Credit Saison
Financial history
- Revenue · FYE Mar 2026
- ¥546bn
- Operating profit · FYE Mar 2026
- ¥90bn
- Net profit · FYE Mar 2026
- ¥62bn
- Total assets
- ¥4.95tn
- Equity ratio
- 15.1%
- Long-term series
- 1960–2026
Credit Saison: long-term performance & turning pointsSales (revenue) and profit-margin ratio
Sales (¥ bn)Net margin (%)| Fiscal year | Unit | 1960 *1 FYE Jan | 1961 *1 FYE Jan | 1962 *1 FYE Jan | 1963 *1 FYE Jan | 1964 *1 FYE Jan | 1965 *1 FYE Jan | 1966 *1 FYE Jan | 1967 *1 FYE Jan | 1968 *1 FYE Jan | 1969 *1 FYE Jan | 1970 *1 FYE Jan | 1971 *1 FYE Jan | 1972 *1 FYE Jan | 1973 *1 FYE Jan | 1974 *1 FYE Jan | 1975 *1 FYE Jan | 1976 *1 FYE Jan | 1977 *1 FYE Jan | 1978 *1 FYE Jan | 1979 *1 FYE Jan | 1980 *1 FYE Jan | 1981 *1 FYE Jan | 1982 *1 FYE Jan | 1983 *1 FYE Jan | 1984 *1 FYE Jan | 1985 *1 FYE Jan | 1988 *2 FYE Jan | 1989 *2 FYE Jan | 1991 *2 FYE Mar | 1992 *2 FYE Mar | 1993 *2 FYE Mar | 1997 *1 FYE Mar | 1998 *1 FYE Mar | 1999 *1 FYE Mar | 2000 *3 FYE Mar | 2001 *3 FYE Mar | 2002 *4 FYE Mar | 2003 *4 FYE Mar | 2004 *4 FYE Mar | 2005 *4 FYE Mar | 2006 *4 FYE Mar | 2007 *4 FYE Mar | 2008 *4 FYE Mar | 2009 *4 FYE Mar | 2010 *4 FYE Mar | 2011 *4 FYE Mar | 2012 *4 FYE Mar | 2013 *4 FYE Mar | 2014 *4 FYE Mar | 2015 *4 FYE Mar | 2016 *4 FYE Mar | 2017 *4 FYE Mar | 2018 *4 FYE Mar | 2019 *4 FYE Mar | 2020 *4 FYE Mar | 2021 *4 FYE Mar | 2022 *4 FYE Mar | 2023 *4 FYE Mar | 2024 *4 FYE Mar | 2025 *4 FYE Mar | 2026 *4 FYE Mar |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | JPY | ¥3.6bn | ¥5.1bn | ¥6.3bn | ¥7.9bn | ¥13bn | ¥16bn | ¥18bn | ¥19bn | ¥24bn | ¥30bn | ¥36bn | ¥39bn | ¥41bn | ¥47bn | ¥56bn | ¥65bn | ¥68bn | ¥68bn | ¥60bn | ¥65bn | ¥63bn | ¥65bn | ¥71bn | ¥77bn | ¥81bn | ¥76bn | ¥42bn | ¥43bn | ¥63bn | ¥77bn | ¥77bn | ¥143bn | ¥147bn | ¥153bn | ¥178bn | ¥188bn | ¥215bn | ¥212bn | ¥220bn | ¥240bn | ¥275bn | ¥334bn | ¥346bn | ¥327bn | ¥307bn | ¥286bn | ¥244bn | ¥244bn | ¥248bn | ¥259bn | ¥270bn | ¥279bn | ¥293bn | ¥305bn | ¥311bn | ¥283bn | ¥299bn | ¥323bn | ¥420bn | ¥492bn | ¥546bn |
| YoY | % | — | +43.3% | +23.1% | +26.1% | +67.9% | +21.8% | +10.5% | +7.8% | +24.9% | +23.2% | +21.5% | +9.1% | +4.3% | +14.6% | +18.7% | +17.0% | +4.3% | -1.0% | -10.5% | +7.6% | -3.4% | +4.0% | +8.6% | +7.9% | +6.3% | -6.2% | — | +1.4% | — | +21.6% | +0.3% | — | +2.7% | +4.6% | +15.9% | +5.9% | +14.3% | -1.2% | +3.8% | +9.1% | +14.3% | +21.5% | +3.6% | -5.4% | -6.2% | -6.9% | -14.6% | +0.2% | +1.3% | +4.6% | +4.2% | +3.3% | +5.1% | +4.0% | +2.2% | -9.2% | +5.8% | +7.9% | +30.3% | +17.1% | +11.0% |
| Operating profit | JPY | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | ¥70bn | ¥75bn | ¥57bn | ¥35bn | ¥36bn | ¥27bn | ¥32bn | ¥42bn | ¥36bn | ¥40bn | ¥37bn | ¥31bn | ¥53bn | ¥46bn | ¥28bn | ¥51bn | ¥50bn | ¥61bn | ¥98bn | ¥93bn | ¥90bn |
| YoY | % | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | +8.0% | -23.9% | -39.7% | +4.9% | -24.3% | +16.4% | +32.6% | -14.2% | +10.7% | -9.0% | -14.8% | +69.2% | -13.3% | -40.0% | +85.1% | -2.0% | +22.2% | +60.7% | -5.3% | -3.0% |
| Ordinary profit | JPY | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | ¥27bn | ¥29bn | ¥32bn | — | — | ¥60bn | ¥51bn | ¥53bn | ¥57bn | ¥71bn | ¥80bn | ¥58bn | ¥31bn | ¥39bn | ¥34bn | ¥39bn | ¥53bn | ¥44bn | — | — | — | — | — | — | — | — | — | — | — | — |
| Net profit | JPY | ¥0.1bn | ¥0.1bn | ¥0.2bn | ¥0.2bn | ¥0.4bn | ¥0.3bn | ¥0.4bn | ¥0.4bn | ¥0.4bn | ¥0.6bn | ¥0.7bn | ¥1.1bn | ¥0.8bn | ¥0.6bn | ¥0.6bn | ¥0.3bn | ¥0.7bn | -¥0.8bn | -¥1.6bn | -¥1.3bn | ¥0.4bn | -¥0.9bn | ¥0.4bn | ¥0.6bn | -¥1.5bn | ¥1.1bn | ¥1.8bn | ¥3.0bn | ¥4.6bn | ¥5.4bn | ¥6.6bn | ¥13bn | ¥13bn | ¥14bn | ¥17bn | ¥14bn | ¥18bn | -¥6.0bn | ¥22bn | ¥32bn | ¥42bn | ¥15bn | ¥27bn | -¥56bn | ¥19bn | ¥13bn | ¥9.4bn | ¥33bn | ¥26bn | ¥13bn | ¥26bn | ¥42bn | ¥38bn | ¥34bn | ¥23bn | ¥36bn | ¥35bn | ¥44bn | ¥73bn | ¥66bn | ¥62bn |
| YoY | % | — | +100.0% | +33.3% | +37.5% | +86.4% | -24.4% | +12.9% | +8.6% | +15.8% | +27.3% | +30.4% | +53.4% | -27.7% | -27.2% | -5.1% | -51.8% | +163.0% | -212.7% | — | — | — | -328.2% | — | +72.2% | -338.7% | — | — | +65.9% | — | +18.3% | +21.5% | — | +4.8% | +6.8% | +19.9% | -20.1% | +34.8% | -133.0% | — | +42.0% | +32.7% | -64.9% | +80.4% | -307.9% | — | -31.2% | -26.6% | +247.9% | -22.0% | -50.6% | +107.1% | +61.7% | -9.2% | -11.2% | -32.9% | +58.3% | -2.2% | +23.2% | +67.6% | -9.1% | -6.9% |
| Operating margin | % | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 25.3% | 22.5% | 16.6% | 10.6% | 11.8% | 9.6% | 13.1% | 17.3% | 14.7% | 15.5% | 13.6% | 11.2% | 18.0% | 15.0% | 8.8% | 18.0% | 16.7% | 18.9% | 23.3% | 18.9% | 16.5% |
| Net margin | % | 1.7% | 2.4% | 2.5% | 2.8% | 3.1% | 1.9% | 2.0% | 2.0% | 1.8% | 1.9% | 2.0% | 2.8% | 2.0% | 1.3% | 1.0% | 0.4% | 1.0% | -1.2% | -2.6% | -2.1% | 0.6% | -1.4% | 0.5% | 0.8% | -1.8% | 1.5% | 4.3% | 7.1% | 7.3% | 7.1% | 8.6% | 8.8% | 9.0% | 9.2% | 9.5% | 7.2% | 8.5% | -2.8% | 10.2% | 13.2% | 15.4% | 4.4% | 7.7% | -17.0% | 6.1% | 4.5% | 3.9% | 13.4% | 10.3% | 4.9% | 9.7% | 15.1% | 13.1% | 11.2% | 7.3% | 12.8% | 11.8% | 13.5% | 17.3% | 13.5% | 11.3% |
- *1 Kaisha Nenkan (Company Yearbook)
- *2 投資月報45(3)
- *3 会社案内(FY2001)
- *4 Securities report
Cost structure Cost of sales SG&A Other operating costs Operating profit Operating margin
Where each yen of revenue goes — cost of sales, SG&A and what is left as operating profit (¥ bn, stacked)
| Fiscal year | Unit | 2006 *1 FYE Mar | 2007 *1 FYE Mar | 2008 *1 FYE Mar | 2009 *1 FYE Mar | 2010 *1 FYE Mar | 2011 *1 FYE Mar | 2012 *1 FYE Mar | 2013 *1 FYE Mar | 2014 *1 FYE Mar | 2015 *1 FYE Mar | 2016 *1 FYE Mar | 2017 *1 FYE Mar | 2018 *1 FYE Mar | 2019 *1 FYE Mar | 2020 *1 FYE Mar | 2021 *1 FYE Mar | 2022 *1 FYE Mar | 2023 *1 FYE Mar | 2024 *1 FYE Mar | 2025 *1 FYE Mar | 2026 *1 FYE Mar |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | JPY | ¥275bn | ¥334bn | ¥346bn | ¥327bn | ¥307bn | ¥286bn | ¥244bn | ¥244bn | ¥248bn | ¥259bn | ¥270bn | ¥279bn | ¥293bn | ¥305bn | ¥311bn | ¥283bn | ¥299bn | ¥323bn | ¥420bn | ¥492bn | ¥546bn |
| YoY | % | — | +21.5% | +3.6% | -5.4% | -6.2% | -6.9% | -14.6% | +0.2% | +1.3% | +4.6% | +4.2% | +3.3% | +5.1% | +4.0% | +2.2% | -9.2% | +5.8% | +7.9% | +30.3% | +17.1% | +11.0% |
| Cost of sales | JPY | — | — | — | — | — | — | — | — | — | — | — | — | ¥65bn | ¥67bn | ¥86bn | ¥43bn | ¥64bn | ¥60bn | ¥59bn | ¥69bn | ¥74bn |
| SG&A | JPY | ¥193bn | ¥242bn | ¥265bn | ¥269bn | ¥246bn | ¥236bn | ¥192bn | ¥187bn | ¥198bn | ¥206bn | ¥222bn | ¥237bn | ¥214bn | ¥221bn | ¥237bn | ¥202bn | ¥223bn | ¥228bn | ¥243bn | ¥262bn | ¥274bn |
| Other operating costs | JPY | — | — | — | — | — | — | — | — | — | — | — | — | — | ¥32bn | ¥38bn | ¥32bn | ¥24bn | ¥32bn | ¥47bn | ¥67bn | — |
| Operating profit | JPY | ¥70bn | ¥75bn | ¥57bn | ¥35bn | ¥36bn | ¥27bn | ¥32bn | ¥42bn | ¥36bn | ¥40bn | ¥37bn | ¥31bn | ¥53bn | ¥46bn | ¥27bn | ¥51bn | ¥50bn | ¥61bn | ¥98bn | ¥93bn | ¥90bn |
| YoY | % | — | +8.1% | -23.9% | -39.6% | +4.7% | -24.3% | +16.4% | +32.8% | -14.1% | +10.5% | -8.9% | -14.7% | +69.3% | -13.4% | -40.0% | +85.4% | -1.9% | +22.2% | +60.5% | -5.3% | -3.0% |
| Operating margin | % | 25.3% | 22.5% | 16.5% | 10.6% | 11.8% | 9.6% | 13.1% | 17.3% | 14.7% | 15.5% | 13.6% | 11.2% | 18.0% | 15.0% | 8.8% | 18.0% | 16.7% | 18.9% | 23.3% | 18.8% | 16.5% |
| Change | pp | — | -2.8pp | -6.0pp | -5.9pp | +1.2pp | -2.2pp | +3.5pp | +4.2pp | -2.6pp | +0.8pp | -1.9pp | -2.4pp | +6.8pp | -3.0pp | -6.2pp | +9.2pp | -1.3pp | +2.2pp | +4.4pp | -4.5pp | -2.3pp |
- *1 Securities report (yuka shoken hokokusho), as filed
Balance sheet Total assets Equity Interest-bearing debt Equity ratio
Total assets, equity and interest-bearing debt (¥ bn), with the equity ratio (%)
| Fiscal year | Unit | 2002 *1 FYE Mar | 2003 *1 FYE Mar | 2004 *1 FYE Mar | 2005 *1 FYE Mar | 2006 *1 FYE Mar | 2007 *1 FYE Mar | 2008 *1 FYE Mar | 2009 *1 FYE Mar | 2010 *1 FYE Mar | 2011 *1 FYE Mar | 2012 *1 FYE Mar | 2013 *1 FYE Mar | 2014 *1 FYE Mar | 2015 *1 FYE Mar | 2016 *1 FYE Mar | 2017 *1 FYE Mar | 2018 *1 FYE Mar | 2019 *1 FYE Mar | 2020 *1 FYE Mar | 2021 *1 FYE Mar | 2022 *1 FYE Mar | 2023 *1 FYE Mar | 2024 *1 FYE Mar | 2025 *1 FYE Mar | 2026 *1 FYE Mar |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | JPY | ¥1.26tn | ¥1.28tn | ¥1.35tn | ¥1.51tn | ¥2.06tn | ¥2.30tn | ¥2.45tn | ¥2.41tn | ¥2.37tn | ¥2.23tn | ¥2.16tn | ¥2.14tn | ¥2.29tn | ¥2.37tn | ¥2.55tn | ¥2.72tn | ¥2.94tn | ¥3.22tn | ¥3.36tn | ¥3.41tn | ¥3.61tn | ¥3.90tn | ¥4.34tn | ¥4.67tn | ¥4.95tn |
| YoY | % | — | +1.9% | +5.6% | +11.8% | +36.3% | +11.5% | +6.6% | -1.8% | -1.4% | -6.0% | -3.4% | -0.7% | +6.7% | +3.8% | +7.5% | +6.6% | +8.1% | +9.4% | +4.3% | +1.5% | +5.9% | +7.9% | +11.3% | +7.7% | +6.0% |
| Equity | JPY | ¥243bn | ¥236bn | ¥258bn | ¥301bn | ¥361bn | ¥373bn | ¥386bn | ¥318bn | ¥339bn | ¥345bn | ¥356bn | ¥395bn | ¥423bn | ¥445bn | ¥419bn | ¥445bn | ¥479bn | ¥497bn | ¥484bn | ¥530bn | ¥561bn | ¥597bn | ¥692bn | ¥692bn | ¥746bn |
| YoY | % | — | -2.7% | +9.4% | +16.7% | +19.7% | +3.5% | +3.5% | -17.6% | +6.5% | +1.8% | +3.1% | +11.0% | +7.1% | +5.3% | -5.9% | +6.3% | +7.6% | +3.8% | -2.7% | +9.5% | +5.9% | +6.3% | +16.1% | 0.0% | +7.7% |
| Interest-bearing debt | JPY | — | — | — | — | ¥1.35tn | ¥1.43tn | ¥1.60tn | ¥1.63tn | ¥1.50tn | ¥1.45tn | ¥1.30tn | ¥1.28tn | ¥1.41tn | ¥933bn | ¥1.05tn | ¥1.08tn | ¥1.15tn | ¥2.20tn | ¥2.41tn | ¥2.43tn | ¥2.57tn | ¥2.81tn | ¥3.05tn | ¥3.40tn | ¥3.58tn |
| Equity ratio | % | 19.3% | 18.4% | 19.1% | 19.9% | 17.5% | 16.2% | 15.8% | 13.2% | 14.3% | 15.5% | 16.5% | 18.4% | 18.5% | 18.8% | 16.4% | 16.4% | 16.3% | 15.5% | 14.4% | 15.5% | 15.5% | 15.3% | 16.0% | 14.8% | 15.1% |
| Change | pp | — | -0.9pp | +0.7pp | +0.8pp | -2.4pp | -1.3pp | -0.4pp | -2.6pp | +1.1pp | +1.2pp | +1.0pp | +1.9pp | +0.1pp | +0.3pp | -2.4pp | 0.0pp | -0.1pp | -0.8pp | -1.1pp | +1.1pp | 0.0pp | -0.2pp | +0.7pp | -1.2pp | +0.3pp |
- *1 Securities report (yuka shoken hokokusho), as filed
Cash flow Operating CF Investing CF Financing CF
Cash generated by operations, spent on investment and raised or repaid in financing (¥ bn)
| Fiscal year | Unit | 2002 *1 FYE Mar | 2003 *1 FYE Mar | 2004 *1 FYE Mar | 2005 *1 FYE Mar | 2006 *1 FYE Mar | 2007 *1 FYE Mar | 2008 *1 FYE Mar | 2009 *1 FYE Mar | 2010 *1 FYE Mar | 2011 *1 FYE Mar | 2012 *1 FYE Mar | 2013 *1 FYE Mar | 2014 *1 FYE Mar | 2015 *1 FYE Mar | 2016 *1 FYE Mar | 2017 *1 FYE Mar | 2018 *1 FYE Mar | 2019 *1 FYE Mar | 2020 *1 FYE Mar | 2021 *1 FYE Mar | 2022 *1 FYE Mar | 2023 *1 FYE Mar | 2024 *1 FYE Mar | 2025 *1 FYE Mar | 2026 *1 FYE Mar |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | JPY | ¥14bn | ¥13bn | ¥55bn | -¥25bn | -¥99bn | ¥12bn | -¥24bn | -¥70bn | ¥99bn | ¥152bn | ¥26bn | ¥76bn | -¥81bn | -¥86bn | -¥102bn | -¥103bn | -¥55bn | -¥194bn | -¥170bn | -¥4.7bn | -¥70bn | -¥130bn | -¥213bn | -¥249bn | -¥136bn |
| YoY | % | — | -7.1% | +337.1% | -144.9% | — | — | -301.0% | — | — | +53.4% | -83.2% | +195.9% | -206.3% | — | — | — | — | — | — | — | — | — | — | — | — |
| Investing CF | JPY | -¥34bn | -¥66bn | -¥69bn | -¥114bn | -¥119bn | -¥83bn | -¥94bn | -¥11bn | -¥14bn | -¥35bn | ¥123bn | -¥11bn | -¥7.7bn | -¥3.7bn | -¥24bn | -¥19bn | -¥46bn | -¥41bn | ¥30bn | -¥11bn | -¥52bn | -¥44bn | -¥86bn | -¥15bn | -¥27bn |
| Financing CF | JPY | ¥12bn | ¥61bn | ¥11bn | ¥119bn | ¥230bn | ¥67bn | ¥148bn | ¥55bn | -¥80bn | -¥117bn | -¥161bn | -¥67bn | ¥83bn | ¥88bn | ¥139bn | ¥121bn | ¥113bn | ¥242bn | ¥168bn | ¥6.2bn | ¥129bn | ¥225bn | ¥247bn | ¥297bn | ¥139bn |
| Cash & equivalents | JPY | ¥68bn | ¥76bn | ¥73bn | ¥54bn | ¥66bn | ¥62bn | ¥94bn | ¥68bn | ¥73bn | ¥73bn | ¥60bn | ¥57bn | ¥53bn | ¥52bn | ¥65bn | ¥63bn | ¥75bn | ¥82bn | ¥110bn | ¥101bn | ¥109bn | ¥160bn | ¥109bn | ¥139bn | ¥112bn |
| YoY | % | — | +11.8% | -3.0% | -26.0% | +22.1% | -5.9% | +50.1% | -27.1% | +7.1% | -0.8% | -17.3% | -4.2% | -8.3% | -1.7% | +25.2% | -2.5% | +17.9% | +10.1% | +33.7% | -8.0% | +7.9% | +46.5% | -31.9% | +28.2% | -19.4% |
- *1 Securities report (yuka shoken hokokusho), as filed
Key ratios Operating margin Net margin ROE Equity ratio
Profitability and balance-sheet strength (%). ROE uses year-end equity.
| Fiscal year | Unit | 2002 *1 FYE Mar | 2003 *1 FYE Mar | 2004 *1 FYE Mar | 2005 *1 FYE Mar | 2006 *1 FYE Mar | 2007 *1 FYE Mar | 2008 *1 FYE Mar | 2009 *1 FYE Mar | 2010 *1 FYE Mar | 2011 *1 FYE Mar | 2012 *1 FYE Mar | 2013 *1 FYE Mar | 2014 *1 FYE Mar | 2015 *1 FYE Mar | 2016 *1 FYE Mar | 2017 *1 FYE Mar | 2018 *1 FYE Mar | 2019 *1 FYE Mar | 2020 *1 FYE Mar | 2021 *1 FYE Mar | 2022 *1 FYE Mar | 2023 *1 FYE Mar | 2024 *1 FYE Mar | 2025 *1 FYE Mar | 2026 *1 FYE Mar |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating margin | % | — | — | — | — | 25.3% | 22.5% | 16.5% | 10.6% | 11.8% | 9.6% | 13.1% | 17.3% | 14.7% | 15.5% | 13.6% | 11.2% | 18.0% | 15.0% | 8.8% | 18.0% | 16.7% | 18.9% | 23.3% | 18.8% | 16.5% |
| Change | pp | — | — | — | — | — | -2.8pp | -6.0pp | -5.9pp | +1.2pp | -2.2pp | +3.5pp | +4.2pp | -2.6pp | +0.8pp | -1.9pp | -2.4pp | +6.8pp | -3.0pp | -6.2pp | +9.2pp | -1.3pp | +2.2pp | +4.4pp | -4.5pp | -2.3pp |
| Net margin | % | 8.5% | -2.8% | 10.2% | 13.2% | 15.4% | 4.4% | 7.7% | -17.0% | 6.1% | 4.5% | 3.9% | 13.4% | 10.3% | 4.9% | 9.7% | 15.1% | 13.1% | 11.2% | 7.3% | 12.8% | 11.8% | 13.5% | 17.4% | 13.5% | 11.3% |
| Change | pp | — | -11.3pp | +13.0pp | +3.0pp | +2.2pp | -11.0pp | +3.3pp | -24.7pp | +23.1pp | -1.6pp | -0.6pp | +9.5pp | -3.1pp | -5.4pp | +4.8pp | +5.4pp | -2.0pp | -1.9pp | -3.9pp | +5.5pp | -1.0pp | +1.7pp | +3.9pp | -3.9pp | -2.2pp |
| ROE | % | 7.5% | -2.6% | 8.7% | 10.6% | 11.7% | 4.0% | 6.9% | -17.4% | 5.5% | 3.7% | 2.7% | 8.3% | 6.0% | 2.8% | 6.2% | 9.5% | 8.0% | 6.8% | 4.7% | 6.8% | 6.3% | 7.3% | 10.5% | 9.6% | 8.3% |
| Change | pp | — | -10.1pp | +11.3pp | +1.9pp | +1.1pp | -7.7pp | +2.9pp | -24.3pp | +22.9pp | -1.8pp | -1.0pp | +5.6pp | -2.3pp | -3.2pp | +3.4pp | +3.3pp | -1.5pp | -1.2pp | -2.1pp | +2.1pp | -0.5pp | +1.0pp | +3.2pp | -0.9pp | -1.3pp |
| Equity ratio | % | 19.3% | 18.4% | 19.1% | 19.9% | 17.5% | 16.2% | 15.8% | 13.2% | 14.3% | 15.5% | 16.5% | 18.4% | 18.5% | 18.8% | 16.4% | 16.4% | 16.3% | 15.5% | 14.4% | 15.5% | 15.5% | 15.3% | 16.0% | 14.8% | 15.1% |
| Change | pp | — | -0.9pp | +0.7pp | +0.8pp | -2.4pp | -1.3pp | -0.4pp | -2.6pp | +1.1pp | +1.2pp | +1.0pp | +1.9pp | +0.1pp | +0.3pp | -2.4pp | 0.0pp | -0.1pp | -0.8pp | -1.1pp | +1.1pp | 0.0pp | -0.2pp | +0.7pp | -1.2pp | +0.3pp |
- *1 Securities report (yuka shoken hokokusho), as filed
Reporting basis
Which accounting standard each fiscal year was filed under. Figures are not strictly comparable across a change of standard.
| Fiscal year | Unit | 2001 *1 FYE Mar | 2002 *1 FYE Mar | 2003 *1 FYE Mar | 2004 *1 FYE Mar | 2005 *1 FYE Mar | 2006 *1 FYE Mar | 2007 *1 FYE Mar | 2008 *1 FYE Mar | 2009 *1 FYE Mar | 2010 *1 FYE Mar | 2011 *1 FYE Mar | 2012 *1 FYE Mar | 2013 *1 FYE Mar | 2014 *1 FYE Mar | 2015 *1 FYE Mar | 2016 *1 FYE Mar | 2017 *1 FYE Mar | 2018 *1 FYE Mar | 2019 *1 FYE Mar | 2020 *1 FYE Mar | 2021 *1 FYE Mar | 2022 *1 FYE Mar | 2023 *1 FYE Mar | 2024 *1 FYE Mar | 2025 *1 FYE Mar | 2026 *1 FYE Mar |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Standard | JGAAP | JGAAP | JGAAP | JGAAP | JGAAP | JGAAP | JGAAP | JGAAP | JGAAP | JGAAP | JGAAP | JGAAP | JGAAP | JGAAP | IFRS | IFRS | IFRS | IFRS | IFRS | IFRS | IFRS | IFRS | IFRS | IFRS | IFRS | IFRS | |
| Basis | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated | Consolidated |
- *1 Securities report (yuka shoken hokokusho), as filed
Yen–dollar exchange rate ¥ per US$1
Annual average, yen per one US dollar. Every figure above is in yen as filed — convert one using the rate of its own year, never today's. A higher line is a weaker yen.
| Fiscal year | Unit | 1949 *1 Cal. year | 1950 *1 Cal. year | 1951 *1 Cal. year | 1952 *1 Cal. year | 1953 *1 Cal. year | 1954 *1 Cal. year | 1955 *1 Cal. year | 1956 *1 Cal. year | 1957 *1 Cal. year | 1958 *1 Cal. year | 1959 *1 Cal. year | 1960 *1 Cal. year | 1961 *1 Cal. year | 1962 *1 Cal. year | 1963 *1 Cal. year | 1964 *1 Cal. year | 1965 *1 Cal. year | 1966 *1 Cal. year | 1967 *1 Cal. year | 1968 *1 Cal. year | 1969 *1 Cal. year | 1970 *1 Cal. year | 1971 *1 Cal. year | 1972 *2 Cal. year | 1973 *3 Cal. year | 1974 *3 Cal. year | 1975 *3 Cal. year | 1976 *3 Cal. year | 1977 *3 Cal. year | 1978 *3 Cal. year | 1979 *3 Cal. year | 1980 *4 Cal. year | 1981 *4 Cal. year | 1982 *4 Cal. year | 1983 *4 Cal. year | 1984 *4 Cal. year | 1985 *4 Cal. year | 1986 *4 Cal. year | 1987 *4 Cal. year | 1988 *4 Cal. year | 1989 *4 Cal. year | 1990 *4 Cal. year | 1991 *4 Cal. year | 1992 *4 Cal. year | 1993 *4 Cal. year | 1994 *4 Cal. year | 1995 *4 Cal. year | 1996 *4 Cal. year | 1997 *4 Cal. year | 1998 *4 Cal. year | 1999 *4 Cal. year | 2000 *4 Cal. year | 2001 *4 Cal. year | 2002 *4 Cal. year | 2003 *4 Cal. year | 2004 *4 Cal. year | 2005 *4 Cal. year | 2006 *4 Cal. year | 2007 *4 Cal. year | 2008 *4 Cal. year | 2009 *4 Cal. year | 2010 *4 Cal. year | 2011 *4 Cal. year | 2012 *4 Cal. year | 2013 *4 Cal. year | 2014 *4 Cal. year | 2015 *4 Cal. year | 2016 *4 Cal. year | 2017 *4 Cal. year | 2018 *4 Cal. year | 2019 *4 Cal. year | 2020 *4 Cal. year | 2021 *4 Cal. year | 2022 *4 Cal. year | 2023 *4 Cal. year | 2024 *4 Cal. year | 2025 *4 Cal. year | 2026 *4,5 Cal. year |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Rate | ¥/US$ | ¥360.00 | ¥360.00 | ¥360.00 | ¥360.00 | ¥360.00 | ¥360.00 | ¥360.00 | ¥360.00 | ¥360.00 | ¥360.00 | ¥360.00 | ¥360.00 | ¥360.00 | ¥360.00 | ¥360.00 | ¥360.00 | ¥360.00 | ¥360.00 | ¥360.00 | ¥360.00 | ¥360.00 | ¥360.00 | ¥360.00 | ¥308.00 | ¥274.00 | ¥293.00 | ¥299.00 | ¥292.00 | ¥257.00 | ¥201.00 | ¥230.00 | ¥226.69 | ¥220.55 | ¥249.06 | ¥237.48 | ¥237.53 | ¥238.53 | ¥168.52 | ¥144.60 | ¥128.13 | ¥137.98 | ¥144.81 | ¥134.51 | ¥126.67 | ¥111.18 | ¥102.22 | ¥94.05 | ¥108.77 | ¥121.02 | ¥130.89 | ¥113.84 | ¥107.74 | ¥121.52 | ¥125.28 | ¥115.92 | ¥108.16 | ¥110.15 | ¥116.28 | ¥117.77 | ¥103.33 | ¥93.53 | ¥87.77 | ¥79.78 | ¥79.79 | ¥97.60 | ¥105.84 | ¥121.02 | ¥108.84 | ¥112.16 | ¥110.40 | ¥109.01 | ¥106.78 | ¥109.78 | ¥131.37 | ¥140.51 | ¥151.50 | ¥149.65 | ¥158.16 |
| YoY | % | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | -14.4% | -11.0% | +6.9% | +2.0% | -2.3% | -12.0% | -21.8% | +14.4% | -1.4% | -2.7% | +12.9% | -4.6% | 0.0% | +0.4% | -29.4% | -14.2% | -11.4% | +7.7% | +4.9% | -7.1% | -5.8% | -12.2% | -8.1% | -8.0% | +15.7% | +11.3% | +8.2% | -13.0% | -5.4% | +12.8% | +3.1% | -7.5% | -6.7% | +1.8% | +5.6% | +1.3% | -12.3% | -9.5% | -6.2% | -9.1% | 0.0% | +22.3% | +8.4% | +14.3% | -10.1% | +3.1% | -1.6% | -1.3% | -2.0% | +2.8% | +19.7% | +7.0% | +7.8% | -1.2% | +5.7% |
- *1 1949-1971: Fixed Bretton Woods peg ¥360/$ (Dodge Line 1949; Smithsonian ¥308 from Dec 1971).
- *2 1972: Smithsonian peg ¥308/$ (held until Feb 1973 float).
- *3 1973-1979: JIL (Japan Institute for Labour Policy and Training) g0001.xlsx — fiscal-year (Apr–Mar) basis, integer-rounded. PROVISIONAL; upgrade to BOJ FXERM07 calendar-year later.
- *4 1980-2026: Bank of Japan stat-search FM08'FXERM07 (Tokyo market, USD/JPY spot, 17:00 fixing, monthly average) — calendar-year average of monthly averages.
- *5 Provisional — part-year average, not a full calendar year.
All figures are in Japanese yen as filed. Where a foreign-currency comparison is needed elsewhere on this site, yen amounts are converted at the average rate of each figure's own year — not today's rate. Exchange rates & sources →
Read the company history → 日本語版（詳細）— full financial data in Japanese →
Disclaimer
- This page is provided for general information only and is not investment advice, nor a recommendation to buy or sell any security.
- Figures are compiled independently and include our own estimates, approximations and machine-processed data; we make no warranty as to their accuracy or completeness.
- Sources are primarily each company's securities reports and other public filings, but errors and omissions may remain.
- Any use of this information is at the reader's own risk. Past performance does not indicate future results.
- Company names, logos and other marks belong to their respective owners.
Data API
Credit Saison’s history, financials, executives and
shareholders are published as static JSON — no key, plain GET.
| Method | Endpoint | Returns |
|---|---|---|
| GET | /api/companies.json | All companies |
| GET | /api/8253/manifest.json | Resource index |
| GET | /api/8253/history.json | History overview |
| GET | /api/8253/timeline.json | Chronology |
| GET | /api/decisions.json | All management decisions (index) |
| GET | /api/8253/decisions.json | Management decisions (index) |
| GET | /api/8253/decisions/{slug}.json | One decision (full dossier) |
| GET | /api/8253/executives.json | Executives |
| GET | /api/8253/shareholders.json | Major shareholders |
| GET | /api/8253/financials.json | Financial statements |
| GET | /api/8253/financials-longterm.json | Long-term results |
| GET | /api/8253/segments.json | Business segments |
| GET | /api/8253/regions.json | Sales by region |
| GET | /api/8253/workforce.json | Workforce |