar 2026 · Equity ratio27.1%YoY +8.2pp

FYE Mar 2026 · Group employees55,702YoY +1,596

Fiscal year	Revenue	YoY	Operating profit	YoY	Margin	Net profit	Chief executive	That year
FYE Mar 2017Consolidated	¥3.42tn	n/a	n/a	n/a	n/a	¥166bn	Sakurada Kengo	Message Co. acquired; nursing care becomes a segment; renamed Sompo Holdings
FYE Mar 2018Consolidated	¥3.77tn	+10.3%	n/a	n/a	n/a	¥140bn	Sakurada Kengo	Endurance Specialty acquired for <span class="en-history_money" data-yen="630000000000" data-year="2016">$5.8B (¥630bn)</span>; Sompo International formed
FYE Mar 2019Consolidated	¥3.64tn	−3.4%	n/a	n/a	n/a	¥147bn	Sakurada Kengo	Four care firms merged into Sompo Care; nominating-committee board adopted
FYE Mar 2020Consolidated	¥3.76tn	+3.2%	n/a	n/a	n/a	¥123bn	Sakurada Kengo	—
FYE Mar 2021Consolidated	¥3.85tn	+2.3%	n/a	n/a	n/a	¥142bn	Sakurada Kengo	—
FYE Mar 2022Consolidated	¥4.17tn	+8.4%	n/a	n/a	n/a	¥225bn	Sakurada Kengo	—
FYE Mar 2023Consolidated	¥4.53tn	+8.6%	n/a	n/a	n/a	¥26bn	Sakurada Kengo	Hurricane Ian — <span class="en-history_money" data-yen="55700000000" data-year="2022">$424M (¥56bn)</span> of losses; net profit down about 88%
FYE Mar 2024Consolidated	¥4.84tn	+6.9%	¥352bn	n/a	7.3%	¥416bn	Okumura Mikio	BigMotor fraudulent-claims scandal engulfs Sompo Japan
FYE Mar 2025Consolidated	¥5.07tn	+4.7%	¥304bn	−13.5%	6.0%	¥423bn	Okumura Mikio	FSA business improvement orders to Sompo Japan and Sompo Holdings (25 January)
FYE Mar 2026Consolidated	¥5.37tn	+6.1%	¥588bn	+93.4%	10.9%	¥640bn	Okumura Mikio	—

How it compares

Tokio Marine Holdings¥7.69tnFY2025Operating margin 9.8%MS&AD Insurance Group¥6.44tnFY2025Operating margin 8.2%

Sompo Holdings¥5.37tnFY2025Operating margin 10.9%

Sompo Japan Insurance Inc.Delisted 2010

Aioi Insurance Company, LimitedDelisted 2010

NIPPONKOA Insurance Company, LimitedDelisted 2010

NISSAY DOWA General Insurance Co., Ltd.Delisted 2010

Income statement Revenue, costs, each level of profit and the margins they leave

Where the revenue goes

¥ bn

Cost of sales Other operating costs Operating profit

Margins

Operating margin Ordinary margin Net margin

Revenue net sales, operating revenue

FYE Mar 2026 ¥5.37tn

CAGR · 10 yrs +5.1%

Fiscal year	Revenue ¥ bn	YoY	Basis
FYE Mar 2017	3,420	n/a	Cons. · Japanese GAAP
FYE Mar 2018	3,770	+10.3%	Cons. · Japanese GAAP
FYE Mar 2019	3,643	−3.4%	Cons. · Japanese GAAP
FYE Mar 2020	3,760	+3.2%	Cons. · Japanese GAAP
FYE Mar 2021	3,846	+2.3%	Cons. · Japanese GAAP
FYE Mar 2022	4,167	+8.4%	Cons. · Japanese GAAP
FYE Mar 2023	4,526	+8.6%	Cons. · Japanese GAAP
FYE Mar 2024	4,837	+6.9%	Cons. · Japanese GAAP
FYE Mar 2025	5,066	moved to IFRS	Cons. · IFRS
FYE Mar 2026	5,373	+6.1%	Cons. · IFRS

Definition: Everything the company took in from its own business
Formula: Revenue line of the income statement
Source: Securities report (XBRL)

Cost of sales

FYE Mar 2026 ¥4.46tn

CAGR · 10 yrs +3.8%

Fiscal year	Cost of sales ¥ bn	YoY	Basis
FYE Mar 2017	3,178	n/a	Cons. · Japanese GAAP
FYE Mar 2018	3,628	+14.2%	Cons. · Japanese GAAP
FYE Mar 2019	3,444	−5.1%	Cons. · Japanese GAAP
FYE Mar 2020	3,568	+3.6%	Cons. · Japanese GAAP
FYE Mar 2021	3,631	+1.8%	Cons. · Japanese GAAP
FYE Mar 2022	3,852	+6.1%	Cons. · Japanese GAAP
FYE Mar 2023	4,476	+16.2%	Cons. · Japanese GAAP
FYE Mar 2024	4,287	−4.2%	Cons. · Japanese GAAP
FYE Mar 2025	4,401	moved to IFRS	Cons. · IFRS
FYE Mar 2026	4,460	+1.3%	Cons. · IFRS

Definition: The cost of what was sold
Formula: Cost of sales line of the income statement
Source: Securities report (XBRL)

Operating profit

FYE Mar 2026 ¥588bn

CAGR · 3 yrs +29.4%

Fiscal year	Operating profit ¥ bn	YoY	Basis
FYE Mar 2017	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2018	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2019	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2020	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2021	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2022	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2023	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2024	352	n/a	Cons. · Japanese GAAP
FYE Mar 2025	304	moved to IFRS	Cons. · IFRS
FYE Mar 2026	588	+93.4%	Cons. · IFRS

Definition: What the core business earns
Formula: Gross profit − SG&A
Source: Securities report (XBRL)

Non-operating income

FYE Mar 2026 ¥229bn

CAGR · 3 yrs +3.3%

Fiscal year	Non-operating income ¥ bn	YoY	Basis
FYE Mar 2017	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2018	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2019	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2020	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2021	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2022	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2023	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2024	214	n/a	Cons. · Japanese GAAP
FYE Mar 2025	221	moved to IFRS	Cons. · IFRS
FYE Mar 2026	229	+3.6%	Cons. · IFRS

Definition: Income from outside the core business
Formula: Non-operating income line of the income statement
Source: Securities report (XBRL)

Non-operating expenses

FYE Mar 2026 ¥25bn

CAGR · 3 yrs +23.2%

Fiscal year	Non-operating expenses ¥ bn	YoY	Basis
FYE Mar 2017	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2018	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2019	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2020	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2021	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2022	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2023	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2024	16.2	n/a	Cons. · Japanese GAAP
FYE Mar 2025	18.0	moved to IFRS	Cons. · IFRS
FYE Mar 2026	24.5	+36.2%	Cons. · IFRS

Definition: Costs arising outside the core business
Formula: Non-operating expenses line of the income statement
Source: Securities report (XBRL)

Ordinary profit keijo rieki

FYE Mar 2026 n/a

CAGR · 9 yrs +10.9%

Fiscal year	Ordinary profit ¥ bn	YoY	Basis
FYE Mar 2017	242	n/a	Cons. · Japanese GAAP
FYE Mar 2018	142	−41.3%	Cons. · Japanese GAAP
FYE Mar 2019	199	+40.2%	Cons. · Japanese GAAP
FYE Mar 2020	192	−3.3%	Cons. · Japanese GAAP
FYE Mar 2021	215	+11.8%	Cons. · Japanese GAAP
FYE Mar 2022	316	+46.7%	Cons. · Japanese GAAP
FYE Mar 2023	49.5	−84.3%	Cons. · Japanese GAAP
FYE Mar 2024	488	+885.8%	Cons. · Japanese GAAP
FYE Mar 2025	553	moved to IFRS	Cons. · IFRS
FYE Mar 2026	n/a	n/a	Cons. · IFRS

Definition: A level of profit that exists only under Japanese GAAP
Formula: Operating profit + non-operating income − non-operating expenses
Source: Securities report (XBRL)

Extraordinary income

FYE Mar 2026 n/a

CAGR · 8 yrs −26.1%

Fiscal year	Extraordinary income ¥ bn	YoY	Basis
FYE Mar 2017	9.4	n/a	Cons. · Japanese GAAP
FYE Mar 2018	30.7	+227.2%	Cons. · Japanese GAAP
FYE Mar 2019	12.9	−58.1%	Cons. · Japanese GAAP
FYE Mar 2020	1.9	−85.4%	Cons. · Japanese GAAP
FYE Mar 2021	9.6	+414.6%	Cons. · Japanese GAAP
FYE Mar 2022	15.4	+59.4%	Cons. · Japanese GAAP
FYE Mar 2023	9.0	−41.7%	Cons. · Japanese GAAP
FYE Mar 2024	1.1	−87.4%	Cons. · Japanese GAAP
FYE Mar 2025	n/a	moved to IFRS	Cons. · IFRS
FYE Mar 2026	n/a	n/a	Cons. · IFRS

Definition: One-off gains, such as an asset sale
Formula: Extraordinary income line of the income statement
Source: Securities report (XBRL)

Net profit profit attributable to owners of the parent

FYE Mar 2026 ¥640bn

CAGR · 10 yrs +16.1%

Fiscal year	Net profit ¥ bn	YoY	Basis
FYE Mar 2017	166	n/a	Cons. · Japanese GAAP
FYE Mar 2018	140	−16.0%	Cons. · Japanese GAAP
FYE Mar 2019	147	+4.9%	Cons. · Japanese GAAP
FYE Mar 2020	123	−16.4%	Cons. · Japanese GAAP
FYE Mar 2021	142	+16.3%	Cons. · Japanese GAAP
FYE Mar 2022	225	+57.8%	Cons. · Japanese GAAP
FYE Mar 2023	26.4	−88.3%	Cons. · Japanese GAAP
FYE Mar 2024	416	+1475.2%	Cons. · Japanese GAAP
FYE Mar 2025	423	moved to IFRS	Cons. · IFRS
FYE Mar 2026	640	+51.3%	Cons. · IFRS

Definition: What is left after tax
Formula: Pre-tax profit − income taxes
Source: Securities report (XBRL)

Operating margin

FYE Mar 2026 10.9%

Average · 3 yrs 8.1%

Fiscal year	Operating margin %	YoY	Basis
FYE Mar 2017	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2018	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2019	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2020	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2021	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2022	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2023	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2024	7.3	n/a	Cons. · Japanese GAAP
FYE Mar 2025	6.0	moved to IFRS	Cons. · IFRS
FYE Mar 2026	10.9	+4.9pp	Cons. · IFRS

Definition: The share of revenue the core business keeps
Formula: Operating profit ÷ revenue
Source: Securities report (XBRL)

Ordinary margin

FYE Mar 2026 n/a

Average · 9 yrs 6.3%

Fiscal year	Ordinary margin %	YoY	Basis
FYE Mar 2017	7.1	n/a	Cons. · Japanese GAAP
FYE Mar 2018	3.8	−3.3pp	Cons. · Japanese GAAP
FYE Mar 2019	5.5	+1.7pp	Cons. · Japanese GAAP
FYE Mar 2020	5.1	−0.3pp	Cons. · Japanese GAAP
FYE Mar 2021	5.6	+0.5pp	Cons. · Japanese GAAP
FYE Mar 2022	7.6	+2.0pp	Cons. · Japanese GAAP
FYE Mar 2023	1.1	−6.5pp	Cons. · Japanese GAAP
FYE Mar 2024	10.1	+9.0pp	Cons. · Japanese GAAP
FYE Mar 2025	10.9	moved to IFRS	Cons. · IFRS
FYE Mar 2026	n/a	n/a	Cons. · IFRS

Definition: The share of revenue left at the ordinary-profit line
Formula: Ordinary profit ÷ revenue
Source: Securities report (XBRL)

Net margin

FYE Mar 2026 11.9%

Average · 10 yrs 5.4%

Fiscal year	Net margin %	YoY	Basis
FYE Mar 2017	4.9	n/a	Cons. · Japanese GAAP
FYE Mar 2018	3.7	−1.2pp	Cons. · Japanese GAAP
FYE Mar 2019	4.0	+0.3pp	Cons. · Japanese GAAP
FYE Mar 2020	3.3	−0.8pp	Cons. · Japanese GAAP
FYE Mar 2021	3.7	+0.4pp	Cons. · Japanese GAAP
FYE Mar 2022	5.4	+1.7pp	Cons. · Japanese GAAP
FYE Mar 2023	0.6	−4.8pp	Cons. · Japanese GAAP
FYE Mar 2024	8.6	+8.0pp	Cons. · Japanese GAAP
FYE Mar 2025	8.3	moved to IFRS	Cons. · IFRS
FYE Mar 2026	11.9	+3.6pp	Cons. · IFRS

Definition: The share of revenue left after everything
Formula: Net profit ÷ revenue
Source: Securities report (XBRL)

Cost-of-sales ratio

FYE Mar 2026 83.0%

Average · 10 yrs 92.3%

Fiscal year	Cost-of-sales ratio %	YoY	Basis
FYE Mar 2017	92.9	n/a	Cons. · Japanese GAAP
FYE Mar 2018	96.2	+3.3pp	Cons. · Japanese GAAP
FYE Mar 2019	94.5	−1.7pp	Cons. · Japanese GAAP
FYE Mar 2020	94.9	+0.3pp	Cons. · Japanese GAAP
FYE Mar 2021	94.4	−0.5pp	Cons. · Japanese GAAP
FYE Mar 2022	92.4	−2.0pp	Cons. · Japanese GAAP
FYE Mar 2023	98.9	+6.5pp	Cons. · Japanese GAAP
FYE Mar 2024	88.6	−10.3pp	Cons. · Japanese GAAP
FYE Mar 2025	86.9	moved to IFRS	Cons. · IFRS
FYE Mar 2026	83.0	−3.9pp	Cons. · IFRS

Definition: The share of revenue taken by the cost of sales
Formula: Cost of sales ÷ revenue
Source: Securities report (XBRL)

Balance sheet Assets, debt and equity, and what they say about financial strength

What the balance sheet is made of

¥ bn

Equity Liabilities and non-controlling interests

Financial strength

Equity ratio Debt-to-equity

Total assets

FYE Mar 2026 ¥18.6tn

CAGR · 10 yrs +5.1%

Fiscal year	Total assets ¥ bn	YoY	Basis
FYE Mar 2017	11,931	n/a	Cons. · Japanese GAAP
FYE Mar 2018	11,948	+0.1%	Cons. · Japanese GAAP
FYE Mar 2019	12,018	+0.6%	Cons. · Japanese GAAP
FYE Mar 2020	11,978	−0.3%	Cons. · Japanese GAAP
FYE Mar 2021	13,119	+9.5%	Cons. · Japanese GAAP
FYE Mar 2022	13,788	+5.1%	Cons. · Japanese GAAP
FYE Mar 2023	13,351	−3.2%	Cons. · Japanese GAAP
FYE Mar 2024	14,833	+11.1%	Cons. · Japanese GAAP
FYE Mar 2025	15,030	moved to IFRS	Cons. · IFRS
FYE Mar 2026	18,604	+23.8%	Cons. · IFRS

Definition: Everything the company holds
Formula: Total assets line of the balance sheet
Source: Securities report (XBRL)

Equity net assets, shareholders' equity

FYE Mar 2026 ¥5.04tn

CAGR · 10 yrs +12.1%

Fiscal year	Equity ¥ bn	YoY	Basis
FYE Mar 2017	1,804	n/a	Cons. · Japanese GAAP
FYE Mar 2018	1,889	+4.7%	Cons. · Japanese GAAP
FYE Mar 2019	1,759	−6.9%	Cons. · Japanese GAAP
FYE Mar 2020	1,598	−9.2%	Cons. · Japanese GAAP
FYE Mar 2021	2,019	+26.4%	Cons. · Japanese GAAP
FYE Mar 2022	2,029	+0.5%	Cons. · Japanese GAAP
FYE Mar 2023	1,903	−6.2%	Cons. · Japanese GAAP
FYE Mar 2024	2,849	+49.7%	Cons. · Japanese GAAP
FYE Mar 2025	2,844	moved to IFRS	Cons. · IFRS
FYE Mar 2026	5,045	+77.4%	Cons. · IFRS

Definition: The part of the funding that never has to be repaid
Formula: Net assets line of the balance sheet
Source: Securities report (XBRL)

Interest-bearing debt

FYE Mar 2026 ¥745bn

CAGR · 10 yrs +6.4%

Fiscal year	Interest-bearing debt ¥ bn	YoY	Basis
FYE Mar 2017	425	n/a	Cons. · Japanese GAAP
FYE Mar 2018	512	+20.5%	Cons. · Japanese GAAP
FYE Mar 2019	510	−0.3%	Cons. · Japanese GAAP
FYE Mar 2020	504	−1.2%	Cons. · Japanese GAAP
FYE Mar 2021	530	+5.1%	Cons. · Japanese GAAP
FYE Mar 2022	540	+1.9%	Cons. · Japanese GAAP
FYE Mar 2023	609	+12.8%	Cons. · Japanese GAAP
FYE Mar 2024	682	+12.0%	Cons. · Japanese GAAP
FYE Mar 2025	691	moved to IFRS	Cons. · IFRS
FYE Mar 2026	745	+7.8%	Cons. · IFRS

Definition: Borrowings the company pays interest on
Formula: Loans + bonds + lease obligations
Source: Securities report (XBRL)

Long-term borrowings

FYE Mar 2026 n/a

CAGR · 8 yrs +7.0%

Fiscal year	Long-term borrowings ¥ bn	YoY	Basis
FYE Mar 2017	425	n/a	Cons. · Japanese GAAP
FYE Mar 2018	512	+20.5%	Cons. · Japanese GAAP
FYE Mar 2019	510	−0.3%	Cons. · Japanese GAAP
FYE Mar 2020	504	−1.2%	Cons. · Japanese GAAP
FYE Mar 2021	530	+5.1%	Cons. · Japanese GAAP
FYE Mar 2022	540	+1.9%	Cons. · Japanese GAAP
FYE Mar 2023	609	+12.8%	Cons. · Japanese GAAP
FYE Mar 2024	682	+12.0%	Cons. · Japanese GAAP
FYE Mar 2025	n/a	moved to IFRS	Cons. · IFRS
FYE Mar 2026	n/a	n/a	Cons. · IFRS

Definition: Borrowings repayable in more than a year
Formula: Long-term borrowings line of the balance sheet
Source: Securities report (XBRL)

Intangible assets

FYE Mar 2026 ¥370bn

CAGR · 10 yrs −2.6%

Fiscal year	Intangible assets ¥ bn	YoY	Basis
FYE Mar 2017	470	n/a	Cons. · Japanese GAAP
FYE Mar 2018	403	−14.3%	Cons. · Japanese GAAP
FYE Mar 2019	401	−0.4%	Cons. · Japanese GAAP
FYE Mar 2020	408	+1.7%	Cons. · Japanese GAAP
FYE Mar 2021	422	+3.5%	Cons. · Japanese GAAP
FYE Mar 2022	428	+1.4%	Cons. · Japanese GAAP
FYE Mar 2023	543	+26.8%	Cons. · Japanese GAAP
FYE Mar 2024	519	−4.5%	Cons. · Japanese GAAP
FYE Mar 2025	536	moved to IFRS	Cons. · IFRS
FYE Mar 2026	370	−30.9%	Cons. · IFRS

Definition: Assets with no physical form
Formula: Intangible assets line of the balance sheet
Source: Securities report (XBRL)

Goodwill

FYE Mar 2026 ¥229bn

CAGR · 10 yrs −2.2%

Fiscal year	Goodwill ¥ bn	YoY	Basis
FYE Mar 2017	279	n/a	Cons. · Japanese GAAP
FYE Mar 2018	224	−19.8%	Cons. · Japanese GAAP
FYE Mar 2019	199	−11.3%	Cons. · Japanese GAAP
FYE Mar 2020	173	−13.1%	Cons. · Japanese GAAP
FYE Mar 2021	164	−5.3%	Cons. · Japanese GAAP
FYE Mar 2022	151	−7.7%	Cons. · Japanese GAAP
FYE Mar 2023	198	+30.9%	Cons. · Japanese GAAP
FYE Mar 2024	191	−3.2%	Cons. · Japanese GAAP
FYE Mar 2025	190	moved to IFRS	Cons. · IFRS
FYE Mar 2026	229	+20.6%	Cons. · IFRS

Definition: What an acquisition cost above the net assets it brought
Formula: Goodwill line of the balance sheet
Source: Securities report (XBRL)

Equity ratio

FYE Mar 2026 27.1%

Average · 10 yrs 16.8%

Fiscal year	Equity ratio %	YoY	Basis
FYE Mar 2017	15.1	n/a	Cons. · Japanese GAAP
FYE Mar 2018	15.8	+0.7pp	Cons. · Japanese GAAP
FYE Mar 2019	14.6	−1.2pp	Cons. · Japanese GAAP
FYE Mar 2020	13.3	−1.3pp	Cons. · Japanese GAAP
FYE Mar 2021	15.4	+2.1pp	Cons. · Japanese GAAP
FYE Mar 2022	14.7	−0.7pp	Cons. · Japanese GAAP
FYE Mar 2023	14.3	−0.5pp	Cons. · Japanese GAAP
FYE Mar 2024	19.2	+4.9pp	Cons. · Japanese GAAP
FYE Mar 2025	18.9	moved to IFRS	Cons. · IFRS
FYE Mar 2026	27.1	+8.2pp	Cons. · IFRS

Definition: How much of the balance sheet is funded without debt
Formula: Equity ÷ total assets
Source: Securities report (XBRL)

Debt-to-equity ratio D/E ratio

FYE Mar 2026 14.8%

Average · 10 yrs 25.9%

Fiscal year	Debt-to-equity ratio %	YoY	Basis
FYE Mar 2017	23.6	n/a	Cons. · Japanese GAAP
FYE Mar 2018	27.1	+3.6pp	Cons. · Japanese GAAP
FYE Mar 2019	29.0	+1.9pp	Cons. · Japanese GAAP
FYE Mar 2020	31.6	+2.5pp	Cons. · Japanese GAAP
FYE Mar 2021	26.2	−5.3pp	Cons. · Japanese GAAP
FYE Mar 2022	26.6	+0.4pp	Cons. · Japanese GAAP
FYE Mar 2023	32.0	+5.4pp	Cons. · Japanese GAAP
FYE Mar 2024	24.0	−8.0pp	Cons. · Japanese GAAP
FYE Mar 2025	24.3	moved to IFRS	Cons. · IFRS
FYE Mar 2026	14.8	−9.5pp	Cons. · IFRS

Definition: Borrowings measured against the company's own capital
Formula: Interest-bearing debt ÷ equity
Source: Securities report (XBRL)

ROE return on equity

FYE Mar 2026 12.7%

Average · 10 yrs 9.4%

Fiscal year	ROE %	YoY	Basis
FYE Mar 2017	9.2	n/a	Cons. · Japanese GAAP
FYE Mar 2018	7.4	−1.8pp	Cons. · Japanese GAAP
FYE Mar 2019	8.3	+0.9pp	Cons. · Japanese GAAP
FYE Mar 2020	7.7	−0.7pp	Cons. · Japanese GAAP
FYE Mar 2021	7.1	−0.6pp	Cons. · Japanese GAAP
FYE Mar 2022	11.1	+4.0pp	Cons. · Japanese GAAP
FYE Mar 2023	1.4	−9.7pp	Cons. · Japanese GAAP
FYE Mar 2024	14.6	+13.2pp	Cons. · Japanese GAAP
FYE Mar 2025	14.9	moved to IFRS	Cons. · IFRS
FYE Mar 2026	12.7	−2.2pp	Cons. · IFRS

Definition: What the shareholders' capital earns
Formula: Net profit ÷ equity
Source: Securities report (XBRL)

ROA return on assets

FYE Mar 2026 3.4%

Average · 10 yrs 1.7%

Fiscal year	ROA %	YoY	Basis
FYE Mar 2017	1.4	n/a	Cons. · Japanese GAAP
FYE Mar 2018	1.2	−0.2pp	Cons. · Japanese GAAP
FYE Mar 2019	1.2	−0.0pp	Cons. · Japanese GAAP
FYE Mar 2020	1.0	−0.2pp	Cons. · Japanese GAAP
FYE Mar 2021	1.1	+0.1pp	Cons. · Japanese GAAP
FYE Mar 2022	1.6	+0.5pp	Cons. · Japanese GAAP
FYE Mar 2023	0.2	−1.4pp	Cons. · Japanese GAAP
FYE Mar 2024	2.8	+2.6pp	Cons. · Japanese GAAP
FYE Mar 2025	2.8	moved to IFRS	Cons. · IFRS
FYE Mar 2026	3.4	+0.6pp	Cons. · IFRS

Definition: What the whole balance sheet earns
Formula: Net profit ÷ total assets
Source: Securities report (XBRL)

Asset turnover

FYE Mar 2026 0.29×

CAGR · 10 yrs +0.1%

Fiscal year	Asset turnover ×	YoY	Basis
FYE Mar 2017	0.29	n/a	Cons. · Japanese GAAP
FYE Mar 2018	0.32	+10.1%	Cons. · Japanese GAAP
FYE Mar 2019	0.30	−3.9%	Cons. · Japanese GAAP
FYE Mar 2020	0.31	+3.6%	Cons. · Japanese GAAP
FYE Mar 2021	0.29	−6.6%	Cons. · Japanese GAAP
FYE Mar 2022	0.30	+3.1%	Cons. · Japanese GAAP
FYE Mar 2023	0.34	+12.2%	Cons. · Japanese GAAP
FYE Mar 2024	0.33	−3.8%	Cons. · Japanese GAAP
FYE Mar 2025	0.34	moved to IFRS	Cons. · IFRS
FYE Mar 2026	0.29	−14.3%	Cons. · IFRS

Definition: How much revenue each yen of assets produces
Formula: Revenue ÷ total assets
Source: Securities report (XBRL)

Cash flow statement Cash from operations, investment and financing, and what is left on hand

The three cash flows

¥ bn

Operating CF Investing CF Financing CF

Cash against debt

¥ bn

Cash and equivalents Interest-bearing debt Net cash

Operating cash flow

FYE Mar 2026 ¥706bn

CAGR · 10 yrs +7.7%

Fiscal year	Operating cash flow ¥ bn	YoY	Basis
FYE Mar 2017	363	n/a	Cons. · Japanese GAAP
FYE Mar 2018	246	−32.1%	Cons. · Japanese GAAP
FYE Mar 2019	78.8	−68.0%	Cons. · Japanese GAAP
FYE Mar 2020	356	+352.5%	Cons. · Japanese GAAP
FYE Mar 2021	626	+75.7%	Cons. · Japanese GAAP
FYE Mar 2022	600	−4.2%	Cons. · Japanese GAAP
FYE Mar 2023	381	−36.5%	Cons. · Japanese GAAP
FYE Mar 2024	473	+24.2%	Cons. · Japanese GAAP
FYE Mar 2025	431	moved to IFRS	Cons. · IFRS
FYE Mar 2026	706	+64.0%	Cons. · IFRS

Definition: Cash the business itself generated
Formula: Cash flow from operating activities
Source: Securities report (XBRL)

Investing cash flow

FYE Mar 2026 -¥233bn

Average · 10 yrs -¥243bn

Fiscal year	Investing cash flow ¥ bn	YoY	Basis
FYE Mar 2017	-527	n/a	Cons. · Japanese GAAP
FYE Mar 2018	-31.9	n/a	Cons. · Japanese GAAP
FYE Mar 2019	13.5	n/a	Cons. · Japanese GAAP
FYE Mar 2020	-140	−1139.3%	Cons. · Japanese GAAP
FYE Mar 2021	-360	n/a	Cons. · Japanese GAAP
FYE Mar 2022	-349	n/a	Cons. · Japanese GAAP
FYE Mar 2023	-257	n/a	Cons. · Japanese GAAP
FYE Mar 2024	-497	n/a	Cons. · Japanese GAAP
FYE Mar 2025	-53.3	moved to IFRS	Cons. · IFRS
FYE Mar 2026	-233	n/a	Cons. · IFRS

Definition: Cash spent on, or released by, investment
Formula: Cash flow from investing activities
Source: Securities report (XBRL)

Financing cash flow

FYE Mar 2026 -¥413bn

Average · 10 yrs -¥127bn

Fiscal year	Financing cash flow ¥ bn	YoY	Basis
FYE Mar 2017	364	n/a	Cons. · Japanese GAAP
FYE Mar 2018	-66.6	−118.3%	Cons. · Japanese GAAP
FYE Mar 2019	-19.1	n/a	Cons. · Japanese GAAP
FYE Mar 2020	-231	n/a	Cons. · Japanese GAAP
FYE Mar 2021	-94.5	n/a	Cons. · Japanese GAAP
FYE Mar 2022	-170	n/a	Cons. · Japanese GAAP
FYE Mar 2023	-92.4	n/a	Cons. · Japanese GAAP
FYE Mar 2024	-87.6	n/a	Cons. · Japanese GAAP
FYE Mar 2025	-457	moved to IFRS	Cons. · IFRS
FYE Mar 2026	-413	n/a	Cons. · IFRS

Definition: Cash raised from, or returned to, lenders and shareholders
Formula: Cash flow from financing activities
Source: Securities report (XBRL)

Cash and equivalents

FYE Mar 2026 ¥1.13tn

CAGR · 10 yrs +4.4%

Fiscal year	Cash and equivalents ¥ bn	YoY	Basis
FYE Mar 2017	773	n/a	Cons. · Japanese GAAP
FYE Mar 2018	931	+20.4%	Cons. · Japanese GAAP
FYE Mar 2019	991	+6.5%	Cons. · Japanese GAAP
FYE Mar 2020	968	−2.4%	Cons. · Japanese GAAP
FYE Mar 2021	1,118	+15.5%	Cons. · Japanese GAAP
FYE Mar 2022	1,207	+8.0%	Cons. · Japanese GAAP
FYE Mar 2023	1,271	+5.3%	Cons. · Japanese GAAP
FYE Mar 2024	1,199	−5.7%	Cons. · Japanese GAAP
FYE Mar 2025	1,149	moved to IFRS	Cons. · IFRS
FYE Mar 2026	1,135	−1.2%	Cons. · IFRS

Definition: Cash on hand at the year end
Formula: Closing balance in the cash flow statement
Source: Securities report (XBRL)

Free cash flow

FYE Mar 2026 ¥474bn

Average · 10 yrs ¥183bn

Fiscal year	FCF ¥ bn	YoY	Basis
FYE Mar 2017	-164	n/a	Cons. · Japanese GAAP
FYE Mar 2018	215	n/a	Cons. · Japanese GAAP
FYE Mar 2019	92.3	−57.0%	Cons. · Japanese GAAP
FYE Mar 2020	216	+134.5%	Cons. · Japanese GAAP
FYE Mar 2021	267	+23.3%	Cons. · Japanese GAAP
FYE Mar 2022	251	−5.7%	Cons. · Japanese GAAP
FYE Mar 2023	124	−50.6%	Cons. · Japanese GAAP
FYE Mar 2024	-23.8	−119.2%	Cons. · Japanese GAAP
FYE Mar 2025	377	moved to IFRS	Cons. · IFRS
FYE Mar 2026	474	+25.5%	Cons. · IFRS

Definition: What is left once the business has paid for its own investment
Formula: Operating cash flow + investing cash flow
Source: Securities report (XBRL)

Operating cash flow margin

FYE Mar 2026 13.1%

Average · 10 yrs 9.9%

Fiscal year	OCF margin %	YoY	Basis
FYE Mar 2017	10.6	n/a	Cons. · Japanese GAAP
FYE Mar 2018	6.5	−4.1pp	Cons. · Japanese GAAP
FYE Mar 2019	2.2	−4.4pp	Cons. · Japanese GAAP
FYE Mar 2020	9.5	+7.3pp	Cons. · Japanese GAAP
FYE Mar 2021	16.3	+6.8pp	Cons. · Japanese GAAP
FYE Mar 2022	14.4	−1.9pp	Cons. · Japanese GAAP
FYE Mar 2023	8.4	−6.0pp	Cons. · Japanese GAAP
FYE Mar 2024	9.8	+1.4pp	Cons. · Japanese GAAP
FYE Mar 2025	8.5	moved to IFRS	Cons. · IFRS
FYE Mar 2026	13.1	+4.6pp	Cons. · IFRS

Definition: How much of the revenue turned into cash
Formula: Operating cash flow ÷ revenue
Source: Securities report (XBRL)

Net cash

FYE Mar 2026 ¥390bn

CAGR · 10 yrs +1.3%

Fiscal year	Net cash ¥ bn	YoY	Basis
FYE Mar 2017	348	n/a	Cons. · Japanese GAAP
FYE Mar 2018	419	+20.2%	Cons. · Japanese GAAP
FYE Mar 2019	481	+14.8%	Cons. · Japanese GAAP
FYE Mar 2020	464	−3.6%	Cons. · Japanese GAAP
FYE Mar 2021	588	+26.9%	Cons. · Japanese GAAP
FYE Mar 2022	668	+13.5%	Cons. · Japanese GAAP
FYE Mar 2023	662	−0.8%	Cons. · Japanese GAAP
FYE Mar 2024	516	−22.0%	Cons. · Japanese GAAP
FYE Mar 2025	458	moved to IFRS	Cons. · IFRS
FYE Mar 2026	390	−14.9%	Cons. · IFRS

Definition: Cash on hand once the borrowings are paid off
Formula: Cash and equivalents − interest-bearing debt
Source: Securities report (XBRL)

Shares and share price Shares outstanding, price, market capitalisation and the valuation multiples

Market capitalisation

FYE Mar 2026 ¥5.62tn

Change · 10 yrs +¥3.93tn

Fiscal year	Market capitalisation ¥ bn	Basis
FYE Mar 2017	1,694	n/a
FYE Mar 2018	1,779	n/a
FYE Mar 2019	1,530	n/a
FYE Mar 2020	1,249	n/a
FYE Mar 2021	1,583	n/a
FYE Mar 2022	1,870	n/a
FYE Mar 2023	1,826	n/a
FYE Mar 2024	1,053	n/a
FYE Mar 2025	4,478	n/a
FYE Mar 2026	5,619	n/a

Definition: What the market says the company is worth
Formula: Year-end share price × shares outstanding
Source: Securities report (XBRL)

Share price year-end close

FYE Mar 2026 6,015¥

Change · 10 yrs +1,937¥

Fiscal year	Share price ¥	Basis
FYE Mar 2017	4,078	n/a
FYE Mar 2018	4,282	n/a
FYE Mar 2019	4,099	n/a
FYE Mar 2020	3,344	n/a
FYE Mar 2021	4,240	n/a
FYE Mar 2022	5,379	n/a
FYE Mar 2023	5,252	n/a
FYE Mar 2024	3,191	n/a
FYE Mar 2025	4,521	n/a
FYE Mar 2026	6,015	n/a

Definition: The closing price on the last day of the fiscal year
Formula: Year-end closing price
Source: Securities report (XBRL)

Shares outstanding

FYE Mar 2026 934,228,000shares

Change · 10 yrs +518,876,000 shares

Fiscal year	Shares outstanding shares	Basis
FYE Mar 2017	415,352,000	Parent
FYE Mar 2018	415,352,000	Parent
FYE Mar 2019	373,330,000	Parent
FYE Mar 2020	373,330,000	Parent
FYE Mar 2021	373,330,000	Parent
FYE Mar 2022	347,698,000	Parent
FYE Mar 2023	347,698,000	Parent
FYE Mar 2024	330,160,000	Parent
FYE Mar 2025	990,482,000	Parent
FYE Mar 2026	934,228,000	Parent

Definition: How many shares exist
Formula: Shares issued, from the key figures of the filing
Source: Securities report (XBRL)

EPS earnings per share

FYE Mar 2026 701.03¥

Change · 10 yrs +281.88¥

Fiscal year	EPS ¥	Basis
FYE Mar 2017	419.15	Cons.
FYE Mar 2018	361.39	Cons.
FYE Mar 2019	392.26	Cons.
FYE Mar 2020	111.37	Cons.
FYE Mar 2021	132.46	Cons.
FYE Mar 2022	214.74	Cons.
FYE Mar 2023	26.14	Cons.
FYE Mar 2024	534.46	Cons.
FYE Mar 2025	250.90	Cons.
FYE Mar 2026	701.03	Cons.

Definition: Net profit for each share
Formula: Net profit ÷ average shares outstanding
Source: Securities report (XBRL)

BPS book value per share

FYE Mar 2026 5,399.79¥

Change · 10 yrs +1,056.73¥

Fiscal year	BPS ¥	Basis
FYE Mar 2017	4,343.07	Cons. · Japanese GAAP
FYE Mar 2018	4,546.79	Cons. · Japanese GAAP
FYE Mar 2019	4,710.34	Cons. · Japanese GAAP
FYE Mar 2020	4,279.19	Cons. · Japanese GAAP
FYE Mar 2021	5,407.62	Cons. · Japanese GAAP
FYE Mar 2022	5,834.27	Cons. · Japanese GAAP
FYE Mar 2023	5,474.05	Cons. · Japanese GAAP
FYE Mar 2024	8,628.19	Cons. · Japanese GAAP
FYE Mar 2025	2,871.50	Cons. · IFRS
FYE Mar 2026	5,399.79	Cons. · IFRS

Definition: Equity behind each share
Formula: Equity ÷ shares outstanding
Source: Securities report (XBRL)

PER price-to-earnings ratio

FYE Mar 2026 8.58×

Average · 10 yrs 16.06×

Fiscal year	PER ×	Basis
FYE Mar 2017	9.73	Cons.
FYE Mar 2018	11.85	Cons.
FYE Mar 2019	10.45	Cons.
FYE Mar 2020	10.01	Cons.
FYE Mar 2021	10.67	Cons.
FYE Mar 2022	8.35	Cons.
FYE Mar 2023	66.97	Cons.
FYE Mar 2024	5.97	Cons.
FYE Mar 2025	18.02	Cons.
FYE Mar 2026	8.58	Cons.

Definition: How many years of earnings the price stands for
Formula: Year-end price ÷ EPS
Source: Securities report (XBRL)

PBR price-to-book ratio

FYE Mar 2026 1.04×

Average · 10 yrs 0.85×

Fiscal year	PBR ×	Basis
FYE Mar 2017	0.89	Cons.
FYE Mar 2018	0.86	Cons.
FYE Mar 2019	0.87	Cons.
FYE Mar 2020	0.76	Cons.
FYE Mar 2021	0.75	Cons.
FYE Mar 2022	0.91	Cons.
FYE Mar 2023	0.59	Cons.
FYE Mar 2024	0.77	Cons.
FYE Mar 2025	1.01	Cons.
FYE Mar 2026	1.04	Cons.

Definition: The price measured against the book value behind it
Formula: Year-end price ÷ BPS
Source: Securities report (XBRL)

Workforce and productivity Headcount, pay and what each employee accounts for

Group employees

FYE Mar 2026 55,702people

Change · 10 yrs +8,272 people

Fiscal year	Group employees people	YoY	Basis
FYE Mar 2017	47,430	n/a	Cons.
FYE Mar 2018	48,544	+2.3%	Cons.
FYE Mar 2019	49,387	+1.7%	Cons.
FYE Mar 2020	47,535	−3.7%	Cons.
FYE Mar 2021	48,115	+1.2%	Cons.
FYE Mar 2022	47,776	−0.7%	Cons.
FYE Mar 2023	49,057	+2.7%	Cons.
FYE Mar 2024	48,421	−1.3%	Cons.
FYE Mar 2025	54,106	+11.7%	Cons.
FYE Mar 2026	55,702	+2.9%	Cons.

Definition: Everyone employed across the group
Formula: Consolidated headcount, from the employee section of the filing
Source: Securities report (XBRL)

Parent-company employees

FYE Mar 2026 497people

Change · 10 yrs −17 people

Fiscal year	Parent-company employees people	YoY	Basis
FYE Mar 2017	514	n/a	Parent
FYE Mar 2018	557	+8.4%	Parent
FYE Mar 2019	579	+3.9%	Parent
FYE Mar 2020	323	−44.2%	Parent
FYE Mar 2021	381	+18.0%	Parent
FYE Mar 2022	474	+24.4%	Parent
FYE Mar 2023	506	+6.8%	Parent
FYE Mar 2024	537	+6.1%	Parent
FYE Mar 2025	467	−13.0%	Parent
FYE Mar 2026	497	+6.4%	Parent

Definition: Employees of the filing company itself
Formula: Parent-only headcount, from the employee section of the filing
Source: Securities report (XBRL)

Average annual pay parent company

FYE Mar 2026 ¥12.6m

Change · 10 yrs +¥1.3m

Fiscal year	Average annual pay ¥ m	YoY	Basis
FYE Mar 2017	11.3	n/a	Parent
FYE Mar 2018	11.7	+3.8%	Parent
FYE Mar 2019	11.5	−1.8%	Parent
FYE Mar 2020	11.1	−4.0%	Parent
FYE Mar 2021	11.1	+0.2%	Parent
FYE Mar 2022	11.3	+1.7%	Parent
FYE Mar 2023	12.3	+9.2%	Parent
FYE Mar 2024	14.6	+18.1%	Parent
FYE Mar 2025	12.2	−16.3%	Parent
FYE Mar 2026	12.6	+3.4%	Parent

Definition: Average total annual compensation, bonuses included
Formula: Average annual pay, from the employee section of the filing
Source: Securities report (XBRL)

Average age

FYE Mar 2026 43.3years

Change · 8 yrs −0.1 years

Fiscal year	Average age years	YoY	Basis
FYE Mar 2017	n/a	n/a	Parent
FYE Mar 2018	n/a	n/a	Parent
FYE Mar 2019	43.4	n/a	Parent
FYE Mar 2020	43.5	+0.2%	Parent
FYE Mar 2021	43.4	−0.2%	Parent
FYE Mar 2022	43.4	−0.0%	Parent
FYE Mar 2023	43.7	+0.7%	Parent
FYE Mar 2024	43.5	−0.5%	Parent
FYE Mar 2025	43.8	+0.7%	Parent
FYE Mar 2026	43.3	−1.1%	Parent

Definition: Average age of the parent company's employees
Formula: Average age, from the employee section of the filing
Source: Securities report (XBRL)

Average length of service

FYE Mar 2026 12.5years

Change · 10 yrs −4.6 years

Fiscal year	Average length of service years	YoY	Basis
FYE Mar 2017	17.1	n/a	Parent
FYE Mar 2018	17.4	+1.8%	Parent
FYE Mar 2019	17.5	+0.6%	Parent
FYE Mar 2020	16.9	−3.4%	Parent
FYE Mar 2021	16.0	−5.3%	Parent
FYE Mar 2022	15.2	−5.0%	Parent
FYE Mar 2023	14.9	−2.0%	Parent
FYE Mar 2024	13.8	−7.4%	Parent
FYE Mar 2025	13.5	−2.2%	Parent
FYE Mar 2026	12.5	−7.4%	Parent

Definition: How long the average employee has been with the company
Formula: Average years of service, from the employee section of the filing
Source: Securities report (XBRL)

Temporary employees

FYE Mar 2026 16,535people

Change · 10 yrs −178 people

Fiscal year	Temporary employees people	YoY	Basis
FYE Mar 2017	16,713	n/a	n/a
FYE Mar 2018	16,719	−0.0%	n/a
FYE Mar 2019	15,636	−6.5%	n/a
FYE Mar 2020	14,796	−5.4%	n/a
FYE Mar 2021	14,679	−0.8%	n/a
FYE Mar 2022	14,123	−3.8%	n/a
FYE Mar 2023	14,218	+0.7%	n/a
FYE Mar 2024	14,144	−0.5%	n/a
FYE Mar 2025	15,928	+12.6%	n/a
FYE Mar 2026	16,535	+3.8%	n/a

Definition: Average number of temporary and part-time staff over the year
Formula: Average temporary headcount, from the employee section of the filing
Source: Securities report (XBRL)

Revenue per employee

FYE Mar 2026 ¥96.5m

Change · 10 yrs +¥24.4m

Fiscal year	Revenue per employee ¥ m	YoY	Basis
FYE Mar 2017	72.1	n/a	Cons.
FYE Mar 2018	77.7	+7.7%	Cons.
FYE Mar 2019	73.8	−5.0%	Cons.
FYE Mar 2020	79.1	+7.2%	Cons.
FYE Mar 2021	79.9	+1.1%	Cons.
FYE Mar 2022	87.2	+9.1%	Cons.
FYE Mar 2023	92.3	+5.8%	Cons.
FYE Mar 2024	99.9	+8.3%	Cons.
FYE Mar 2025	93.6	n/a	Cons.
FYE Mar 2026	96.5	+3.0%	Cons.

Definition: What each employee accounts for in revenue
Formula: Revenue ÷ group employees
Source: Securities report (XBRL)

Operating profit per employee

FYE Mar 2026 ¥10.6m

Change · 3 yrs +¥3.3m

Fiscal year	OP per employee ¥ m	YoY	Basis
FYE Mar 2017	n/a	n/a	Cons.
FYE Mar 2018	n/a	n/a	Cons.
FYE Mar 2019	n/a	n/a	Cons.
FYE Mar 2020	n/a	n/a	Cons.
FYE Mar 2021	n/a	n/a	Cons.
FYE Mar 2022	n/a	n/a	Cons.
FYE Mar 2023	n/a	n/a	Cons.
FYE Mar 2024	7.3	n/a	Cons.
FYE Mar 2025	5.6	n/a	Cons.
FYE Mar 2026	10.6	+87.9%	Cons.

Definition: What each employee accounts for in operating profit
Formula: Operating profit ÷ group employees
Source: Securities report (XBRL)

Disclaimer

Figures are reproduced as filed and are not restated: a change of accounting standard or of consolidation basis moves the series without anything happening to the business. Where that happened, the table says so in place of the year-on-year figure.
Ratios and per-employee figures are computed from the filed lines rather than taken from the filing, and use year-end balances rather than averages.

Accuracy, liability, reuse and privacy — the full disclaimer →

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