Financials

Sumitomo Mitsui Financial Group: FYE Mar 2026 and ten years of results (43 metrics)

FYE Mar 2026 · Revenue¥10.8tnYoY +6.1%

FYE Mar 2026 · Operating profit¥2.30tnYoY +34.0%

FYE Mar 2026 · Net profit¥1.58tnYoY +34.4%

FYE Mar 2026 · Equity ratio4.8%YoY +0.0pp

FYE Mar 2026 · Group employees122,970YoY −8

Fiscal year	Revenue	YoY	Operating profit	YoY	Margin	Net profit	Chief executive	That year
FYE Mar 2017Consolidated	¥5.13tn	n/a	¥1.01tn	n/a	19.6%	¥707bn	Miyata Koichi	—
FYE Mar 2018Consolidated	¥5.76tn	+12.3%	¥1.16tn	+15.7%	20.2%	¥734bn	Miyata Koichi	Takeshi Kunibe becomes president; nomination-committee board
FYE Mar 2019Consolidated	¥5.74tn	−0.5%	¥1.14tn	−2.5%	19.8%	¥727bn	Kunibe Takeshi	—
FYE Mar 2020Consolidated	¥4.59tn	−19.9%	¥932bn	−17.9%	20.3%	¥704bn	Kunibe Takeshi	Jun Ota becomes president; pushes “beyond banking”
FYE Mar 2021Consolidated	¥3.90tn	−15.0%	¥711bn	−23.7%	18.2%	¥513bn	Ota Jun	—
FYE Mar 2022Consolidated	¥4.11tn	+5.4%	¥1.04tn	+46.4%	25.3%	¥707bn	Ota Jun	Alliance with <strong>Jefferies</strong>; stakes in Vietnam’s FE Credit and VPBank
FYE Mar 2023Consolidated	¥6.14tn	+49.4%	¥1.16tn	+11.6%	18.9%	¥806bn	Ota Jun	Buys aircraft lessor Goshawk
FYE Mar 2024Consolidated	¥9.35tn	+52.3%	¥1.47tn	+26.3%	15.7%	¥963bn	Ota Jun	Jun Ota dies suddenly; <strong>Toru Nakashima</strong> becomes president
FYE Mar 2025Consolidated	¥10.2tn	+8.8%	¥1.72tn	+17.3%	16.9%	¥1.18tn	Nakashima Toru	Record net income of <span class="en-history_money" data-yen="962900000000" data-year="2024">$6.4B (¥963bn)</span>; Olive passes 12M accounts
FYE Mar 2026Consolidated	¥10.8tn	+6.1%	¥2.30tn	+34.0%	21.3%	¥1.58tn	Nakashima Toru	Agrees to acquire U.S. lessor Air Lease Corporation

How it compares

Mitsubishi UFJ Financial Group¥14.6tnFY2025Operating margin 23.3%

Sumitomo Mitsui Financial Group¥10.8tnFY2025Operating margin 21.3%

Mizuho Financial Group¥9.09tnFY2025Operating margin 17.3%

The Dai-Ichi Kangyo Bank, LimitedDelisted 2000

The Sumitomo Bank, LimitedDelisted 2001

The Fuji Bank, LimitedDelisted 2000

The Sanwa Bank, LimitedDelisted 2001

The Industrial Bank of Japan, LimitedDelisted 2000 Resona Holdings¥1.36tnFY2025Operating margin 28.8%

The Sakura Bank, LimitedDelisted 2001

Income statement Revenue, costs, each level of profit and the margins they leave

Where the revenue goes

¥ bn

Cost of sales Operating profit

Margins

Operating margin Ordinary margin Net margin

Revenue net sales, operating revenue

FYE Mar 2026 ¥10.8tn

CAGR · 10 yrs +8.6%

Fiscal year	Revenue ¥ bn	YoY	Basis
FYE Mar 2017	5,133	n/a	Cons. · Japanese GAAP
FYE Mar 2018	5,764	+12.3%	Cons. · Japanese GAAP
FYE Mar 2019	5,735	−0.5%	Cons. · Japanese GAAP
FYE Mar 2020	4,592	−19.9%	Cons. · Japanese GAAP
FYE Mar 2021	3,902	−15.0%	Cons. · Japanese GAAP
FYE Mar 2022	4,111	+5.4%	Cons. · Japanese GAAP
FYE Mar 2023	6,142	+49.4%	Cons. · Japanese GAAP
FYE Mar 2024	9,354	+52.3%	Cons. · Japanese GAAP
FYE Mar 2025	10,175	+8.8%	Cons. · Japanese GAAP
FYE Mar 2026	10,791	+6.1%	Cons. · Japanese GAAP

Definition: Everything the company took in from its own business
Formula: Revenue line of the income statement
Source: Securities report (XBRL)

Cost of sales

FYE Mar 2026 ¥8.49tn

CAGR · 10 yrs +8.3%

Fiscal year	Cost of sales ¥ bn	YoY	Basis
FYE Mar 2017	4,127	n/a	Cons. · Japanese GAAP
FYE Mar 2018	4,600	+11.5%	Cons. · Japanese GAAP
FYE Mar 2019	4,600	−0.0%	Cons. · Japanese GAAP
FYE Mar 2020	3,660	−20.4%	Cons. · Japanese GAAP
FYE Mar 2021	3,191	−12.8%	Cons. · Japanese GAAP
FYE Mar 2022	3,071	−3.8%	Cons. · Japanese GAAP
FYE Mar 2023	4,981	+62.2%	Cons. · Japanese GAAP
FYE Mar 2024	7,887	+58.3%	Cons. · Japanese GAAP
FYE Mar 2025	8,455	+7.2%	Cons. · Japanese GAAP
FYE Mar 2026	8,488	+0.4%	Cons. · Japanese GAAP

Definition: The cost of what was sold
Formula: Cost of sales line of the income statement
Source: Securities report (XBRL)

Operating profit

FYE Mar 2026 ¥2.30tn

CAGR · 10 yrs +9.6%

Fiscal year	Operating profit ¥ bn	YoY	Basis
FYE Mar 2017	1,006	n/a	Cons. · Japanese GAAP
FYE Mar 2018	1,164	+15.7%	Cons. · Japanese GAAP
FYE Mar 2019	1,135	−2.5%	Cons. · Japanese GAAP
FYE Mar 2020	932	−17.9%	Cons. · Japanese GAAP
FYE Mar 2021	711	−23.7%	Cons. · Japanese GAAP
FYE Mar 2022	1,041	+46.4%	Cons. · Japanese GAAP
FYE Mar 2023	1,161	+11.6%	Cons. · Japanese GAAP
FYE Mar 2024	1,466	+26.3%	Cons. · Japanese GAAP
FYE Mar 2025	1,719	+17.3%	Cons. · Japanese GAAP
FYE Mar 2026	2,303	+34.0%	Cons. · Japanese GAAP

Definition: What the core business earns
Formula: Gross profit − SG&A
Source: Securities report (XBRL)

Ordinary profit keijo rieki

FYE Mar 2026 ¥2.30tn

CAGR · 10 yrs +9.6%

Fiscal year	Ordinary profit ¥ bn	YoY	Basis
FYE Mar 2017	1,006	n/a	Cons. · Japanese GAAP
FYE Mar 2018	1,164	+15.7%	Cons. · Japanese GAAP
FYE Mar 2019	1,135	−2.5%	Cons. · Japanese GAAP
FYE Mar 2020	932	−17.9%	Cons. · Japanese GAAP
FYE Mar 2021	711	−23.7%	Cons. · Japanese GAAP
FYE Mar 2022	1,041	+46.4%	Cons. · Japanese GAAP
FYE Mar 2023	1,161	+11.6%	Cons. · Japanese GAAP
FYE Mar 2024	1,466	+26.3%	Cons. · Japanese GAAP
FYE Mar 2025	1,719	+17.3%	Cons. · Japanese GAAP
FYE Mar 2026	2,303	+34.0%	Cons. · Japanese GAAP

Definition: A level of profit that exists only under Japanese GAAP
Formula: Operating profit + non-operating income − non-operating expenses
Source: Securities report (XBRL)

Extraordinary income

FYE Mar 2026 ¥9.7bn

CAGR · 10 yrs −12.0%

Fiscal year	Extraordinary income ¥ bn	YoY	Basis
FYE Mar 2017	31.0	n/a	Cons. · Japanese GAAP
FYE Mar 2018	0.9	−97.2%	Cons. · Japanese GAAP
FYE Mar 2019	2.8	+226.3%	Cons. · Japanese GAAP
FYE Mar 2020	23.9	+745.6%	Cons. · Japanese GAAP
FYE Mar 2021	9.4	−60.5%	Cons. · Japanese GAAP
FYE Mar 2022	1.7	−81.9%	Cons. · Japanese GAAP
FYE Mar 2023	3.1	+82.2%	Cons. · Japanese GAAP
FYE Mar 2024	8.2	+163.1%	Cons. · Japanese GAAP
FYE Mar 2025	3.1	−62.2%	Cons. · Japanese GAAP
FYE Mar 2026	9.7	+215.5%	Cons. · Japanese GAAP

Definition: One-off gains, such as an asset sale
Formula: Extraordinary income line of the income statement
Source: Securities report (XBRL)

Net profit profit attributable to owners of the parent

FYE Mar 2026 ¥1.58tn

CAGR · 10 yrs +9.4%

Fiscal year	Net profit ¥ bn	YoY	Basis
FYE Mar 2017	707	n/a	Cons. · Japanese GAAP
FYE Mar 2018	734	+3.9%	Cons. · Japanese GAAP
FYE Mar 2019	727	−1.0%	Cons. · Japanese GAAP
FYE Mar 2020	704	−3.1%	Cons. · Japanese GAAP
FYE Mar 2021	513	−27.1%	Cons. · Japanese GAAP
FYE Mar 2022	707	+37.8%	Cons. · Japanese GAAP
FYE Mar 2023	806	+14.0%	Cons. · Japanese GAAP
FYE Mar 2024	963	+19.5%	Cons. · Japanese GAAP
FYE Mar 2025	1,178	+22.3%	Cons. · Japanese GAAP
FYE Mar 2026	1,583	+34.4%	Cons. · Japanese GAAP

Definition: What is left after tax
Formula: Pre-tax profit − income taxes
Source: Securities report (XBRL)

Operating margin

FYE Mar 2026 21.3%

Average · 10 yrs 19.6%

Fiscal year	Operating margin %	YoY	Basis
FYE Mar 2017	19.6	n/a	Cons. · Japanese GAAP
FYE Mar 2018	20.2	+0.6pp	Cons. · Japanese GAAP
FYE Mar 2019	19.8	−0.4pp	Cons. · Japanese GAAP
FYE Mar 2020	20.3	+0.5pp	Cons. · Japanese GAAP
FYE Mar 2021	18.2	−2.1pp	Cons. · Japanese GAAP
FYE Mar 2022	25.3	+7.1pp	Cons. · Japanese GAAP
FYE Mar 2023	18.9	−6.4pp	Cons. · Japanese GAAP
FYE Mar 2024	15.7	−3.2pp	Cons. · Japanese GAAP
FYE Mar 2025	16.9	+1.2pp	Cons. · Japanese GAAP
FYE Mar 2026	21.3	+4.4pp	Cons. · Japanese GAAP

Definition: The share of revenue the core business keeps
Formula: Operating profit ÷ revenue
Source: Securities report (XBRL)

Ordinary margin

FYE Mar 2026 21.3%

Average · 10 yrs 19.6%

Fiscal year	Ordinary margin %	YoY	Basis
FYE Mar 2017	19.6	n/a	Cons. · Japanese GAAP
FYE Mar 2018	20.2	+0.6pp	Cons. · Japanese GAAP
FYE Mar 2019	19.8	−0.4pp	Cons. · Japanese GAAP
FYE Mar 2020	20.3	+0.5pp	Cons. · Japanese GAAP
FYE Mar 2021	18.2	−2.1pp	Cons. · Japanese GAAP
FYE Mar 2022	25.3	+7.1pp	Cons. · Japanese GAAP
FYE Mar 2023	18.9	−6.4pp	Cons. · Japanese GAAP
FYE Mar 2024	15.7	−3.2pp	Cons. · Japanese GAAP
FYE Mar 2025	16.9	+1.2pp	Cons. · Japanese GAAP
FYE Mar 2026	21.3	+4.4pp	Cons. · Japanese GAAP

Definition: The share of revenue left at the ordinary-profit line
Formula: Ordinary profit ÷ revenue
Source: Securities report (XBRL)

Net margin

FYE Mar 2026 14.7%

Average · 10 yrs 13.4%

Fiscal year	Net margin %	YoY	Basis
FYE Mar 2017	13.8	n/a	Cons. · Japanese GAAP
FYE Mar 2018	12.7	−1.0pp	Cons. · Japanese GAAP
FYE Mar 2019	12.7	−0.1pp	Cons. · Japanese GAAP
FYE Mar 2020	15.3	+2.7pp	Cons. · Japanese GAAP
FYE Mar 2021	13.1	−2.2pp	Cons. · Japanese GAAP
FYE Mar 2022	17.2	+4.0pp	Cons. · Japanese GAAP
FYE Mar 2023	13.1	−4.1pp	Cons. · Japanese GAAP
FYE Mar 2024	10.3	−2.8pp	Cons. · Japanese GAAP
FYE Mar 2025	11.6	+1.3pp	Cons. · Japanese GAAP
FYE Mar 2026	14.7	+3.1pp	Cons. · Japanese GAAP

Definition: The share of revenue left after everything
Formula: Net profit ÷ revenue
Source: Securities report (XBRL)

Cost-of-sales ratio

FYE Mar 2026 78.7%

Average · 10 yrs 80.4%

Fiscal year	Cost-of-sales ratio %	YoY	Basis
FYE Mar 2017	80.4	n/a	Cons. · Japanese GAAP
FYE Mar 2018	79.8	−0.6pp	Cons. · Japanese GAAP
FYE Mar 2019	80.2	+0.4pp	Cons. · Japanese GAAP
FYE Mar 2020	79.7	−0.5pp	Cons. · Japanese GAAP
FYE Mar 2021	81.8	+2.1pp	Cons. · Japanese GAAP
FYE Mar 2022	74.7	−7.1pp	Cons. · Japanese GAAP
FYE Mar 2023	81.1	+6.4pp	Cons. · Japanese GAAP
FYE Mar 2024	84.3	+3.2pp	Cons. · Japanese GAAP
FYE Mar 2025	83.1	−1.2pp	Cons. · Japanese GAAP
FYE Mar 2026	78.7	−4.4pp	Cons. · Japanese GAAP

Definition: The share of revenue taken by the cost of sales
Formula: Cost of sales ÷ revenue
Source: Securities report (XBRL)

Balance sheet Assets, debt and equity, and what they say about financial strength

What the balance sheet is made of

¥ bn

Equity Liabilities and non-controlling interests

Financial strength

Equity ratio Debt-to-equity

Total assets

FYE Mar 2026 ¥328.5tn

CAGR · 10 yrs +5.8%

Fiscal year	Total assets ¥ bn	YoY	Basis
FYE Mar 2017	197,792	n/a	Cons. · Japanese GAAP
FYE Mar 2018	199,049	+0.6%	Cons. · Japanese GAAP
FYE Mar 2019	203,659	+2.3%	Cons. · Japanese GAAP
FYE Mar 2020	219,864	+8.0%	Cons. · Japanese GAAP
FYE Mar 2021	242,584	+10.3%	Cons. · Japanese GAAP
FYE Mar 2022	257,705	+6.2%	Cons. · Japanese GAAP
FYE Mar 2023	270,429	+4.9%	Cons. · Japanese GAAP
FYE Mar 2024	295,237	+9.2%	Cons. · Japanese GAAP
FYE Mar 2025	306,282	+3.7%	Cons. · Japanese GAAP
FYE Mar 2026	328,511	+7.3%	Cons. · Japanese GAAP

Definition: Everything the company holds
Formula: Total assets line of the balance sheet
Source: Securities report (XBRL)

Equity net assets, shareholders' equity

FYE Mar 2026 ¥15.8tn

CAGR · 10 yrs +5.5%

Fiscal year	Equity ¥ bn	YoY	Basis
FYE Mar 2017	9,735	n/a	Cons. · Japanese GAAP
FYE Mar 2018	10,393	+6.8%	Cons. · Japanese GAAP
FYE Mar 2019	10,773	+3.7%	Cons. · Japanese GAAP
FYE Mar 2020	10,722	−0.5%	Cons. · Japanese GAAP
FYE Mar 2021	11,828	+10.3%	Cons. · Japanese GAAP
FYE Mar 2022	12,100	+2.3%	Cons. · Japanese GAAP
FYE Mar 2023	12,682	+4.8%	Cons. · Japanese GAAP
FYE Mar 2024	14,661	+15.6%	Cons. · Japanese GAAP
FYE Mar 2025	14,704	+0.3%	Cons. · Japanese GAAP
FYE Mar 2026	15,786	+7.4%	Cons. · Japanese GAAP

Definition: The part of the funding that never has to be repaid
Formula: Net assets line of the balance sheet
Source: Securities report (XBRL)

Interest-bearing debt

FYE Mar 2026 ¥15.4tn

CAGR · 10 yrs +7.3%

Fiscal year	Interest-bearing debt ¥ bn	YoY	Basis
FYE Mar 2017	8,129	n/a	Cons. · Japanese GAAP
FYE Mar 2018	9,058	+11.4%	Cons. · Japanese GAAP
FYE Mar 2019	9,227	+1.9%	Cons. · Japanese GAAP
FYE Mar 2020	9,236	+0.1%	Cons. · Japanese GAAP
FYE Mar 2021	9,043	−2.1%	Cons. · Japanese GAAP
FYE Mar 2022	9,808	+8.5%	Cons. · Japanese GAAP
FYE Mar 2023	10,365	+5.7%	Cons. · Japanese GAAP
FYE Mar 2024	13,120	+26.6%	Cons. · Japanese GAAP
FYE Mar 2025	13,352	+1.8%	Cons. · Japanese GAAP
FYE Mar 2026	15,369	+15.1%	Cons. · Japanese GAAP

Definition: Borrowings the company pays interest on
Formula: Loans + bonds + lease obligations
Source: Securities report (XBRL)

Long-term borrowings

FYE Mar 2026 ¥15.4tn

CAGR · 10 yrs +7.3%

Fiscal year	Long-term borrowings ¥ bn	YoY	Basis
FYE Mar 2017	8,129	n/a	Cons. · Japanese GAAP
FYE Mar 2018	9,058	+11.4%	Cons. · Japanese GAAP
FYE Mar 2019	9,227	+1.9%	Cons. · Japanese GAAP
FYE Mar 2020	9,236	+0.1%	Cons. · Japanese GAAP
FYE Mar 2021	9,043	−2.1%	Cons. · Japanese GAAP
FYE Mar 2022	9,808	+8.5%	Cons. · Japanese GAAP
FYE Mar 2023	10,365	+5.7%	Cons. · Japanese GAAP
FYE Mar 2024	13,120	+26.6%	Cons. · Japanese GAAP
FYE Mar 2025	13,352	+1.8%	Cons. · Japanese GAAP
FYE Mar 2026	15,369	+15.1%	Cons. · Japanese GAAP

Definition: Borrowings repayable in more than a year
Formula: Long-term borrowings line of the balance sheet
Source: Securities report (XBRL)

Intangible assets

FYE Mar 2026 ¥1.15tn

CAGR · 10 yrs +2.2%

Fiscal year	Intangible assets ¥ bn	YoY	Basis
FYE Mar 2017	947	n/a	Cons. · Japanese GAAP
FYE Mar 2018	866	−8.5%	Cons. · Japanese GAAP
FYE Mar 2019	769	−11.1%	Cons. · Japanese GAAP
FYE Mar 2020	754	−2.0%	Cons. · Japanese GAAP
FYE Mar 2021	739	−2.0%	Cons. · Japanese GAAP
FYE Mar 2022	899	+21.7%	Cons. · Japanese GAAP
FYE Mar 2023	898	−0.1%	Cons. · Japanese GAAP
FYE Mar 2024	977	+8.8%	Cons. · Japanese GAAP
FYE Mar 2025	1,017	+4.2%	Cons. · Japanese GAAP
FYE Mar 2026	1,151	+13.1%	Cons. · Japanese GAAP

Definition: Assets with no physical form
Formula: Intangible assets line of the balance sheet
Source: Securities report (XBRL)

Goodwill

FYE Mar 2026 ¥242bn

CAGR · 10 yrs −3.0%

Fiscal year	Goodwill ¥ bn	YoY	Basis
FYE Mar 2017	319	n/a	Cons. · Japanese GAAP
FYE Mar 2018	272	−14.6%	Cons. · Japanese GAAP
FYE Mar 2019	193	−29.1%	Cons. · Japanese GAAP
FYE Mar 2020	194	+0.6%	Cons. · Japanese GAAP
FYE Mar 2021	148	−24.1%	Cons. · Japanese GAAP
FYE Mar 2022	321	+117.4%	Cons. · Japanese GAAP
FYE Mar 2023	277	−13.5%	Cons. · Japanese GAAP
FYE Mar 2024	269	−3.1%	Cons. · Japanese GAAP
FYE Mar 2025	230	−14.4%	Cons. · Japanese GAAP
FYE Mar 2026	242	+5.4%	Cons. · Japanese GAAP

Definition: What an acquisition cost above the net assets it brought
Formula: Goodwill line of the balance sheet
Source: Securities report (XBRL)

Equity ratio

FYE Mar 2026 4.8%

Average · 10 yrs 4.9%

Fiscal year	Equity ratio %	YoY	Basis
FYE Mar 2017	4.9	n/a	Cons. · Japanese GAAP
FYE Mar 2018	5.2	+0.3pp	Cons. · Japanese GAAP
FYE Mar 2019	5.3	+0.1pp	Cons. · Japanese GAAP
FYE Mar 2020	4.9	−0.4pp	Cons. · Japanese GAAP
FYE Mar 2021	4.9	−0.0pp	Cons. · Japanese GAAP
FYE Mar 2022	4.7	−0.2pp	Cons. · Japanese GAAP
FYE Mar 2023	4.7	−0.0pp	Cons. · Japanese GAAP
FYE Mar 2024	5.0	+0.3pp	Cons. · Japanese GAAP
FYE Mar 2025	4.8	−0.2pp	Cons. · Japanese GAAP
FYE Mar 2026	4.8	−0.0pp	Cons. · Japanese GAAP

Definition: How much of the balance sheet is funded without debt
Formula: Equity ÷ total assets
Source: Securities report (XBRL)

Debt-to-equity ratio D/E ratio

FYE Mar 2026 97.4%

Average · 10 yrs 85.9%

Fiscal year	Debt-to-equity ratio %	YoY	Basis
FYE Mar 2017	83.5	n/a	Cons. · Japanese GAAP
FYE Mar 2018	87.1	+3.6pp	Cons. · Japanese GAAP
FYE Mar 2019	85.7	−1.5pp	Cons. · Japanese GAAP
FYE Mar 2020	86.1	+0.5pp	Cons. · Japanese GAAP
FYE Mar 2021	76.5	−9.7pp	Cons. · Japanese GAAP
FYE Mar 2022	81.1	+4.6pp	Cons. · Japanese GAAP
FYE Mar 2023	81.7	+0.7pp	Cons. · Japanese GAAP
FYE Mar 2024	89.5	+7.8pp	Cons. · Japanese GAAP
FYE Mar 2025	90.8	+1.3pp	Cons. · Japanese GAAP
FYE Mar 2026	97.4	+6.6pp	Cons. · Japanese GAAP

Definition: Borrowings measured against the company's own capital
Formula: Interest-bearing debt ÷ equity
Source: Securities report (XBRL)

ROE return on equity

FYE Mar 2026 10.0%

Average · 10 yrs 6.9%

Fiscal year	ROE %	YoY	Basis
FYE Mar 2017	7.3	n/a	Cons. · Japanese GAAP
FYE Mar 2018	7.1	−0.2pp	Cons. · Japanese GAAP
FYE Mar 2019	6.7	−0.3pp	Cons. · Japanese GAAP
FYE Mar 2020	6.6	−0.2pp	Cons. · Japanese GAAP
FYE Mar 2021	4.3	−2.2pp	Cons. · Japanese GAAP
FYE Mar 2022	5.8	+1.5pp	Cons. · Japanese GAAP
FYE Mar 2023	6.4	+0.5pp	Cons. · Japanese GAAP
FYE Mar 2024	6.6	+0.2pp	Cons. · Japanese GAAP
FYE Mar 2025	8.0	+1.4pp	Cons. · Japanese GAAP
FYE Mar 2026	10.0	+2.0pp	Cons. · Japanese GAAP

Definition: What the shareholders' capital earns
Formula: Net profit ÷ equity
Source: Securities report (XBRL)

ROA return on assets

FYE Mar 2026 0.5%

Average · 10 yrs 0.3%

Fiscal year	ROA %	YoY	Basis
FYE Mar 2017	0.4	n/a	Cons. · Japanese GAAP
FYE Mar 2018	0.4	−0.0pp	Cons. · Japanese GAAP
FYE Mar 2019	0.4	−0.0pp	Cons. · Japanese GAAP
FYE Mar 2020	0.3	−0.0pp	Cons. · Japanese GAAP
FYE Mar 2021	0.2	−0.1pp	Cons. · Japanese GAAP
FYE Mar 2022	0.3	+0.1pp	Cons. · Japanese GAAP
FYE Mar 2023	0.3	−0.0pp	Cons. · Japanese GAAP
FYE Mar 2024	0.3	−0.0pp	Cons. · Japanese GAAP
FYE Mar 2025	0.4	+0.1pp	Cons. · Japanese GAAP
FYE Mar 2026	0.5	+0.1pp	Cons. · Japanese GAAP

Definition: What the whole balance sheet earns
Formula: Net profit ÷ total assets
Source: Securities report (XBRL)

Asset turnover

FYE Mar 2026 0.03×

CAGR · 10 yrs +2.7%

Fiscal year	Asset turnover ×	YoY	Basis
FYE Mar 2017	0.03	n/a	Cons. · Japanese GAAP
FYE Mar 2018	0.03	+11.6%	Cons. · Japanese GAAP
FYE Mar 2019	0.03	−2.8%	Cons. · Japanese GAAP
FYE Mar 2020	0.02	−25.8%	Cons. · Japanese GAAP
FYE Mar 2021	0.02	−23.0%	Cons. · Japanese GAAP
FYE Mar 2022	0.02	−0.8%	Cons. · Japanese GAAP
FYE Mar 2023	0.02	+42.4%	Cons. · Japanese GAAP
FYE Mar 2024	0.03	+39.5%	Cons. · Japanese GAAP
FYE Mar 2025	0.03	+4.9%	Cons. · Japanese GAAP
FYE Mar 2026	0.03	−1.1%	Cons. · Japanese GAAP

Definition: How much revenue each yen of assets produces
Formula: Revenue ÷ total assets
Source: Securities report (XBRL)

Cash flow statement Cash from operations, investment and financing, and what is left on hand

The three cash flows

¥ bn

Operating CF Investing CF Financing CF

Cash against debt

¥ bn

Cash and equivalents Interest-bearing debt Net cash

Operating cash flow

FYE Mar 2026 -¥10.3tn

Average · 10 yrs ¥3.52tn

Fiscal year	Operating cash flow ¥ bn	YoY	Basis
FYE Mar 2017	4,514	n/a	Cons. · Japanese GAAP
FYE Mar 2018	9,343	+107.0%	Cons. · Japanese GAAP
FYE Mar 2019	4,596	−50.8%	Cons. · Japanese GAAP
FYE Mar 2020	7,087	+54.2%	Cons. · Japanese GAAP
FYE Mar 2021	18,796	+165.2%	Cons. · Japanese GAAP
FYE Mar 2022	1,545	−91.8%	Cons. · Japanese GAAP
FYE Mar 2023	-5,895	−481.5%	Cons. · Japanese GAAP
FYE Mar 2024	643	n/a	Cons. · Japanese GAAP
FYE Mar 2025	4,848	+654.2%	Cons. · Japanese GAAP
FYE Mar 2026	-10,283	−312.1%	Cons. · Japanese GAAP

Definition: Cash the business itself generated
Formula: Cash flow from operating activities
Source: Securities report (XBRL)

Investing cash flow

FYE Mar 2026 ¥3.25tn

CAGR · 10 yrs +21.1%

Fiscal year	Investing cash flow ¥ bn	YoY	Basis
FYE Mar 2017	581	n/a	Cons. · Japanese GAAP
FYE Mar 2018	-3,395	−684.0%	Cons. · Japanese GAAP
FYE Mar 2019	1,006	n/a	Cons. · Japanese GAAP
FYE Mar 2020	-3,012	−399.3%	Cons. · Japanese GAAP
FYE Mar 2021	-7,680	n/a	Cons. · Japanese GAAP
FYE Mar 2022	-2,407	n/a	Cons. · Japanese GAAP
FYE Mar 2023	5,931	n/a	Cons. · Japanese GAAP
FYE Mar 2024	-919	−115.5%	Cons. · Japanese GAAP
FYE Mar 2025	-4,513	n/a	Cons. · Japanese GAAP
FYE Mar 2026	3,254	n/a	Cons. · Japanese GAAP

Definition: Cash spent on, or released by, investment
Formula: Cash flow from investing activities
Source: Securities report (XBRL)

Financing cash flow

FYE Mar 2026 -¥46bn

Average · 10 yrs -¥383bn

Fiscal year	Financing cash flow ¥ bn	YoY	Basis
FYE Mar 2017	-167	n/a	Cons. · Japanese GAAP
FYE Mar 2018	-350	n/a	Cons. · Japanese GAAP
FYE Mar 2019	-633	n/a	Cons. · Japanese GAAP
FYE Mar 2020	-1,025	n/a	Cons. · Japanese GAAP
FYE Mar 2021	-563	n/a	Cons. · Japanese GAAP
FYE Mar 2022	-485	n/a	Cons. · Japanese GAAP
FYE Mar 2023	-358	n/a	Cons. · Japanese GAAP
FYE Mar 2024	281	n/a	Cons. · Japanese GAAP
FYE Mar 2025	-480	−271.1%	Cons. · Japanese GAAP
FYE Mar 2026	-46.4	n/a	Cons. · Japanese GAAP

Definition: Cash raised from, or returned to, lenders and shareholders
Formula: Cash flow from financing activities
Source: Securities report (XBRL)

Cash and equivalents

FYE Mar 2026 ¥59.4tn

CAGR · 10 yrs +3.8%

Fiscal year	Cash and equivalents ¥ bn	YoY	Basis
FYE Mar 2017	42,478	n/a	Cons. · Japanese GAAP
FYE Mar 2018	47,983	+13.0%	Cons. · Japanese GAAP
FYE Mar 2019	53,121	+10.7%	Cons. · Japanese GAAP
FYE Mar 2020	56,098	+5.6%	Cons. · Japanese GAAP
FYE Mar 2021	66,811	+19.1%	Cons. · Japanese GAAP
FYE Mar 2022	65,832	−1.5%	Cons. · Japanese GAAP
FYE Mar 2023	65,864	−0.0%	Cons. · Japanese GAAP
FYE Mar 2024	66,380	+0.8%	Cons. · Japanese GAAP
FYE Mar 2025	66,188	−0.3%	Cons. · Japanese GAAP
FYE Mar 2026	59,432	−10.2%	Cons. · Japanese GAAP

Definition: Cash on hand at the year end
Formula: Closing balance in the cash flow statement
Source: Securities report (XBRL)

Free cash flow

FYE Mar 2026 -¥7.03tn

Average · 10 yrs ¥2.40tn

Fiscal year	FCF ¥ bn	YoY	Basis
FYE Mar 2017	5,096	n/a	Cons. · Japanese GAAP
FYE Mar 2018	5,947	+16.7%	Cons. · Japanese GAAP
FYE Mar 2019	5,603	−5.8%	Cons. · Japanese GAAP
FYE Mar 2020	4,076	−27.3%	Cons. · Japanese GAAP
FYE Mar 2021	11,116	+172.7%	Cons. · Japanese GAAP
FYE Mar 2022	-861	−107.7%	Cons. · Japanese GAAP
FYE Mar 2023	35.9	n/a	Cons. · Japanese GAAP
FYE Mar 2024	-276	−869.5%	Cons. · Japanese GAAP
FYE Mar 2025	336	n/a	Cons. · Japanese GAAP
FYE Mar 2026	-7,029	−2194.9%	Cons. · Japanese GAAP

Definition: What is left once the business has paid for its own investment
Formula: Operating cash flow + investing cash flow
Source: Securities report (XBRL)

Operating cash flow margin

FYE Mar 2026 -95.3%

Average · 10 yrs 86.7%

Fiscal year	OCF margin %	YoY	Basis
FYE Mar 2017	87.9	n/a	Cons. · Japanese GAAP
FYE Mar 2018	162.1	+74.1pp	Cons. · Japanese GAAP
FYE Mar 2019	80.1	−81.9pp	Cons. · Japanese GAAP
FYE Mar 2020	154.3	+74.2pp	Cons. · Japanese GAAP
FYE Mar 2021	481.7	+327.3pp	Cons. · Japanese GAAP
FYE Mar 2022	37.6	−444.1pp	Cons. · Japanese GAAP
FYE Mar 2023	-96.0	−133.6pp	Cons. · Japanese GAAP
FYE Mar 2024	6.9	+102.9pp	Cons. · Japanese GAAP
FYE Mar 2025	47.7	+40.8pp	Cons. · Japanese GAAP
FYE Mar 2026	-95.3	−142.9pp	Cons. · Japanese GAAP

Definition: How much of the revenue turned into cash
Formula: Operating cash flow ÷ revenue
Source: Securities report (XBRL)

Net cash

FYE Mar 2026 ¥44.1tn

CAGR · 10 yrs +2.8%

Fiscal year	Net cash ¥ bn	YoY	Basis
FYE Mar 2017	34,349	n/a	Cons. · Japanese GAAP
FYE Mar 2018	38,925	+13.3%	Cons. · Japanese GAAP
FYE Mar 2019	43,894	+12.8%	Cons. · Japanese GAAP
FYE Mar 2020	46,862	+6.8%	Cons. · Japanese GAAP
FYE Mar 2021	57,768	+23.3%	Cons. · Japanese GAAP
FYE Mar 2022	56,024	−3.0%	Cons. · Japanese GAAP
FYE Mar 2023	55,499	−0.9%	Cons. · Japanese GAAP
FYE Mar 2024	53,260	−4.0%	Cons. · Japanese GAAP
FYE Mar 2025	52,835	−0.8%	Cons. · Japanese GAAP
FYE Mar 2026	44,063	−16.6%	Cons. · Japanese GAAP

Definition: Cash on hand once the borrowings are paid off
Formula: Cash and equivalents − interest-bearing debt
Source: Securities report (XBRL)

Shares and share price Shares outstanding, price, market capitalisation and the valuation multiples

Market capitalisation

FYE Mar 2026 ¥19.2tn

Change · 10 yrs +¥13.4tn

Fiscal year	Market capitalisation ¥ bn	Basis
FYE Mar 2017	5,720	n/a
FYE Mar 2018	6,304	n/a
FYE Mar 2019	5,421	n/a
FYE Mar 2020	3,599	n/a
FYE Mar 2021	5,508	n/a
FYE Mar 2022	5,370	n/a
FYE Mar 2023	7,281	n/a
FYE Mar 2024	11,920	n/a
FYE Mar 2025	14,736	n/a
FYE Mar 2026	19,158	n/a

Definition: What the market says the company is worth
Formula: Year-end share price × shares outstanding
Source: Securities report (XBRL)

Share price year-end close

FYE Mar 2026 5,005¥

Change · 10 yrs +960¥

Fiscal year	Share price ¥	Basis
FYE Mar 2017	4,045	n/a
FYE Mar 2018	4,457	n/a
FYE Mar 2019	3,874	n/a
FYE Mar 2020	2,621	n/a
FYE Mar 2021	4,008	n/a
FYE Mar 2022	3,908	n/a
FYE Mar 2023	5,296	n/a
FYE Mar 2024	8,912	n/a
FYE Mar 2025	3,794	n/a
FYE Mar 2026	5,005	n/a

Definition: The closing price on the last day of the fiscal year
Formula: Year-end closing price
Source: Securities report (XBRL)

Shares outstanding

FYE Mar 2026 3,827,498,140shares

Change · 10 yrs +2,413,442,515 shares

Fiscal year	Shares outstanding shares	Basis
FYE Mar 2017	1,414,055,625	Parent
FYE Mar 2018	1,414,443,390	Parent
FYE Mar 2019	1,399,401,420	Parent
FYE Mar 2020	1,373,171,556	Parent
FYE Mar 2021	1,374,040,061	Parent
FYE Mar 2022	1,374,362,102	Parent
FYE Mar 2023	1,374,691,194	Parent
FYE Mar 2024	1,337,529,084	Parent
FYE Mar 2025	3,884,445,458	Parent
FYE Mar 2026	3,827,498,140	Parent

Definition: How many shares exist
Formula: Shares issued, from the key figures of the filing
Source: Securities report (XBRL)

EPS earnings per share

FYE Mar 2026 411.97¥

Change · 10 yrs −104.03¥

Fiscal year	EPS ¥	Basis
FYE Mar 2017	516.00	Cons.
FYE Mar 2018	520.67	Cons.
FYE Mar 2019	519.95	Cons.
FYE Mar 2020	511.87	Cons.
FYE Mar 2021	374.26	Cons.
FYE Mar 2022	515.51	Cons.
FYE Mar 2023	590.46	Cons.
FYE Mar 2024	241.52	Cons.
FYE Mar 2025	301.55	Cons.
FYE Mar 2026	411.97	Cons.

Definition: Net profit for each share
Formula: Net profit ÷ average shares outstanding
Source: Securities report (XBRL)

BPS book value per share

FYE Mar 2026 4,124.38¥

Change · 10 yrs −2,760.09¥

Fiscal year	BPS ¥	Basis
FYE Mar 2017	6,884.47	Cons. · Japanese GAAP
FYE Mar 2018	7,347.97	Cons. · Japanese GAAP
FYE Mar 2019	7,698.34	Cons. · Japanese GAAP
FYE Mar 2020	7,808.23	Cons. · Japanese GAAP
FYE Mar 2021	8,608.34	Cons. · Japanese GAAP
FYE Mar 2022	8,803.86	Cons. · Japanese GAAP
FYE Mar 2023	9,225.06	Cons. · Japanese GAAP
FYE Mar 2024	10,961.29	Cons. · Japanese GAAP
FYE Mar 2025	3,785.41	Cons. · Japanese GAAP
FYE Mar 2026	4,124.38	Cons. · Japanese GAAP

Definition: Equity behind each share
Formula: Equity ÷ shares outstanding
Source: Securities report (XBRL)

PER price-to-earnings ratio

FYE Mar 2026 12.15×

Average · 10 yrs 9.33×

Fiscal year	PER ×	Basis
FYE Mar 2017	7.84	Cons.
FYE Mar 2018	8.56	Cons.
FYE Mar 2019	7.45	Cons.
FYE Mar 2020	5.12	Cons.
FYE Mar 2021	10.71	Cons.
FYE Mar 2022	7.58	Cons.
FYE Mar 2023	8.97	Cons.
FYE Mar 2024	12.30	Cons.
FYE Mar 2025	12.58	Cons.
FYE Mar 2026	12.15	Cons.

Definition: How many years of earnings the price stands for
Formula: Year-end price ÷ EPS
Source: Securities report (XBRL)

PBR price-to-book ratio

FYE Mar 2026 1.21×

Average · 10 yrs 0.65×

Fiscal year	PBR ×	Basis
FYE Mar 2017	0.59	Cons.
FYE Mar 2018	0.61	Cons.
FYE Mar 2019	0.50	Cons.
FYE Mar 2020	0.33	Cons.
FYE Mar 2021	0.46	Cons.
FYE Mar 2022	0.44	Cons.
FYE Mar 2023	0.56	Cons.
FYE Mar 2024	0.80	Cons.
FYE Mar 2025	1.00	Cons.
FYE Mar 2026	1.21	Cons.

Definition: The price measured against the book value behind it
Formula: Year-end price ÷ BPS
Source: Securities report (XBRL)

Workforce and productivity Headcount, pay and what each employee accounts for

Group employees

FYE Mar 2026 122,970people

Change · 10 yrs +45,765 people

Fiscal year	Group employees people	YoY	Basis
FYE Mar 2017	77,205	n/a	Cons.
FYE Mar 2018	72,978	−5.5%	Cons.
FYE Mar 2019	86,659	+18.7%	Cons.
FYE Mar 2020	86,443	−0.2%	Cons.
FYE Mar 2021	86,781	+0.4%	Cons.
FYE Mar 2022	101,023	+16.4%	Cons.
FYE Mar 2023	105,955	+4.9%	Cons.
FYE Mar 2024	120,373	+13.6%	Cons.
FYE Mar 2025	122,978	+2.2%	Cons.
FYE Mar 2026	122,970	−0.0%	Cons.

Definition: Everyone employed across the group
Formula: Consolidated headcount, from the employee section of the filing
Source: Securities report (XBRL)

Parent-company employees

FYE Mar 2026 1,678people

Change · 10 yrs +1,257 people

Fiscal year	Parent-company employees people	YoY	Basis
FYE Mar 2017	421	n/a	Parent
FYE Mar 2018	841	+99.8%	Parent
FYE Mar 2019	909	+8.1%	Parent
FYE Mar 2020	994	+9.4%	Parent
FYE Mar 2021	1,034	+4.0%	Parent
FYE Mar 2022	1,130	+9.3%	Parent
FYE Mar 2023	1,290	+14.2%	Parent
FYE Mar 2024	1,414	+9.6%	Parent
FYE Mar 2025	1,545	+9.3%	Parent
FYE Mar 2026	1,678	+8.6%	Parent

Definition: Employees of the filing company itself
Formula: Parent-only headcount, from the employee section of the filing
Source: Securities report (XBRL)

Average annual pay parent company

FYE Mar 2026 ¥11.8m

Change · 10 yrs −¥0.7m

Fiscal year	Average annual pay ¥ m	YoY	Basis
FYE Mar 2017	12.5	n/a	Parent
FYE Mar 2018	11.9	−5.1%	Parent
FYE Mar 2019	11.6	−2.8%	Parent
FYE Mar 2020	11.6	+0.2%	Parent
FYE Mar 2021	11.4	−1.3%	Parent
FYE Mar 2022	10.9	−4.2%	Parent
FYE Mar 2023	10.9	−0.7%	Parent
FYE Mar 2024	11.0	+0.8%	Parent
FYE Mar 2025	11.3	+3.6%	Parent
FYE Mar 2026	11.8	+4.1%	Parent

Definition: Average total annual compensation, bonuses included
Formula: Average annual pay, from the employee section of the filing
Source: Securities report (XBRL)

Average age

FYE Mar 2026 39.0years

Change · 8 yrs −0.0 years

Fiscal year	Average age years	YoY	Basis
FYE Mar 2017	n/a	n/a	Parent
FYE Mar 2018	n/a	n/a	Parent
FYE Mar 2019	39.0	n/a	Parent
FYE Mar 2020	39.0	−0.0%	Parent
FYE Mar 2021	40.0	+2.6%	Parent
FYE Mar 2022	39.0	−2.5%	Parent
FYE Mar 2023	39.0	−0.0%	Parent
FYE Mar 2024	39.0	−0.0%	Parent
FYE Mar 2025	39.0	−0.0%	Parent
FYE Mar 2026	39.0	−0.0%	Parent

Definition: Average age of the parent company's employees
Formula: Average age, from the employee section of the filing
Source: Securities report (XBRL)

Average length of service

FYE Mar 2026 14.0years

Change · 10 yrs −0.0 years

Fiscal year	Average length of service years	YoY	Basis
FYE Mar 2017	14.0	n/a	Parent
FYE Mar 2018	15.0	+7.1%	Parent
FYE Mar 2019	15.0	−0.0%	Parent
FYE Mar 2020	15.0	−0.0%	Parent
FYE Mar 2021	15.0	−0.0%	Parent
FYE Mar 2022	15.0	−0.0%	Parent
FYE Mar 2023	15.0	−0.0%	Parent
FYE Mar 2024	14.0	−6.7%	Parent
FYE Mar 2025	14.0	−0.0%	Parent
FYE Mar 2026	14.0	−0.0%	Parent

Definition: How long the average employee has been with the company
Formula: Average years of service, from the employee section of the filing
Source: Securities report (XBRL)

Temporary employees

FYE Mar 2026 8,096people

Change · 10 yrs −7,869 people

Fiscal year	Temporary employees people	YoY	Basis
FYE Mar 2017	15,965	n/a	n/a
FYE Mar 2018	15,131	−5.2%	n/a
FYE Mar 2019	13,137	−13.2%	n/a
FYE Mar 2020	11,923	−9.2%	n/a
FYE Mar 2021	11,324	−5.0%	n/a
FYE Mar 2022	10,635	−6.1%	n/a
FYE Mar 2023	9,793	−7.9%	n/a
FYE Mar 2024	9,647	−1.5%	n/a
FYE Mar 2025	9,002	−6.7%	n/a
FYE Mar 2026	8,096	−10.1%	n/a

Definition: Average number of temporary and part-time staff over the year
Formula: Average temporary headcount, from the employee section of the filing
Source: Securities report (XBRL)

Revenue per employee

FYE Mar 2026 ¥87.8m

Change · 10 yrs +¥21.3m

Fiscal year	Revenue per employee ¥ m	YoY	Basis
FYE Mar 2017	66.5	n/a	Cons.
FYE Mar 2018	79.0	+18.8%	Cons.
FYE Mar 2019	66.2	−16.2%	Cons.
FYE Mar 2020	53.1	−19.7%	Cons.
FYE Mar 2021	45.0	−15.3%	Cons.
FYE Mar 2022	40.7	−9.5%	Cons.
FYE Mar 2023	58.0	+42.4%	Cons.
FYE Mar 2024	77.7	+34.0%	Cons.
FYE Mar 2025	82.7	+6.5%	Cons.
FYE Mar 2026	87.8	+6.1%	Cons.

Definition: What each employee accounts for in revenue
Formula: Revenue ÷ group employees
Source: Securities report (XBRL)

Operating profit per employee

FYE Mar 2026 ¥18.7m

Change · 10 yrs +¥5.7m

Fiscal year	OP per employee ¥ m	YoY	Basis
FYE Mar 2017	13.0	n/a	Cons.
FYE Mar 2018	16.0	+22.4%	Cons.
FYE Mar 2019	13.1	−17.9%	Cons.
FYE Mar 2020	10.8	−17.7%	Cons.
FYE Mar 2021	8.2	−24.0%	Cons.
FYE Mar 2022	10.3	+25.7%	Cons.
FYE Mar 2023	11.0	+6.4%	Cons.
FYE Mar 2024	12.2	+11.2%	Cons.
FYE Mar 2025	14.0	+14.8%	Cons.
FYE Mar 2026	18.7	+34.0%	Cons.

Definition: What each employee accounts for in operating profit
Formula: Operating profit ÷ group employees
Source: Securities report (XBRL)

Disclaimer

Figures are reproduced as filed and are not restated: a change of accounting standard or of consolidation basis moves the series without anything happening to the business. Where that happened, the table says so in place of the year-on-year figure.
Ratios and per-employee figures are computed from the filed lines rather than taken from the filing, and use year-end balances rather than averages.

Accuracy, liability, reuse and privacy — the full disclaimer →

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