Kazuyoshi Terakado
Profile
Performance in office
Tenure
Tenure
Background
He joined Joyo Bank in April 1974 and came up through retail banking and corporate planning. He became manager of the Taga branch in June 1996, General Manager of the Retail Business Department and head of the Living and Business Consultation Center in June 2001, and General Manager of Corporate Planning in June 2002. He became Executive Officer and General Manager of Corporate Planning in June 2003, Managing Director in June 2005, Senior Managing Director in June 2009, and Representative Director and President in June 2011. From June 2014 he served a year as chairman of the Regional Banks Association of Japan. He was born in January 1952.
Selection
Mebuki Financial Group was established in April 2008 as Ashikaga Holdings, a holding company that acquired all shares of Ashikaga Bank from the Deposit Insurance Corporation of Japan that July. In October 2016 it integrated with Joyo Bank through a share exchange and adopted its present name. Although the holding company came from the Ashikaga side, Terakado, with five years as a bank president, came from Joyo Bank to become President, and Masanao Matsushita, who had been President of Ashikaga Holdings, moved to Executive Vice President.
Initiatives
In April 2017 the company acquired all shares of Joyo Lease (now Mebuki Lease) from Joyo Bank, making it a wholly owned subsidiary. For the fiscal year ended March 2017, which included Joyo Bank for only half a year, consolidated ordinary income was ¥213.3 billion, ordinary profit ¥52.3 billion and net income ¥158.5 billion, compared with ¥102.5 billion, ¥30.4 billion and ¥22.5 billion in FY ended March 2016 before the integration. For FY ended March 2018, the first full year, ordinary income was ¥262.4 billion, ordinary profit ¥63.5 billion and net income ¥43.1 billion.
Career
Career
Joyo Bank
| Date | Position |
|---|---|
| Apr 1974 | Joined |
| Jul 1994 | 同 審議室審議役 (translation pending) |
| Jun 1996 | 同 多賀支店長 (translation pending) |
| Jul 1998 | Deputy General Manager, Sales Division |
| Jun 1999 | Deputy General Manager, Planning Department |
| Jul 2000 | Division, Deputy General Manager |
| Jun 2001 | 同 個人事業部長兼くらしと事業の相談センター長 (translation pending) |
| Jun 2002 | General Manager, Corporate Planning Department, Executive Officer, Managing Director |
| Jun 2008 | Managing Director |
| Jun 2009 | Senior Managing Director |
| Jun 2011 | Representative Director, President, Director, Ibaraki Prefecture Credit Guarantee Association |
一般社団法人全国地方銀行 (translation pending)
| Date | Position |
|---|---|
| Jun 2013 | Vice Chairman, Association |
| Jun 2014 | Chairman, Association |
| Jun 2015 | Stepped down as Chairman, Association |
Mebuki Financial Group
| Date | Position |
|---|---|
| Oct 2016 | President |
| Jun 2018 | Stepped down as President |
References 1
References (Japanese primary sources)
- めぶきフィナンシャルグループ 有価証券報告書【役員の状況】（2017年3月期）