Financials

Fukuoka Financial Group: FYE Mar 2026 and ten years of results (42 metrics)

FYE Mar 2026 · Revenue¥621bnYoY +36.3%

FYE Mar 2026 · Operating profit¥121bnYoY +16.4%

FYE Mar 2026 · Net profit¥85bnYoY +18.4%

FYE Mar 2026 · Equity ratio3.2%YoY +0.3pp

FYE Mar 2026 · Group employees8,050YoY +122

Fiscal year	Revenue	YoY	Operating profit	YoY	Margin	Net profit	Chief executive	That year
FYE Mar 2017Consolidated	¥236bn	n/a	-¥34bn	n/a	-14.6%	-¥54bn	Shibato Takashige	—
FYE Mar 2018Consolidated	¥238bn	+0.8%	¥72bn	n/a	30.2%	¥49bn	Shibato Takashige	—
FYE Mar 2019Consolidated	¥246bn	+3.6%	¥74bn	+3.4%	30.1%	¥52bn	Shibato Takashige	Eighteenth Bank deal clears the Fair Trade Commission after loan transfers
FYE Mar 2020Consolidated	¥283bn	+15.1%	-¥5.3bn	−107.1%	-1.9%	¥111bn	Shibato Takashige	—
FYE Mar 2021Consolidated	¥275bn	−3.0%	¥60bn	n/a	22.0%	¥45bn	Shibato Takashige	Juhachi-Shinwa Bank formed; special antitrust exemption law enacted
FYE Mar 2022Consolidated	¥280bn	+2.1%	¥76bn	+25.9%	27.1%	¥54bn	Shibato Takashige	Minna Bank opens — Japan’s first digital-native bank
FYE Mar 2023Consolidated	¥331bn	+18.1%	¥50bn	−34.2%	15.1%	¥31bn	Shibato Takashige	<a class="en-history_person" href="/tse/8354/executives/ceo/goto-hisashi/" hreflang="ja">Goto Hisashi</a> becomes president
FYE Mar 2024Consolidated	¥405bn	+22.2%	¥57bn	+13.8%	14.1%	¥61bn	Goto Hisashi	—
FYE Mar 2025Consolidated	¥456bn	+12.6%	¥104bn	+81.9%	22.7%	¥72bn	Goto Hisashi	—
FYE Mar 2026Consolidated	¥621bn	+36.3%	¥121bn	+16.4%	19.4%	¥85bn	Goto Hisashi	—

How it compares

Fukuoka Financial Group¥621bnFY2025Operating margin 19.4%

Yokohama Financial Group¥491bnFY2025Operating margin 31.6%Chiba Bank¥445bnFY2025Operating margin 31.2%Mebuki Financial Group¥443bnFY2025Operating margin 26.1%Shizuoka Financial Group¥439bnFY2025Operating margin 29.7%

Kyoto Financial Group¥367bnFY2025Operating margin 37.4%

Hachijuni Nagano Bank¥305bnFY2025Operating margin 26.7%

Hokuhoku Financial Group, Inc.¥277bnFY2025Operating margin 29.1%

Iyogin Holdings¥266bnFY2025Operating margin 37.3%

Gunma Bank¥265bnFY2025Operating margin 32.0%

Income statement Revenue, costs, each level of profit and the margins they leave

Where the revenue goes

¥ bn

Cost of sales Operating profit

Margins

Operating margin Ordinary margin Net margin

Revenue net sales, operating revenue

FYE Mar 2026 ¥621bn

CAGR · 10 yrs +11.4%

Fiscal year	Revenue ¥ bn	YoY	Basis
FYE Mar 2017	236	n/a	Cons. · Japanese GAAP
FYE Mar 2018	238	+0.8%	Cons. · Japanese GAAP
FYE Mar 2019	246	+3.6%	Cons. · Japanese GAAP
FYE Mar 2020	283	+15.1%	Cons. · Japanese GAAP
FYE Mar 2021	275	−3.0%	Cons. · Japanese GAAP
FYE Mar 2022	280	+2.1%	Cons. · Japanese GAAP
FYE Mar 2023	331	+18.1%	Cons. · Japanese GAAP
FYE Mar 2024	405	+22.2%	Cons. · Japanese GAAP
FYE Mar 2025	456	+12.6%	Cons. · Japanese GAAP
FYE Mar 2026	621	+36.3%	Cons. · Japanese GAAP

Definition: Everything the company took in from its own business
Formula: Revenue line of the income statement
Source: Securities report (XBRL)

Cost of sales

FYE Mar 2026 ¥501bn

CAGR · 10 yrs +7.1%

Fiscal year	Cost of sales ¥ bn	YoY	Basis
FYE Mar 2017	270	n/a	Cons. · Japanese GAAP
FYE Mar 2018	166	−38.6%	Cons. · Japanese GAAP
FYE Mar 2019	172	+3.7%	Cons. · Japanese GAAP
FYE Mar 2020	288	+67.7%	Cons. · Japanese GAAP
FYE Mar 2021	214	−25.7%	Cons. · Japanese GAAP
FYE Mar 2022	204	−4.7%	Cons. · Japanese GAAP
FYE Mar 2023	281	+37.6%	Cons. · Japanese GAAP
FYE Mar 2024	348	+23.7%	Cons. · Japanese GAAP
FYE Mar 2025	352	+1.2%	Cons. · Japanese GAAP
FYE Mar 2026	501	+42.2%	Cons. · Japanese GAAP

Definition: The cost of what was sold
Formula: Cost of sales line of the income statement
Source: Securities report (XBRL)

Operating profit

FYE Mar 2026 ¥121bn

Average · 10 yrs ¥57bn

Fiscal year	Operating profit ¥ bn	YoY	Basis
FYE Mar 2017	-34.4	n/a	Cons. · Japanese GAAP
FYE Mar 2018	71.6	n/a	Cons. · Japanese GAAP
FYE Mar 2019	74.1	+3.4%	Cons. · Japanese GAAP
FYE Mar 2020	-5.3	−107.1%	Cons. · Japanese GAAP
FYE Mar 2021	60.4	n/a	Cons. · Japanese GAAP
FYE Mar 2022	76.1	+25.9%	Cons. · Japanese GAAP
FYE Mar 2023	50.1	−34.2%	Cons. · Japanese GAAP
FYE Mar 2024	56.9	+13.8%	Cons. · Japanese GAAP
FYE Mar 2025	104	+81.9%	Cons. · Japanese GAAP
FYE Mar 2026	121	+16.4%	Cons. · Japanese GAAP

Definition: What the core business earns
Formula: Gross profit − SG&A
Source: Securities report (XBRL)

Ordinary profit keijo rieki

FYE Mar 2026 ¥121bn

Average · 10 yrs ¥57bn

Fiscal year	Ordinary profit ¥ bn	YoY	Basis
FYE Mar 2017	-34.4	n/a	Cons. · Japanese GAAP
FYE Mar 2018	71.6	n/a	Cons. · Japanese GAAP
FYE Mar 2019	74.1	+3.4%	Cons. · Japanese GAAP
FYE Mar 2020	-5.3	−107.1%	Cons. · Japanese GAAP
FYE Mar 2021	60.4	n/a	Cons. · Japanese GAAP
FYE Mar 2022	76.1	+25.9%	Cons. · Japanese GAAP
FYE Mar 2023	50.1	−34.2%	Cons. · Japanese GAAP
FYE Mar 2024	56.9	+13.8%	Cons. · Japanese GAAP
FYE Mar 2025	104	+81.9%	Cons. · Japanese GAAP
FYE Mar 2026	121	+16.4%	Cons. · Japanese GAAP

Definition: A level of profit that exists only under Japanese GAAP
Formula: Operating profit + non-operating income − non-operating expenses
Source: Securities report (XBRL)

Extraordinary income

FYE Mar 2026 ¥0.1bn

CAGR · 10 yrs +16.4%

Fiscal year	Extraordinary income ¥ bn	YoY	Basis
FYE Mar 2017	0.0	n/a	Cons. · Japanese GAAP
FYE Mar 2018	0.0	−43.2%	Cons. · Japanese GAAP
FYE Mar 2019	0.0	−52.4%	Cons. · Japanese GAAP
FYE Mar 2020	117	+1174340.0%	Cons. · Japanese GAAP
FYE Mar 2021	0.3	−99.8%	Cons. · Japanese GAAP
FYE Mar 2022	0.2	−12.5%	Cons. · Japanese GAAP
FYE Mar 2023	0.2	−1.7%	Cons. · Japanese GAAP
FYE Mar 2024	22.1	+9626.0%	Cons. · Japanese GAAP
FYE Mar 2025	2.0	−91.0%	Cons. · Japanese GAAP
FYE Mar 2026	0.1	−92.7%	Cons. · Japanese GAAP

Definition: One-off gains, such as an asset sale
Formula: Extraordinary income line of the income statement
Source: Securities report (XBRL)

Net profit profit attributable to owners of the parent

FYE Mar 2026 ¥85bn

Average · 10 yrs ¥51bn

Fiscal year	Net profit ¥ bn	YoY	Basis
FYE Mar 2017	-54.3	n/a	Cons. · Japanese GAAP
FYE Mar 2018	49.4	n/a	Cons. · Japanese GAAP
FYE Mar 2019	51.6	+4.6%	Cons. · Japanese GAAP
FYE Mar 2020	111	+114.2%	Cons. · Japanese GAAP
FYE Mar 2021	44.6	−59.6%	Cons. · Japanese GAAP
FYE Mar 2022	54.1	+21.2%	Cons. · Japanese GAAP
FYE Mar 2023	31.2	−42.4%	Cons. · Japanese GAAP
FYE Mar 2024	61.2	+96.4%	Cons. · Japanese GAAP
FYE Mar 2025	72.1	+17.9%	Cons. · Japanese GAAP
FYE Mar 2026	85.4	+18.4%	Cons. · Japanese GAAP

Definition: What is left after tax
Formula: Pre-tax profit − income taxes
Source: Securities report (XBRL)

Operating margin

FYE Mar 2026 19.4%

Average · 10 yrs 16.4%

Fiscal year	Operating margin %	YoY	Basis
FYE Mar 2017	-14.6	n/a	Cons. · Japanese GAAP
FYE Mar 2018	30.2	+44.8pp	Cons. · Japanese GAAP
FYE Mar 2019	30.1	−0.0pp	Cons. · Japanese GAAP
FYE Mar 2020	-1.9	−32.0pp	Cons. · Japanese GAAP
FYE Mar 2021	22.0	+23.8pp	Cons. · Japanese GAAP
FYE Mar 2022	27.1	+5.1pp	Cons. · Japanese GAAP
FYE Mar 2023	15.1	−12.0pp	Cons. · Japanese GAAP
FYE Mar 2024	14.1	−1.0pp	Cons. · Japanese GAAP
FYE Mar 2025	22.7	+8.7pp	Cons. · Japanese GAAP
FYE Mar 2026	19.4	−3.3pp	Cons. · Japanese GAAP

Definition: The share of revenue the core business keeps
Formula: Operating profit ÷ revenue
Source: Securities report (XBRL)

Ordinary margin

FYE Mar 2026 19.4%

Average · 10 yrs 16.4%

Fiscal year	Ordinary margin %	YoY	Basis
FYE Mar 2017	-14.6	n/a	Cons. · Japanese GAAP
FYE Mar 2018	30.2	+44.8pp	Cons. · Japanese GAAP
FYE Mar 2019	30.1	−0.0pp	Cons. · Japanese GAAP
FYE Mar 2020	-1.9	−32.0pp	Cons. · Japanese GAAP
FYE Mar 2021	22.0	+23.8pp	Cons. · Japanese GAAP
FYE Mar 2022	27.1	+5.1pp	Cons. · Japanese GAAP
FYE Mar 2023	15.1	−12.0pp	Cons. · Japanese GAAP
FYE Mar 2024	14.1	−1.0pp	Cons. · Japanese GAAP
FYE Mar 2025	22.7	+8.7pp	Cons. · Japanese GAAP
FYE Mar 2026	19.4	−3.3pp	Cons. · Japanese GAAP

Definition: The share of revenue left at the ordinary-profit line
Formula: Ordinary profit ÷ revenue
Source: Securities report (XBRL)

Net margin

FYE Mar 2026 13.8%

Average · 10 yrs 14.7%

Fiscal year	Net margin %	YoY	Basis
FYE Mar 2017	-23.0	n/a	Cons. · Japanese GAAP
FYE Mar 2018	20.8	+43.8pp	Cons. · Japanese GAAP
FYE Mar 2019	21.0	+0.2pp	Cons. · Japanese GAAP
FYE Mar 2020	39.1	+18.1pp	Cons. · Japanese GAAP
FYE Mar 2021	16.2	−22.8pp	Cons. · Japanese GAAP
FYE Mar 2022	19.3	+3.0pp	Cons. · Japanese GAAP
FYE Mar 2023	9.4	−9.9pp	Cons. · Japanese GAAP
FYE Mar 2024	15.1	+5.7pp	Cons. · Japanese GAAP
FYE Mar 2025	15.8	+0.7pp	Cons. · Japanese GAAP
FYE Mar 2026	13.8	−2.1pp	Cons. · Japanese GAAP

Definition: The share of revenue left after everything
Formula: Net profit ÷ revenue
Source: Securities report (XBRL)

Cost-of-sales ratio

FYE Mar 2026 80.6%

Average · 10 yrs 83.6%

Fiscal year	Cost-of-sales ratio %	YoY	Basis
FYE Mar 2017	114.6	n/a	Cons. · Japanese GAAP
FYE Mar 2018	69.8	−44.8pp	Cons. · Japanese GAAP
FYE Mar 2019	69.9	−0.0pp	Cons. · Japanese GAAP
FYE Mar 2020	101.9	+32.0pp	Cons. · Japanese GAAP
FYE Mar 2021	78.0	−23.8pp	Cons. · Japanese GAAP
FYE Mar 2022	72.9	−5.1pp	Cons. · Japanese GAAP
FYE Mar 2023	84.9	+12.0pp	Cons. · Japanese GAAP
FYE Mar 2024	85.9	+1.0pp	Cons. · Japanese GAAP
FYE Mar 2025	77.3	−8.7pp	Cons. · Japanese GAAP
FYE Mar 2026	80.6	+3.3pp	Cons. · Japanese GAAP

Definition: The share of revenue taken by the cost of sales
Formula: Cost of sales ÷ revenue
Source: Securities report (XBRL)

Balance sheet Assets, debt and equity, and what they say about financial strength

What the balance sheet is made of

¥ bn

Equity Liabilities and non-controlling interests

Financial strength

Equity ratio Debt-to-equity

Total assets

FYE Mar 2026 ¥33.6tn

CAGR · 10 yrs +7.1%

Fiscal year	Total assets ¥ bn	YoY	Basis
FYE Mar 2017	18,113	n/a	Cons. · Japanese GAAP
FYE Mar 2018	20,164	+11.3%	Cons. · Japanese GAAP
FYE Mar 2019	20,840	+3.4%	Cons. · Japanese GAAP
FYE Mar 2020	25,068	+20.3%	Cons. · Japanese GAAP
FYE Mar 2021	27,510	+9.7%	Cons. · Japanese GAAP
FYE Mar 2022	29,172	+6.0%	Cons. · Japanese GAAP
FYE Mar 2023	29,924	+2.6%	Cons. · Japanese GAAP
FYE Mar 2024	32,650	+9.1%	Cons. · Japanese GAAP
FYE Mar 2025	32,263	−1.2%	Cons. · Japanese GAAP
FYE Mar 2026	33,559	+4.0%	Cons. · Japanese GAAP

Definition: Everything the company holds
Formula: Total assets line of the balance sheet
Source: Securities report (XBRL)

Equity net assets, shareholders' equity

FYE Mar 2026 ¥1.08tn

CAGR · 10 yrs +4.7%

Fiscal year	Equity ¥ bn	YoY	Basis
FYE Mar 2017	712	n/a	Cons. · Japanese GAAP
FYE Mar 2018	779	+9.4%	Cons. · Japanese GAAP
FYE Mar 2019	777	−0.2%	Cons. · Japanese GAAP
FYE Mar 2020	853	+9.7%	Cons. · Japanese GAAP
FYE Mar 2021	959	+12.4%	Cons. · Japanese GAAP
FYE Mar 2022	941	−1.9%	Cons. · Japanese GAAP
FYE Mar 2023	900	−4.3%	Cons. · Japanese GAAP
FYE Mar 2024	1,020	+13.3%	Cons. · Japanese GAAP
FYE Mar 2025	929	−8.9%	Cons. · Japanese GAAP
FYE Mar 2026	1,076	+15.8%	Cons. · Japanese GAAP

Definition: The part of the funding that never has to be repaid
Formula: Net assets line of the balance sheet
Source: Securities report (XBRL)

Interest-bearing debt

FYE Mar 2026 n/a

Average · 6 yrs ¥13bn

Fiscal year	Interest-bearing debt ¥ bn	YoY	Basis
FYE Mar 2017	30.0	n/a	Cons. · Japanese GAAP
FYE Mar 2018	20.0	−33.3%	Cons. · Japanese GAAP
FYE Mar 2019	10.0	−50.0%	Cons. · Japanese GAAP
FYE Mar 2020	10.0	−0.0%	Cons. · Japanese GAAP
FYE Mar 2021	10.0	−0.0%	Cons. · Japanese GAAP
FYE Mar 2022	0.0	−100.0%	Cons. · Japanese GAAP
FYE Mar 2023	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2024	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2025	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2026	n/a	n/a	Cons. · Japanese GAAP

Definition: Borrowings the company pays interest on
Formula: Loans + bonds + lease obligations
Source: Securities report (XBRL)

Long-term borrowings

FYE Mar 2026 n/a

CAGR · 5 yrs −24.0%

Fiscal year	Long-term borrowings ¥ bn	YoY	Basis
FYE Mar 2017	30.0	n/a	Cons. · Japanese GAAP
FYE Mar 2018	20.0	−33.3%	Cons. · Japanese GAAP
FYE Mar 2019	10.0	−50.0%	Cons. · Japanese GAAP
FYE Mar 2020	10.0	−0.0%	Cons. · Japanese GAAP
FYE Mar 2021	10.0	−0.0%	Cons. · Japanese GAAP
FYE Mar 2022	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2023	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2024	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2025	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2026	n/a	n/a	Cons. · Japanese GAAP

Definition: Borrowings repayable in more than a year
Formula: Long-term borrowings line of the balance sheet
Source: Securities report (XBRL)

Intangible assets

FYE Mar 2026 ¥37bn

CAGR · 10 yrs +10.4%

Fiscal year	Intangible assets ¥ bn	YoY	Basis
FYE Mar 2017	15.2	n/a	Cons. · Japanese GAAP
FYE Mar 2018	15.6	+2.3%	Cons. · Japanese GAAP
FYE Mar 2019	16.2	+4.1%	Cons. · Japanese GAAP
FYE Mar 2020	19.2	+18.6%	Cons. · Japanese GAAP
FYE Mar 2021	18.2	−5.3%	Cons. · Japanese GAAP
FYE Mar 2022	18.9	+3.8%	Cons. · Japanese GAAP
FYE Mar 2023	17.9	−5.3%	Cons. · Japanese GAAP
FYE Mar 2024	23.6	+31.9%	Cons. · Japanese GAAP
FYE Mar 2025	29.2	+23.9%	Cons. · Japanese GAAP
FYE Mar 2026	37.2	+27.3%	Cons. · Japanese GAAP

Definition: Assets with no physical form
Formula: Intangible assets line of the balance sheet
Source: Securities report (XBRL)

Equity ratio

FYE Mar 2026 3.2%

Average · 10 yrs 3.4%

Fiscal year	Equity ratio %	YoY	Basis
FYE Mar 2017	3.9	n/a	Cons. · Japanese GAAP
FYE Mar 2018	3.9	−0.1pp	Cons. · Japanese GAAP
FYE Mar 2019	3.7	−0.1pp	Cons. · Japanese GAAP
FYE Mar 2020	3.4	−0.3pp	Cons. · Japanese GAAP
FYE Mar 2021	3.5	+0.1pp	Cons. · Japanese GAAP
FYE Mar 2022	3.2	−0.3pp	Cons. · Japanese GAAP
FYE Mar 2023	3.0	−0.2pp	Cons. · Japanese GAAP
FYE Mar 2024	3.1	+0.1pp	Cons. · Japanese GAAP
FYE Mar 2025	2.9	−0.2pp	Cons. · Japanese GAAP
FYE Mar 2026	3.2	+0.3pp	Cons. · Japanese GAAP

Definition: How much of the balance sheet is funded without debt
Formula: Equity ÷ total assets
Source: Securities report (XBRL)

Debt-to-equity ratio D/E ratio

FYE Mar 2026 n/a

Average · 6 yrs 1.7%

Fiscal year	Debt-to-equity ratio %	YoY	Basis
FYE Mar 2017	4.2	n/a	Cons. · Japanese GAAP
FYE Mar 2018	2.6	−1.6pp	Cons. · Japanese GAAP
FYE Mar 2019	1.3	−1.3pp	Cons. · Japanese GAAP
FYE Mar 2020	1.2	−0.1pp	Cons. · Japanese GAAP
FYE Mar 2021	1.0	−0.1pp	Cons. · Japanese GAAP
FYE Mar 2022	0.0	−1.0pp	Cons. · Japanese GAAP
FYE Mar 2023	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2024	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2025	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2026	n/a	n/a	Cons. · Japanese GAAP

Definition: Borrowings measured against the company's own capital
Formula: Interest-bearing debt ÷ equity
Source: Securities report (XBRL)

ROE return on equity

FYE Mar 2026 7.9%

Average · 10 yrs 5.4%

Fiscal year	ROE %	YoY	Basis
FYE Mar 2017	-7.6	n/a	Cons. · Japanese GAAP
FYE Mar 2018	6.3	+14.0pp	Cons. · Japanese GAAP
FYE Mar 2019	6.6	+0.3pp	Cons. · Japanese GAAP
FYE Mar 2020	13.0	+6.3pp	Cons. · Japanese GAAP
FYE Mar 2021	4.7	−8.3pp	Cons. · Japanese GAAP
FYE Mar 2022	5.8	+1.1pp	Cons. · Japanese GAAP
FYE Mar 2023	3.5	−2.3pp	Cons. · Japanese GAAP
FYE Mar 2024	6.0	+2.5pp	Cons. · Japanese GAAP
FYE Mar 2025	7.8	+1.8pp	Cons. · Japanese GAAP
FYE Mar 2026	7.9	+0.2pp	Cons. · Japanese GAAP

Definition: What the shareholders' capital earns
Formula: Net profit ÷ equity
Source: Securities report (XBRL)

ROA return on assets

FYE Mar 2026 0.3%

Average · 10 yrs 0.2%

Fiscal year	ROA %	YoY	Basis
FYE Mar 2017	-0.3	n/a	Cons. · Japanese GAAP
FYE Mar 2018	0.2	+0.5pp	Cons. · Japanese GAAP
FYE Mar 2019	0.2	−0.0pp	Cons. · Japanese GAAP
FYE Mar 2020	0.4	+0.2pp	Cons. · Japanese GAAP
FYE Mar 2021	0.2	−0.3pp	Cons. · Japanese GAAP
FYE Mar 2022	0.2	−0.0pp	Cons. · Japanese GAAP
FYE Mar 2023	0.1	−0.1pp	Cons. · Japanese GAAP
FYE Mar 2024	0.2	+0.1pp	Cons. · Japanese GAAP
FYE Mar 2025	0.2	−0.0pp	Cons. · Japanese GAAP
FYE Mar 2026	0.3	−0.0pp	Cons. · Japanese GAAP

Definition: What the whole balance sheet earns
Formula: Net profit ÷ total assets
Source: Securities report (XBRL)

Asset turnover

FYE Mar 2026 0.02×

CAGR · 10 yrs +4.0%

Fiscal year	Asset turnover ×	YoY	Basis
FYE Mar 2017	0.01	n/a	Cons. · Japanese GAAP
FYE Mar 2018	0.01	−9.5%	Cons. · Japanese GAAP
FYE Mar 2019	0.01	+0.2%	Cons. · Japanese GAAP
FYE Mar 2020	0.01	−4.3%	Cons. · Japanese GAAP
FYE Mar 2021	0.01	−11.6%	Cons. · Japanese GAAP
FYE Mar 2022	0.01	−3.7%	Cons. · Japanese GAAP
FYE Mar 2023	0.01	+15.2%	Cons. · Japanese GAAP
FYE Mar 2024	0.01	+12.0%	Cons. · Japanese GAAP
FYE Mar 2025	0.01	+13.9%	Cons. · Japanese GAAP
FYE Mar 2026	0.02	+31.0%	Cons. · Japanese GAAP

Definition: How much revenue each yen of assets produces
Formula: Revenue ÷ total assets
Source: Securities report (XBRL)

Cash flow statement Cash from operations, investment and financing, and what is left on hand

The three cash flows

¥ bn

Operating CF Investing CF Financing CF

Cash against debt

¥ bn

Cash and equivalents Interest-bearing debt Net cash

Operating cash flow

FYE Mar 2026 -¥235bn

Average · 10 yrs ¥669bn

Fiscal year	Operating cash flow ¥ bn	YoY	Basis
FYE Mar 2017	1,152	n/a	Cons. · Japanese GAAP
FYE Mar 2018	1,160	+0.6%	Cons. · Japanese GAAP
FYE Mar 2019	-5.7	−100.5%	Cons. · Japanese GAAP
FYE Mar 2020	47.9	n/a	Cons. · Japanese GAAP
FYE Mar 2021	1,542	+3120.8%	Cons. · Japanese GAAP
FYE Mar 2022	2,164	+40.3%	Cons. · Japanese GAAP
FYE Mar 2023	-111	−105.1%	Cons. · Japanese GAAP
FYE Mar 2024	1,481	n/a	Cons. · Japanese GAAP
FYE Mar 2025	-504	−134.0%	Cons. · Japanese GAAP
FYE Mar 2026	-235	n/a	Cons. · Japanese GAAP

Definition: Cash the business itself generated
Formula: Cash flow from operating activities
Source: Securities report (XBRL)

Investing cash flow

FYE Mar 2026 ¥203bn

Average · 10 yrs -¥144bn

Fiscal year	Investing cash flow ¥ bn	YoY	Basis
FYE Mar 2017	-86.3	n/a	Cons. · Japanese GAAP
FYE Mar 2018	146	n/a	Cons. · Japanese GAAP
FYE Mar 2019	360	+147.5%	Cons. · Japanese GAAP
FYE Mar 2020	-148	−140.9%	Cons. · Japanese GAAP
FYE Mar 2021	4.7	n/a	Cons. · Japanese GAAP
FYE Mar 2022	-373	−7961.6%	Cons. · Japanese GAAP
FYE Mar 2023	3.1	n/a	Cons. · Japanese GAAP
FYE Mar 2024	-790	−25735.6%	Cons. · Japanese GAAP
FYE Mar 2025	-763	n/a	Cons. · Japanese GAAP
FYE Mar 2026	203	n/a	Cons. · Japanese GAAP

Definition: Cash spent on, or released by, investment
Formula: Cash flow from investing activities
Source: Securities report (XBRL)

Financing cash flow

FYE Mar 2026 -¥30bn

Average · 10 yrs -¥22bn

Fiscal year	Financing cash flow ¥ bn	YoY	Basis
FYE Mar 2017	-20.7	n/a	Cons. · Japanese GAAP
FYE Mar 2018	-12.0	n/a	Cons. · Japanese GAAP
FYE Mar 2019	-33.7	n/a	Cons. · Japanese GAAP
FYE Mar 2020	-16.0	n/a	Cons. · Japanese GAAP
FYE Mar 2021	-16.1	n/a	Cons. · Japanese GAAP
FYE Mar 2022	-27.0	n/a	Cons. · Japanese GAAP
FYE Mar 2023	-23.7	n/a	Cons. · Japanese GAAP
FYE Mar 2024	-20.7	n/a	Cons. · Japanese GAAP
FYE Mar 2025	-23.1	n/a	Cons. · Japanese GAAP
FYE Mar 2026	-29.9	n/a	Cons. · Japanese GAAP

Definition: Cash raised from, or returned to, lenders and shareholders
Formula: Cash flow from financing activities
Source: Securities report (XBRL)

Cash and equivalents

FYE Mar 2026 ¥7.09tn

CAGR · 10 yrs +10.6%

Fiscal year	Cash and equivalents ¥ bn	YoY	Basis
FYE Mar 2017	2,875	n/a	Cons. · Japanese GAAP
FYE Mar 2018	4,168	+45.0%	Cons. · Japanese GAAP
FYE Mar 2019	4,489	+7.7%	Cons. · Japanese GAAP
FYE Mar 2020	4,546	+1.3%	Cons. · Japanese GAAP
FYE Mar 2021	6,076	+33.7%	Cons. · Japanese GAAP
FYE Mar 2022	7,840	+29.0%	Cons. · Japanese GAAP
FYE Mar 2023	7,708	−1.7%	Cons. · Japanese GAAP
FYE Mar 2024	8,445	+9.6%	Cons. · Japanese GAAP
FYE Mar 2025	7,155	−15.3%	Cons. · Japanese GAAP
FYE Mar 2026	7,093	−0.9%	Cons. · Japanese GAAP

Definition: Cash on hand at the year end
Formula: Closing balance in the cash flow statement
Source: Securities report (XBRL)

Free cash flow

FYE Mar 2026 -¥32bn

Average · 10 yrs ¥525bn

Fiscal year	FCF ¥ bn	YoY	Basis
FYE Mar 2017	1,066	n/a	Cons. · Japanese GAAP
FYE Mar 2018	1,305	+22.5%	Cons. · Japanese GAAP
FYE Mar 2019	355	−72.8%	Cons. · Japanese GAAP
FYE Mar 2020	-99.6	−128.1%	Cons. · Japanese GAAP
FYE Mar 2021	1,547	n/a	Cons. · Japanese GAAP
FYE Mar 2022	1,791	+15.8%	Cons. · Japanese GAAP
FYE Mar 2023	-108	−106.0%	Cons. · Japanese GAAP
FYE Mar 2024	691	n/a	Cons. · Japanese GAAP
FYE Mar 2025	-1,267	−283.4%	Cons. · Japanese GAAP
FYE Mar 2026	-32.5	n/a	Cons. · Japanese GAAP

Definition: What is left once the business has paid for its own investment
Formula: Operating cash flow + investing cash flow
Source: Securities report (XBRL)

Operating cash flow margin

FYE Mar 2026 -37.9%

Average · 10 yrs 250.8%

Fiscal year	OCF margin %	YoY	Basis
FYE Mar 2017	488.8	n/a	Cons. · Japanese GAAP
FYE Mar 2018	488.2	−0.6pp	Cons. · Japanese GAAP
FYE Mar 2019	-2.3	−490.5pp	Cons. · Japanese GAAP
FYE Mar 2020	16.9	+19.2pp	Cons. · Japanese GAAP
FYE Mar 2021	561.2	+544.3pp	Cons. · Japanese GAAP
FYE Mar 2022	771.5	+210.4pp	Cons. · Japanese GAAP
FYE Mar 2023	-33.6	−805.1pp	Cons. · Japanese GAAP
FYE Mar 2024	365.9	+399.5pp	Cons. · Japanese GAAP
FYE Mar 2025	-110.6	−476.5pp	Cons. · Japanese GAAP
FYE Mar 2026	-37.9	+72.7pp	Cons. · Japanese GAAP

Definition: How much of the revenue turned into cash
Formula: Operating cash flow ÷ revenue
Source: Securities report (XBRL)

Net cash

FYE Mar 2026 n/a

CAGR · 6 yrs +22.5%

Fiscal year	Net cash ¥ bn	YoY	Basis
FYE Mar 2017	2,845	n/a	Cons. · Japanese GAAP
FYE Mar 2018	4,148	+45.8%	Cons. · Japanese GAAP
FYE Mar 2019	4,479	+8.0%	Cons. · Japanese GAAP
FYE Mar 2020	4,536	+1.3%	Cons. · Japanese GAAP
FYE Mar 2021	6,066	+33.7%	Cons. · Japanese GAAP
FYE Mar 2022	7,840	+29.2%	Cons. · Japanese GAAP
FYE Mar 2023	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2024	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2025	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2026	n/a	n/a	Cons. · Japanese GAAP

Definition: Cash on hand once the borrowings are paid off
Formula: Cash and equivalents − interest-bearing debt
Source: Securities report (XBRL)

Shares and share price Shares outstanding, price, market capitalisation and the valuation multiples

Market capitalisation

FYE Mar 2026 ¥1.13tn

Change · 9 yrs +¥633bn

Fiscal year	Market capitalisation ¥ bn	Basis
FYE Mar 2017	n/a	n/a
FYE Mar 2018	492	n/a
FYE Mar 2019	422	n/a
FYE Mar 2020	272	n/a
FYE Mar 2021	401	n/a
FYE Mar 2022	453	n/a
FYE Mar 2023	487	n/a
FYE Mar 2024	773	n/a
FYE Mar 2025	751	n/a
FYE Mar 2026	1,126	n/a

Definition: What the market says the company is worth
Formula: Year-end share price × shares outstanding
Source: Securities report (XBRL)

Share price year-end close

FYE Mar 2026 5,889¥

Change · 9 yrs +5,317¥

Fiscal year	Share price ¥	Basis
FYE Mar 2017	n/a	n/a
FYE Mar 2018	573	n/a
FYE Mar 2019	2,454	n/a
FYE Mar 2020	1,425	n/a
FYE Mar 2021	2,097	n/a
FYE Mar 2022	2,371	n/a
FYE Mar 2023	2,548	n/a
FYE Mar 2024	4,043	n/a
FYE Mar 2025	3,930	n/a
FYE Mar 2026	5,889	n/a

Definition: The closing price on the last day of the fiscal year
Formula: Year-end closing price
Source: Securities report (XBRL)

Shares outstanding

FYE Mar 2026 191,138,000shares

Change · 10 yrs −668,623,000 shares

Fiscal year	Shares outstanding shares	Basis
FYE Mar 2017	859,761,000	Parent
FYE Mar 2018	859,761,000	Parent
FYE Mar 2019	171,952,000	Parent
FYE Mar 2020	191,138,000	Parent
FYE Mar 2021	191,138,000	Parent
FYE Mar 2022	191,138,000	Parent
FYE Mar 2023	191,138,000	Parent
FYE Mar 2024	191,138,000	Parent
FYE Mar 2025	191,138,000	Parent
FYE Mar 2026	191,138,000	Parent

Definition: How many shares exist
Formula: Shares issued, from the key figures of the filing
Source: Securities report (XBRL)

EPS earnings per share

FYE Mar 2026 451.99¥

Change · 10 yrs +515.21¥

Fiscal year	EPS ¥	Basis
FYE Mar 2017	-63.22	Cons.
FYE Mar 2018	287.42	Cons.
FYE Mar 2019	300.71	Cons.
FYE Mar 2020	581.83	Cons.
FYE Mar 2021	234.86	Cons.
FYE Mar 2022	284.69	Cons.
FYE Mar 2023	165.54	Cons.
FYE Mar 2024	324.76	Cons.
FYE Mar 2025	381.54	Cons.
FYE Mar 2026	451.99	Cons.

Definition: Net profit for each share
Formula: Net profit ÷ average shares outstanding
Source: Securities report (XBRL)

BPS book value per share

FYE Mar 2026 5,630.95¥

Change · 10 yrs +4,802.75¥

Fiscal year	BPS ¥	Basis
FYE Mar 2017	828.20	Cons. · Japanese GAAP
FYE Mar 2018	906.01	Cons. · Japanese GAAP
FYE Mar 2019	4,520.40	Cons. · Japanese GAAP
FYE Mar 2020	4,462.95	Cons. · Japanese GAAP
FYE Mar 2021	5,016.22	Cons. · Japanese GAAP
FYE Mar 2022	4,922.80	Cons. · Japanese GAAP
FYE Mar 2023	4,710.80	Cons. · Japanese GAAP
FYE Mar 2024	5,338.25	Cons. · Japanese GAAP
FYE Mar 2025	4,861.32	Cons. · Japanese GAAP
FYE Mar 2026	5,630.95	Cons. · Japanese GAAP

Definition: Equity behind each share
Formula: Equity ÷ shares outstanding
Source: Securities report (XBRL)

PER price-to-earnings ratio

FYE Mar 2026 13.03×

Average · 9 yrs 9.89×

Fiscal year	PER ×	Basis
FYE Mar 2017	n/a	Cons.
FYE Mar 2018	9.96	Cons.
FYE Mar 2019	8.16	Cons.
FYE Mar 2020	2.45	Cons.
FYE Mar 2021	8.93	Cons.
FYE Mar 2022	8.33	Cons.
FYE Mar 2023	15.39	Cons.
FYE Mar 2024	12.45	Cons.
FYE Mar 2025	10.30	Cons.
FYE Mar 2026	13.03	Cons.

Definition: How many years of earnings the price stands for
Formula: Year-end price ÷ EPS
Source: Securities report (XBRL)

PBR price-to-book ratio

FYE Mar 2026 1.03×

Average · 9 yrs 0.61×

Fiscal year	PBR ×	Basis
FYE Mar 2017	n/a	Cons.
FYE Mar 2018	0.63	Cons.
FYE Mar 2019	0.54	Cons.
FYE Mar 2020	0.32	Cons.
FYE Mar 2021	0.42	Cons.
FYE Mar 2022	0.48	Cons.
FYE Mar 2023	0.53	Cons.
FYE Mar 2024	0.75	Cons.
FYE Mar 2025	0.80	Cons.
FYE Mar 2026	1.03	Cons.

Definition: The price measured against the book value behind it
Formula: Year-end price ÷ BPS
Source: Securities report (XBRL)

Workforce and productivity Headcount, pay and what each employee accounts for

Group employees

FYE Mar 2026 8,050people

Change · 10 yrs +1,185 people

Fiscal year	Group employees people	YoY	Basis
FYE Mar 2017	6,865	n/a	Cons.
FYE Mar 2018	6,811	−0.8%	Cons.
FYE Mar 2019	6,717	−1.4%	Cons.
FYE Mar 2020	8,030	+19.5%	Cons.
FYE Mar 2021	8,103	+0.9%	Cons.
FYE Mar 2022	7,830	−3.4%	Cons.
FYE Mar 2023	7,546	−3.6%	Cons.
FYE Mar 2024	7,995	+6.0%	Cons.
FYE Mar 2025	7,928	−0.8%	Cons.
FYE Mar 2026	8,050	+1.5%	Cons.

Definition: Everyone employed across the group
Formula: Consolidated headcount, from the employee section of the filing
Source: Securities report (XBRL)

Parent-company employees

FYE Mar 2026 328people

Change · 10 yrs +286 people

Fiscal year	Parent-company employees people	YoY	Basis
FYE Mar 2017	42	n/a	Parent
FYE Mar 2018	38	−9.5%	Parent
FYE Mar 2019	35	−7.9%	Parent
FYE Mar 2020	166	+374.3%	Parent
FYE Mar 2021	302	+81.9%	Parent
FYE Mar 2022	299	−1.0%	Parent
FYE Mar 2023	273	−8.7%	Parent
FYE Mar 2024	304	+11.4%	Parent
FYE Mar 2025	318	+4.6%	Parent
FYE Mar 2026	328	+3.1%	Parent

Definition: Employees of the filing company itself
Formula: Parent-only headcount, from the employee section of the filing
Source: Securities report (XBRL)

Average annual pay parent company

FYE Mar 2026 779万円

Change · 10 yrs −6万円

Fiscal year	Average annual pay 万円	YoY	Basis
FYE Mar 2017	785	n/a	Parent
FYE Mar 2018	756	−3.7%	Parent
FYE Mar 2019	801	+5.8%	Parent
FYE Mar 2020	795	−0.7%	Parent
FYE Mar 2021	840	+5.7%	Parent
FYE Mar 2022	800	−4.7%	Parent
FYE Mar 2023	781	−2.4%	Parent
FYE Mar 2024	731	−6.3%	Parent
FYE Mar 2025	717	−2.0%	Parent
FYE Mar 2026	779	+8.7%	Parent

Definition: Average total annual compensation, bonuses included
Formula: Average annual pay, from the employee section of the filing
Source: Securities report (XBRL)

Average age

FYE Mar 2026 38.7years

Change · 8 yrs −8.4 years

Fiscal year	Average age years	YoY	Basis
FYE Mar 2017	n/a	n/a	Parent
FYE Mar 2018	n/a	n/a	Parent
FYE Mar 2019	47.1	n/a	Parent
FYE Mar 2020	40.0	−15.1%	Parent
FYE Mar 2021	36.3	−9.3%	Parent
FYE Mar 2022	37.6	+3.6%	Parent
FYE Mar 2023	36.9	−1.9%	Parent
FYE Mar 2024	38.3	+3.8%	Parent
FYE Mar 2025	38.3	−0.0%	Parent
FYE Mar 2026	38.7	+1.0%	Parent

Definition: Average age of the parent company's employees
Formula: Average age, from the employee section of the filing
Source: Securities report (XBRL)

Average length of service

FYE Mar 2026 10.8years

Change · 10 yrs −11.5 years

Fiscal year	Average length of service years	YoY	Basis
FYE Mar 2017	22.3	n/a	Parent
FYE Mar 2018	22.3	−0.0%	Parent
FYE Mar 2019	24.2	+8.5%	Parent
FYE Mar 2020	14.8	−38.8%	Parent
FYE Mar 2021	10.2	−31.1%	Parent
FYE Mar 2022	12.1	+18.6%	Parent
FYE Mar 2023	12.4	+2.5%	Parent
FYE Mar 2024	12.0	−3.2%	Parent
FYE Mar 2025	11.1	−7.5%	Parent
FYE Mar 2026	10.8	−2.7%	Parent

Definition: How long the average employee has been with the company
Formula: Average years of service, from the employee section of the filing
Source: Securities report (XBRL)

Temporary employees

FYE Mar 2026 2,874people

Change · 10 yrs +464 people

Fiscal year	Temporary employees people	YoY	Basis
FYE Mar 2017	2,410	n/a	n/a
FYE Mar 2018	2,416	+0.2%	n/a
FYE Mar 2019	2,392	−1.0%	n/a
FYE Mar 2020	3,014	+26.0%	n/a
FYE Mar 2021	3,012	−0.1%	n/a
FYE Mar 2022	2,905	−3.6%	n/a
FYE Mar 2023	2,754	−5.2%	n/a
FYE Mar 2024	2,763	+0.3%	n/a
FYE Mar 2025	2,705	−2.1%	n/a
FYE Mar 2026	2,874	+6.2%	n/a

Definition: Average number of temporary and part-time staff over the year
Formula: Average temporary headcount, from the employee section of the filing
Source: Securities report (XBRL)

Revenue per employee

FYE Mar 2026 ¥77.2m

Change · 10 yrs +¥42.8m

Fiscal year	Revenue per employee ¥ m	YoY	Basis
FYE Mar 2017	34.3	n/a	Cons.
FYE Mar 2018	34.9	+1.6%	Cons.
FYE Mar 2019	36.6	+5.0%	Cons.
FYE Mar 2020	35.3	−3.8%	Cons.
FYE Mar 2021	33.9	−3.9%	Cons.
FYE Mar 2022	35.8	+5.6%	Cons.
FYE Mar 2023	43.9	+22.6%	Cons.
FYE Mar 2024	50.6	+15.3%	Cons.
FYE Mar 2025	57.5	+13.5%	Cons.
FYE Mar 2026	77.2	+34.2%	Cons.

Definition: What each employee accounts for in revenue
Formula: Revenue ÷ group employees
Source: Securities report (XBRL)

Operating profit per employee

FYE Mar 2026 ¥15.0m

Change · 10 yrs +¥20.0m

Fiscal year	OP per employee ¥ m	YoY	Basis
FYE Mar 2017	-5.0	n/a	Cons.
FYE Mar 2018	10.5	n/a	Cons.
FYE Mar 2019	11.0	+4.9%	Cons.
FYE Mar 2020	-0.7	−105.9%	Cons.
FYE Mar 2021	7.5	n/a	Cons.
FYE Mar 2022	9.7	+30.3%	Cons.
FYE Mar 2023	6.6	−31.7%	Cons.
FYE Mar 2024	7.1	+7.4%	Cons.
FYE Mar 2025	13.1	+83.5%	Cons.
FYE Mar 2026	15.0	+14.7%	Cons.

Definition: What each employee accounts for in operating profit
Formula: Operating profit ÷ group employees
Source: Securities report (XBRL)

Disclaimer

Figures are reproduced as filed and are not restated: a change of accounting standard or of consolidation basis moves the series without anything happening to the business. Where that happened, the table says so in place of the year-on-year figure.
Ratios and per-employee figures are computed from the filed lines rather than taken from the filing, and use year-end balances rather than averages.

Accuracy, liability, reuse and privacy — the full disclaimer →

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