Financials

Credit Saison: FYE Mar 2026 and ten years of results (48 metrics)

FYE Mar 2026 · Revenue¥546bnYoY +11.0%

FYE Mar 2026 · Operating profit¥90bnYoY −3.0%

FYE Mar 2026 · Net profit¥62bnYoY −7.0%

FYE Mar 2026 · Equity ratio15.1%YoY +0.2pp

FYE Mar 2026 · Group employees6,346YoY −104

Fiscal year	Revenue	YoY	Operating profit	YoY	Margin	Net profit	Chief executive	That year
FYE Mar 2017Consolidated	¥279bn	n/a	¥31bn	n/a	11.2%	¥42bn	Rinno Hiroshi	—
FYE Mar 2018Consolidated	¥292bn	+4.7%	¥41bn	+30.6%	14.0%	¥38bn	Rinno Hiroshi	—
FYE Mar 2019Consolidated	¥305bn	+4.3%	¥46bn	+12.2%	15.0%	¥34bn	Rinno Hiroshi	Kisetsu Saison Finance (India) — Credit Saison India — established as an NBFC
FYE Mar 2020Consolidated	¥311bn	+2.2%	¥27bn	−40.0%	8.8%	¥23bn	Rinno Hiroshi	<a class="en-history_person" href="/tse/8253/executives/ceo/rinno-hiroshi/" hreflang="ja">Rinno Hiroshi</a> moves to chairman and CEO; <a class="en-history_person" href="/tse/8253/executives/ceo/yamashita-masahiro/" hreflang="ja">Yamashita Masahiro</a> becomes COO
FYE Mar 2021Consolidated	¥283bn	−9.2%	¥51bn	+85.4%	18.0%	¥36bn	Yamashita Masahiro	Qubitous Co. absorbed, tidying up the domestic card operating companies
FYE Mar 2022Consolidated	¥299bn	+5.8%	¥50bn	−1.9%	16.7%	¥35bn	Yamashita Masahiro	<a class="en-history_person" href="/tse/8253/executives/ceo/mizuno-katsumi/" hreflang="ja">Mizuno Katsumi</a> becomes president and COO; Saison Investment Management launched
FYE Mar 2023Consolidated	¥323bn	+7.9%	¥61bn	+22.2%	18.9%	¥44bn	Mizuno Katsumi	Moves to the Prime Market of the Tokyo Stock Exchange in April
FYE Mar 2024Consolidated	¥362bn	+12.1%	¥98bn	+60.5%	27.1%	¥73bn	Mizuno Katsumi	—
FYE Mar 2025Consolidated	¥492bn	+36.1%	¥93bn	−5.3%	18.8%	¥66bn	Mizuno Katsumi	—
FYE Mar 2026Consolidated	¥546bn	+11.0%	¥90bn	−3.0%	16.5%	¥62bn	Mizuno Katsumi	—

How it compares

AEON Financial Service¥569bnFY2025Operating margin 10.7%

Credit Saison¥546bnFY2025Operating margin 16.5%

Acom¥338bnFY2025Operating margin 29.7%

Mitsubishi UFJ NICOS Co., Ltd.Delisted 2008

Orientokoporeshon¥245bnFY2024Operating margin 5.0%

Muninova Holdings¥215bnFY2025Operating margin 15.9%Jaccs¥192bnFY2025Operating margin 10.6%

TAKEFUJI CORPORATIONDelisted 2010

Jeitorasuto¥76bnFY2017Operating margin 6.2%

Puremiagurupu¥36bnFY2024Operating margin 18.7%

Income statement Revenue, costs, each level of profit and the margins they leave

Where the revenue goes

¥ bn

Cost of sales SG&A Operating profit

Margins

Gross margin Operating margin Ordinary margin Net margin

Revenue net sales, operating revenue

FYE Mar 2026 ¥546bn

CAGR · 10 yrs +7.8%

Fiscal year	Revenue ¥ bn	YoY	Basis
FYE Mar 2017	279	n/a	Cons. · Japanese GAAP
FYE Mar 2018	292	+4.7%	Cons. · Japanese GAAP
FYE Mar 2019	305	moved to IFRS	Cons. · IFRS
FYE Mar 2020	311	+2.2%	Cons. · IFRS
FYE Mar 2021	283	−9.2%	Cons. · IFRS
FYE Mar 2022	299	+5.8%	Cons. · IFRS
FYE Mar 2023	323	+7.9%	Cons. · IFRS
FYE Mar 2024	362	+12.1%	Cons. · IFRS
FYE Mar 2025	492	+36.1%	Cons. · IFRS
FYE Mar 2026	546	+11.0%	Cons. · IFRS

Definition: Everything the company took in from its own business
Formula: Revenue line of the income statement
Source: Securities report (XBRL)

Cost of sales

FYE Mar 2026 ¥74bn

CAGR · 10 yrs −12.6%

Fiscal year	Cost of sales ¥ bn	YoY	Basis
FYE Mar 2017	248	n/a	Cons. · Japanese GAAP
FYE Mar 2018	251	+1.5%	Cons. · Japanese GAAP
FYE Mar 2019	67.0	moved to IFRS	Cons. · IFRS
FYE Mar 2020	85.7	+27.9%	Cons. · IFRS
FYE Mar 2021	42.8	−50.1%	Cons. · IFRS
FYE Mar 2022	63.9	+49.5%	Cons. · IFRS
FYE Mar 2023	59.9	−6.3%	Cons. · IFRS
FYE Mar 2024	58.7	−2.0%	Cons. · IFRS
FYE Mar 2025	69.4	+18.2%	Cons. · IFRS
FYE Mar 2026	73.5	+5.9%	Cons. · IFRS

Definition: The cost of what was sold
Formula: Cost of sales line of the income statement
Source: Securities report (XBRL)

Gross profit

FYE Mar 2026 ¥473bn

CAGR · 10 yrs +35.3%

Fiscal year	Gross profit ¥ bn	YoY	Basis
FYE Mar 2017	31.2	n/a	Cons. · Japanese GAAP
FYE Mar 2018	228	+631.0%	Cons. · Japanese GAAP
FYE Mar 2019	238	moved to IFRS	Cons. · IFRS
FYE Mar 2020	226	−5.1%	Cons. · IFRS
FYE Mar 2021	240	+6.3%	Cons. · IFRS
FYE Mar 2022	235	−2.0%	Cons. · IFRS
FYE Mar 2023	263	+11.8%	Cons. · IFRS
FYE Mar 2024	303	+15.3%	Cons. · IFRS
FYE Mar 2025	423	+39.6%	Cons. · IFRS
FYE Mar 2026	473	+11.8%	Cons. · IFRS

Definition: What the product or service itself earns
Formula: Revenue − cost of sales
Source: Securities report (XBRL)

SG&A selling, general and administrative expenses

FYE Mar 2026 ¥274bn

CAGR · 8 yrs +3.1%

Fiscal year	SG&A ¥ bn	YoY	Basis
FYE Mar 2017	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2018	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2019	221	moved to IFRS	Cons. · IFRS
FYE Mar 2020	237	+7.2%	Cons. · IFRS
FYE Mar 2021	202	−14.6%	Cons. · IFRS
FYE Mar 2022	223	+10.0%	Cons. · IFRS
FYE Mar 2023	228	+2.6%	Cons. · IFRS
FYE Mar 2024	243	+6.3%	Cons. · IFRS
FYE Mar 2025	262	+7.8%	Cons. · IFRS
FYE Mar 2026	274	+4.8%	Cons. · IFRS

Definition: The cost of selling and of running the company
Formula: SG&A line of the income statement
Source: Securities report (XBRL)

Operating profit

FYE Mar 2026 ¥90bn

CAGR · 10 yrs +12.5%

Fiscal year	Operating profit ¥ bn	YoY	Basis
FYE Mar 2017	31.2	n/a	Cons. · Japanese GAAP
FYE Mar 2018	40.8	+30.6%	Cons. · Japanese GAAP
FYE Mar 2019	45.8	moved to IFRS	Cons. · IFRS
FYE Mar 2020	27.5	−40.0%	Cons. · IFRS
FYE Mar 2021	50.9	+85.4%	Cons. · IFRS
FYE Mar 2022	49.9	−1.9%	Cons. · IFRS
FYE Mar 2023	61.0	+22.2%	Cons. · IFRS
FYE Mar 2024	98.0	+60.5%	Cons. · IFRS
FYE Mar 2025	92.8	−5.3%	Cons. · IFRS
FYE Mar 2026	90.0	−3.0%	Cons. · IFRS

Definition: What the core business earns
Formula: Gross profit − SG&A
Source: Securities report (XBRL)

Non-operating income

FYE Mar 2026 ¥7.1bn

CAGR · 10 yrs −11.8%

Fiscal year	Non-operating income ¥ bn	YoY	Basis
FYE Mar 2017	22.0	n/a	Cons. · Japanese GAAP
FYE Mar 2018	0.2	−99.0%	Cons. · Japanese GAAP
FYE Mar 2019	0.9	moved to IFRS	Cons. · IFRS
FYE Mar 2020	0.8	−9.7%	Cons. · IFRS
FYE Mar 2021	1.0	+33.3%	Cons. · IFRS
FYE Mar 2022	1.0	−3.8%	Cons. · IFRS
FYE Mar 2023	0.9	−11.3%	Cons. · IFRS
FYE Mar 2024	2.9	+232.4%	Cons. · IFRS
FYE Mar 2025	5.7	+97.0%	Cons. · IFRS
FYE Mar 2026	7.1	+23.3%	Cons. · IFRS

Definition: Income from outside the core business
Formula: Non-operating income line of the income statement
Source: Securities report (XBRL)

Non-operating expenses

FYE Mar 2026 ¥51bn

CAGR · 10 yrs +89.3%

Fiscal year	Non-operating expenses ¥ bn	YoY	Basis
FYE Mar 2017	0.2	n/a	Cons. · Japanese GAAP
FYE Mar 2018	9.2	+5516.5%	Cons. · Japanese GAAP
FYE Mar 2019	9.9	moved to IFRS	Cons. · IFRS
FYE Mar 2020	10.5	+6.0%	Cons. · IFRS
FYE Mar 2021	11.3	+7.6%	Cons. · IFRS
FYE Mar 2022	11.5	+1.7%	Cons. · IFRS
FYE Mar 2023	15.3	+33.1%	Cons. · IFRS
FYE Mar 2024	24.9	+63.2%	Cons. · IFRS
FYE Mar 2025	39.8	+59.7%	Cons. · IFRS
FYE Mar 2026	51.1	+28.5%	Cons. · IFRS

Definition: Costs arising outside the core business
Formula: Non-operating expenses line of the income statement
Source: Securities report (XBRL)

Ordinary profit keijo rieki

FYE Mar 2026 n/a

CAGR · 3 yrs +1.1%

Fiscal year	Ordinary profit ¥ bn	YoY	Basis
FYE Mar 2017	53.1	n/a	Cons. · Japanese GAAP
FYE Mar 2018	56.7	+6.9%	Cons. · Japanese GAAP
FYE Mar 2019	54.2	moved to IFRS	Cons. · IFRS
FYE Mar 2020	n/a	n/a	Cons. · IFRS
FYE Mar 2021	n/a	n/a	Cons. · IFRS
FYE Mar 2022	n/a	n/a	Cons. · IFRS
FYE Mar 2023	n/a	n/a	Cons. · IFRS
FYE Mar 2024	n/a	n/a	Cons. · IFRS
FYE Mar 2025	n/a	n/a	Cons. · IFRS
FYE Mar 2026	n/a	n/a	Cons. · IFRS

Definition: A level of profit that exists only under Japanese GAAP
Formula: Operating profit + non-operating income − non-operating expenses
Source: Securities report (XBRL)

Net profit profit attributable to owners of the parent

FYE Mar 2026 ¥62bn

CAGR · 10 yrs +4.3%

Fiscal year	Net profit ¥ bn	YoY	Basis
FYE Mar 2017	42.3	n/a	Cons. · Japanese GAAP
FYE Mar 2018	38.3	−9.3%	Cons. · Japanese GAAP
FYE Mar 2019	34.0	moved to IFRS	Cons. · IFRS
FYE Mar 2020	22.9	−32.8%	Cons. · IFRS
FYE Mar 2021	36.1	+58.0%	Cons. · IFRS
FYE Mar 2022	35.4	−2.1%	Cons. · IFRS
FYE Mar 2023	43.6	+23.2%	Cons. · IFRS
FYE Mar 2024	73.0	+67.4%	Cons. · IFRS
FYE Mar 2025	66.4	−9.0%	Cons. · IFRS
FYE Mar 2026	61.7	−7.0%	Cons. · IFRS

Definition: What is left after tax
Formula: Pre-tax profit − income taxes
Source: Securities report (XBRL)

Gross margin

FYE Mar 2026 86.5%

Average · 10 yrs 74.1%

Fiscal year	Gross margin %	YoY	Basis
FYE Mar 2017	11.2	n/a	Cons. · Japanese GAAP
FYE Mar 2018	78.1	+66.9pp	Cons. · Japanese GAAP
FYE Mar 2019	78.0	moved to IFRS	Cons. · IFRS
FYE Mar 2020	72.5	−5.5pp	Cons. · IFRS
FYE Mar 2021	84.9	+12.4pp	Cons. · IFRS
FYE Mar 2022	78.6	−6.3pp	Cons. · IFRS
FYE Mar 2023	81.4	+2.8pp	Cons. · IFRS
FYE Mar 2024	83.8	+2.3pp	Cons. · IFRS
FYE Mar 2025	85.9	+2.1pp	Cons. · IFRS
FYE Mar 2026	86.5	+0.6pp	Cons. · IFRS

Definition: The share of revenue left after the cost of sales
Formula: Gross profit ÷ revenue
Source: Securities report (XBRL)

Operating margin

FYE Mar 2026 16.5%

Average · 10 yrs 16.5%

Fiscal year	Operating margin %	YoY	Basis
FYE Mar 2017	11.2	n/a	Cons. · Japanese GAAP
FYE Mar 2018	14.0	+2.8pp	Cons. · Japanese GAAP
FYE Mar 2019	15.0	moved to IFRS	Cons. · IFRS
FYE Mar 2020	8.8	−6.2pp	Cons. · IFRS
FYE Mar 2021	18.0	+9.2pp	Cons. · IFRS
FYE Mar 2022	16.7	−1.3pp	Cons. · IFRS
FYE Mar 2023	18.9	+2.2pp	Cons. · IFRS
FYE Mar 2024	27.1	+8.2pp	Cons. · IFRS
FYE Mar 2025	18.8	−8.2pp	Cons. · IFRS
FYE Mar 2026	16.5	−2.4pp	Cons. · IFRS

Definition: The share of revenue the core business keeps
Formula: Operating profit ÷ revenue
Source: Securities report (XBRL)

Ordinary margin

FYE Mar 2026 n/a

Average · 3 yrs 18.7%

Fiscal year	Ordinary margin %	YoY	Basis
FYE Mar 2017	19.0	n/a	Cons. · Japanese GAAP
FYE Mar 2018	19.4	+0.4pp	Cons. · Japanese GAAP
FYE Mar 2019	17.8	moved to IFRS	Cons. · IFRS
FYE Mar 2020	n/a	n/a	Cons. · IFRS
FYE Mar 2021	n/a	n/a	Cons. · IFRS
FYE Mar 2022	n/a	n/a	Cons. · IFRS
FYE Mar 2023	n/a	n/a	Cons. · IFRS
FYE Mar 2024	n/a	n/a	Cons. · IFRS
FYE Mar 2025	n/a	n/a	Cons. · IFRS
FYE Mar 2026	n/a	n/a	Cons. · IFRS

Definition: The share of revenue left at the ordinary-profit line
Formula: Ordinary profit ÷ revenue
Source: Securities report (XBRL)

Net margin

FYE Mar 2026 11.3%

Average · 10 yrs 13.0%

Fiscal year	Net margin %	YoY	Basis
FYE Mar 2017	15.1	n/a	Cons. · Japanese GAAP
FYE Mar 2018	13.1	−2.0pp	Cons. · Japanese GAAP
FYE Mar 2019	11.2	moved to IFRS	Cons. · IFRS
FYE Mar 2020	7.3	−3.8pp	Cons. · IFRS
FYE Mar 2021	12.8	+5.4pp	Cons. · IFRS
FYE Mar 2022	11.8	−1.0pp	Cons. · IFRS
FYE Mar 2023	13.5	+1.7pp	Cons. · IFRS
FYE Mar 2024	20.2	+6.7pp	Cons. · IFRS
FYE Mar 2025	13.5	−6.7pp	Cons. · IFRS
FYE Mar 2026	11.3	−2.2pp	Cons. · IFRS

Definition: The share of revenue left after everything
Formula: Net profit ÷ revenue
Source: Securities report (XBRL)

Cost-of-sales ratio

FYE Mar 2026 13.5%

Average · 10 yrs 32.3%

Fiscal year	Cost-of-sales ratio %	YoY	Basis
FYE Mar 2017	88.8	n/a	Cons. · Japanese GAAP
FYE Mar 2018	86.0	−2.8pp	Cons. · Japanese GAAP
FYE Mar 2019	22.0	moved to IFRS	Cons. · IFRS
FYE Mar 2020	27.5	+5.5pp	Cons. · IFRS
FYE Mar 2021	15.1	−12.4pp	Cons. · IFRS
FYE Mar 2022	21.4	+6.3pp	Cons. · IFRS
FYE Mar 2023	18.6	−2.8pp	Cons. · IFRS
FYE Mar 2024	16.2	−2.3pp	Cons. · IFRS
FYE Mar 2025	14.1	−2.1pp	Cons. · IFRS
FYE Mar 2026	13.5	−0.6pp	Cons. · IFRS

Definition: The share of revenue taken by the cost of sales
Formula: Cost of sales ÷ revenue
Source: Securities report (XBRL)

SG&A ratio

FYE Mar 2026 50.2%

Average · 8 yrs 67.0%

Fiscal year	SG&A ratio %	YoY	Basis
FYE Mar 2017	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2018	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2019	72.5	moved to IFRS	Cons. · IFRS
FYE Mar 2020	76.1	+3.6pp	Cons. · IFRS
FYE Mar 2021	71.6	−4.5pp	Cons. · IFRS
FYE Mar 2022	74.4	+2.8pp	Cons. · IFRS
FYE Mar 2023	70.8	−3.6pp	Cons. · IFRS
FYE Mar 2024	67.1	−3.6pp	Cons. · IFRS
FYE Mar 2025	53.2	−14.0pp	Cons. · IFRS
FYE Mar 2026	50.2	−3.0pp	Cons. · IFRS

Definition: The share of revenue taken by selling and administrative costs
Formula: SG&A ÷ revenue
Source: Securities report (XBRL)

Balance sheet Assets, debt and equity, and what they say about financial strength

What the balance sheet is made of

¥ bn

Equity Liabilities and non-controlling interests

Financial strength

Equity ratio Debt-to-equity

Total assets

FYE Mar 2026 ¥4.95tn

CAGR · 10 yrs +6.9%

Fiscal year	Total assets ¥ bn	YoY	Basis
FYE Mar 2017	2,720	n/a	Cons. · Japanese GAAP
FYE Mar 2018	2,940	+8.1%	Cons. · Japanese GAAP
FYE Mar 2019	3,217	moved to IFRS	Cons. · IFRS
FYE Mar 2020	3,357	+4.3%	Cons. · IFRS
FYE Mar 2021	3,409	+1.5%	Cons. · IFRS
FYE Mar 2022	3,611	+5.9%	Cons. · IFRS
FYE Mar 2023	3,896	+7.9%	Cons. · IFRS
FYE Mar 2024	4,336	+11.3%	Cons. · IFRS
FYE Mar 2025	4,671	+7.7%	Cons. · IFRS
FYE Mar 2026	4,952	+6.0%	Cons. · IFRS

Definition: Everything the company holds
Formula: Total assets line of the balance sheet
Source: Securities report (XBRL)

Equity net assets, shareholders' equity

FYE Mar 2026 ¥746bn

CAGR · 10 yrs +5.9%

Fiscal year	Equity ¥ bn	YoY	Basis
FYE Mar 2017	445	n/a	Cons. · Japanese GAAP
FYE Mar 2018	479	+7.6%	Cons. · Japanese GAAP
FYE Mar 2019	497	moved to IFRS	Cons. · IFRS
FYE Mar 2020	484	−2.7%	Cons. · IFRS
FYE Mar 2021	530	+9.5%	Cons. · IFRS
FYE Mar 2022	561	+5.9%	Cons. · IFRS
FYE Mar 2023	597	+6.3%	Cons. · IFRS
FYE Mar 2024	692	+16.1%	Cons. · IFRS
FYE Mar 2025	692	−0.0%	Cons. · IFRS
FYE Mar 2026	746	+7.7%	Cons. · IFRS

Definition: The part of the funding that never has to be repaid
Formula: Net assets line of the balance sheet
Source: Securities report (XBRL)

Interest-bearing debt

FYE Mar 2026 ¥3.58tn

CAGR · 10 yrs +14.2%

Fiscal year	Interest-bearing debt ¥ bn	YoY	Basis
FYE Mar 2017	1,083	n/a	Cons. · Japanese GAAP
FYE Mar 2018	1,150	+6.2%	Cons. · Japanese GAAP
FYE Mar 2019	2,204	moved to IFRS	Cons. · IFRS
FYE Mar 2020	2,414	+9.5%	Cons. · IFRS
FYE Mar 2021	2,429	+0.7%	Cons. · IFRS
FYE Mar 2022	2,569	+5.7%	Cons. · IFRS
FYE Mar 2023	2,805	+9.2%	Cons. · IFRS
FYE Mar 2024	3,049	+8.7%	Cons. · IFRS
FYE Mar 2025	3,404	+11.7%	Cons. · IFRS
FYE Mar 2026	3,583	+5.2%	Cons. · IFRS

Definition: Borrowings the company pays interest on
Formula: Loans + bonds + lease obligations
Source: Securities report (XBRL)

Short-term borrowings

FYE Mar 2026 n/a

CAGR · 9 yrs +24.5%

Fiscal year	Short-term borrowings ¥ bn	YoY	Basis
FYE Mar 2017	588	n/a	Cons. · Japanese GAAP
FYE Mar 2018	637	+8.4%	Cons. · Japanese GAAP
FYE Mar 2019	2,204	moved to IFRS	Cons. · IFRS
FYE Mar 2020	2,414	+9.5%	Cons. · IFRS
FYE Mar 2021	2,429	+0.7%	Cons. · IFRS
FYE Mar 2022	2,569	+5.7%	Cons. · IFRS
FYE Mar 2023	2,805	+9.2%	Cons. · IFRS
FYE Mar 2024	3,049	+8.7%	Cons. · IFRS
FYE Mar 2025	3,404	+11.7%	Cons. · IFRS
FYE Mar 2026	n/a	n/a	Cons. · IFRS

Definition: Borrowings repayable within a year
Formula: Short-term borrowings line of the balance sheet
Source: Securities report (XBRL)

Intangible assets

FYE Mar 2026 ¥115bn

CAGR · 10 yrs −6.0%

Fiscal year	Intangible assets ¥ bn	YoY	Basis
FYE Mar 2017	201	n/a	Cons. · Japanese GAAP
FYE Mar 2018	221	+10.0%	Cons. · Japanese GAAP
FYE Mar 2019	220	moved to IFRS	Cons. · IFRS
FYE Mar 2020	181	−17.7%	Cons. · IFRS
FYE Mar 2021	171	−5.3%	Cons. · IFRS
FYE Mar 2022	162	−5.3%	Cons. · IFRS
FYE Mar 2023	150	−7.3%	Cons. · IFRS
FYE Mar 2024	139	−7.9%	Cons. · IFRS
FYE Mar 2025	127	−8.3%	Cons. · IFRS
FYE Mar 2026	115	−9.8%	Cons. · IFRS

Definition: Assets with no physical form
Formula: Intangible assets line of the balance sheet
Source: Securities report (XBRL)

Goodwill

FYE Mar 2026 ¥0.7bn

CAGR · 9 yrs −5.3%

Fiscal year	Goodwill ¥ bn	YoY	Basis
FYE Mar 2017	n/a	n/a	Cons. · Japanese GAAP
FYE Mar 2018	1.1	n/a	Cons. · Japanese GAAP
FYE Mar 2019	1.1	moved to IFRS	Cons. · IFRS
FYE Mar 2020	0.3	−73.9%	Cons. · IFRS
FYE Mar 2021	0.4	+28.3%	Cons. · IFRS
FYE Mar 2022	1.2	+217.4%	Cons. · IFRS
FYE Mar 2023	1.7	+43.3%	Cons. · IFRS
FYE Mar 2024	1.7	+0.5%	Cons. · IFRS
FYE Mar 2025	1.2	−28.0%	Cons. · IFRS
FYE Mar 2026	0.7	−41.1%	Cons. · IFRS

Definition: What an acquisition cost above the net assets it brought
Formula: Goodwill line of the balance sheet
Source: Securities report (XBRL)

Equity ratio

FYE Mar 2026 15.1%

Average · 10 yrs 15.5%

Fiscal year	Equity ratio %	YoY	Basis
FYE Mar 2017	16.4	n/a	Cons. · Japanese GAAP
FYE Mar 2018	16.3	−0.1pp	Cons. · Japanese GAAP
FYE Mar 2019	15.5	moved to IFRS	Cons. · IFRS
FYE Mar 2020	14.4	−1.0pp	Cons. · IFRS
FYE Mar 2021	15.5	+1.1pp	Cons. · IFRS
FYE Mar 2022	15.5	−0.0pp	Cons. · IFRS
FYE Mar 2023	15.3	−0.2pp	Cons. · IFRS
FYE Mar 2024	16.0	+0.7pp	Cons. · IFRS
FYE Mar 2025	14.8	−1.1pp	Cons. · IFRS
FYE Mar 2026	15.1	+0.2pp	Cons. · IFRS

Definition: How much of the balance sheet is funded without debt
Formula: Equity ÷ total assets
Source: Securities report (XBRL)

Debt-to-equity ratio D/E ratio

FYE Mar 2026 480.4%

Average · 10 yrs 422.5%

Fiscal year	Debt-to-equity ratio %	YoY	Basis
FYE Mar 2017	243.3	n/a	Cons. · Japanese GAAP
FYE Mar 2018	240.3	−3.0pp	Cons. · Japanese GAAP
FYE Mar 2019	443.3	moved to IFRS	Cons. · IFRS
FYE Mar 2020	498.8	+55.5pp	Cons. · IFRS
FYE Mar 2021	458.5	−40.3pp	Cons. · IFRS
FYE Mar 2022	457.9	−0.6pp	Cons. · IFRS
FYE Mar 2023	470.2	+12.3pp	Cons. · IFRS
FYE Mar 2024	440.3	−30.0pp	Cons. · IFRS
FYE Mar 2025	491.7	+51.5pp	Cons. · IFRS
FYE Mar 2026	480.4	−11.3pp	Cons. · IFRS

Definition: Borrowings measured against the company's own capital
Formula: Interest-bearing debt ÷ equity
Source: Securities report (XBRL)

ROE return on equity

FYE Mar 2026 8.3%

Average · 10 yrs 7.8%

Fiscal year	ROE %	YoY	Basis
FYE Mar 2017	9.5	n/a	Cons. · Japanese GAAP
FYE Mar 2018	8.0	−1.5pp	Cons. · Japanese GAAP
FYE Mar 2019	6.8	moved to IFRS	Cons. · IFRS
FYE Mar 2020	4.7	−2.1pp	Cons. · IFRS
FYE Mar 2021	6.8	+2.1pp	Cons. · IFRS
FYE Mar 2022	6.3	−0.5pp	Cons. · IFRS
FYE Mar 2023	7.3	+1.0pp	Cons. · IFRS
FYE Mar 2024	10.5	+3.2pp	Cons. · IFRS
FYE Mar 2025	9.6	−0.9pp	Cons. · IFRS
FYE Mar 2026	8.3	−1.3pp	Cons. · IFRS

Definition: What the shareholders' capital earns
Formula: Net profit ÷ equity
Source: Securities report (XBRL)

ROA return on assets

FYE Mar 2026 1.2%

Average · 10 yrs 1.2%

Fiscal year	ROA %	YoY	Basis
FYE Mar 2017	1.6	n/a	Cons. · Japanese GAAP
FYE Mar 2018	1.3	−0.2pp	Cons. · Japanese GAAP
FYE Mar 2019	1.1	moved to IFRS	Cons. · IFRS
FYE Mar 2020	0.7	−0.4pp	Cons. · IFRS
FYE Mar 2021	1.1	+0.4pp	Cons. · IFRS
FYE Mar 2022	1.0	−0.1pp	Cons. · IFRS
FYE Mar 2023	1.1	+0.1pp	Cons. · IFRS
FYE Mar 2024	1.7	+0.6pp	Cons. · IFRS
FYE Mar 2025	1.4	−0.3pp	Cons. · IFRS
FYE Mar 2026	1.2	−0.2pp	Cons. · IFRS

Definition: What the whole balance sheet earns
Formula: Net profit ÷ total assets
Source: Securities report (XBRL)

Asset turnover

FYE Mar 2026 0.11×

CAGR · 10 yrs +0.8%

Fiscal year	Asset turnover ×	YoY	Basis
FYE Mar 2017	0.10	n/a	Cons. · Japanese GAAP
FYE Mar 2018	0.10	−3.1%	Cons. · Japanese GAAP
FYE Mar 2019	0.09	moved to IFRS	Cons. · IFRS
FYE Mar 2020	0.09	−2.1%	Cons. · IFRS
FYE Mar 2021	0.08	−10.6%	Cons. · IFRS
FYE Mar 2022	0.08	−0.1%	Cons. · IFRS
FYE Mar 2023	0.08	−0.0%	Cons. · IFRS
FYE Mar 2024	0.08	+0.7%	Cons. · IFRS
FYE Mar 2025	0.11	+26.4%	Cons. · IFRS
FYE Mar 2026	0.11	+4.7%	Cons. · IFRS

Definition: How much revenue each yen of assets produces
Formula: Revenue ÷ total assets
Source: Securities report (XBRL)

Cash flow statement Cash from operations, investment and financing, and what is left on hand

The three cash flows

¥ bn

Operating CF Investing CF Financing CF

Cash against debt

¥ bn

Cash and equivalents Interest-bearing debt Net cash

Operating cash flow

FYE Mar 2026 -¥136bn

Average · 10 yrs -¥133bn

Fiscal year	Operating cash flow ¥ bn	YoY	Basis
FYE Mar 2017	-103	n/a	Cons. · Japanese GAAP
FYE Mar 2018	-54.8	n/a	Cons. · Japanese GAAP
FYE Mar 2019	-194	moved to IFRS	Cons. · IFRS
FYE Mar 2020	-170	n/a	Cons. · IFRS
FYE Mar 2021	-4.7	n/a	Cons. · IFRS
FYE Mar 2022	-70.4	n/a	Cons. · IFRS
FYE Mar 2023	-130	n/a	Cons. · IFRS
FYE Mar 2024	-213	n/a	Cons. · IFRS
FYE Mar 2025	-249	n/a	Cons. · IFRS
FYE Mar 2026	-136	n/a	Cons. · IFRS

Definition: Cash the business itself generated
Formula: Cash flow from operating activities
Source: Securities report (XBRL)

Investing cash flow

FYE Mar 2026 -¥27bn

Average · 10 yrs -¥31bn

Fiscal year	Investing cash flow ¥ bn	YoY	Basis
FYE Mar 2017	-19.5	n/a	Cons. · Japanese GAAP
FYE Mar 2018	-46.4	n/a	Cons. · Japanese GAAP
FYE Mar 2019	-40.8	moved to IFRS	Cons. · IFRS
FYE Mar 2020	29.7	n/a	Cons. · IFRS
FYE Mar 2021	-10.6	−135.8%	Cons. · IFRS
FYE Mar 2022	-51.6	n/a	Cons. · IFRS
FYE Mar 2023	-43.8	n/a	Cons. · IFRS
FYE Mar 2024	-85.8	n/a	Cons. · IFRS
FYE Mar 2025	-15.3	n/a	Cons. · IFRS
FYE Mar 2026	-26.9	n/a	Cons. · IFRS

Definition: Cash spent on, or released by, investment
Formula: Cash flow from investing activities
Source: Securities report (XBRL)

Financing cash flow

FYE Mar 2026 ¥139bn

CAGR · 10 yrs +1.5%

Fiscal year	Financing cash flow ¥ bn	YoY	Basis
FYE Mar 2017	121	n/a	Cons. · Japanese GAAP
FYE Mar 2018	113	−7.1%	Cons. · Japanese GAAP
FYE Mar 2019	242	moved to IFRS	Cons. · IFRS
FYE Mar 2020	168	−30.7%	Cons. · IFRS
FYE Mar 2021	6.2	−96.3%	Cons. · IFRS
FYE Mar 2022	129	+1976.5%	Cons. · IFRS
FYE Mar 2023	225	+73.7%	Cons. · IFRS
FYE Mar 2024	247	+9.9%	Cons. · IFRS
FYE Mar 2025	297	+20.5%	Cons. · IFRS
FYE Mar 2026	139	−53.2%	Cons. · IFRS

Definition: Cash raised from, or returned to, lenders and shareholders
Formula: Cash flow from financing activities
Source: Securities report (XBRL)

Cash and equivalents

FYE Mar 2026 ¥112bn

CAGR · 10 yrs +6.6%

Fiscal year	Cash and equivalents ¥ bn	YoY	Basis
FYE Mar 2017	63.2	n/a	Cons. · Japanese GAAP
FYE Mar 2018	74.6	+17.9%	Cons. · Japanese GAAP
FYE Mar 2019	82.1	moved to IFRS	Cons. · IFRS
FYE Mar 2020	110	+33.7%	Cons. · IFRS
FYE Mar 2021	101	−8.0%	Cons. · IFRS
FYE Mar 2022	109	+7.9%	Cons. · IFRS
FYE Mar 2023	160	+46.5%	Cons. · IFRS
FYE Mar 2024	109	−31.9%	Cons. · IFRS
FYE Mar 2025	139	+28.2%	Cons. · IFRS
FYE Mar 2026	112	−19.4%	Cons. · IFRS

Definition: Cash on hand at the year end
Formula: Closing balance in the cash flow statement
Source: Securities report (XBRL)

Free cash flow

FYE Mar 2026 -¥163bn

Average · 10 yrs -¥164bn

Fiscal year	FCF ¥ bn	YoY	Basis
FYE Mar 2017	-123	n/a	Cons. · Japanese GAAP
FYE Mar 2018	-101	n/a	Cons. · Japanese GAAP
FYE Mar 2019	-235	moved to IFRS	Cons. · IFRS
FYE Mar 2020	-140	n/a	Cons. · IFRS
FYE Mar 2021	-15.3	n/a	Cons. · IFRS
FYE Mar 2022	-122	n/a	Cons. · IFRS
FYE Mar 2023	-174	n/a	Cons. · IFRS
FYE Mar 2024	-299	n/a	Cons. · IFRS
FYE Mar 2025	-264	n/a	Cons. · IFRS
FYE Mar 2026	-163	n/a	Cons. · IFRS

Definition: What is left once the business has paid for its own investment
Formula: Operating cash flow + investing cash flow
Source: Securities report (XBRL)

Operating cash flow margin

FYE Mar 2026 -24.8%

Average · 10 yrs -37.4%

Fiscal year	OCF margin %	YoY	Basis
FYE Mar 2017	-37.0	n/a	Cons. · Japanese GAAP
FYE Mar 2018	-18.8	+18.3pp	Cons. · Japanese GAAP
FYE Mar 2019	-63.6	moved to IFRS	Cons. · IFRS
FYE Mar 2020	-54.5	+9.0pp	Cons. · IFRS
FYE Mar 2021	-1.7	+52.9pp	Cons. · IFRS
FYE Mar 2022	-23.6	−21.9pp	Cons. · IFRS
FYE Mar 2023	-40.3	−16.8pp	Cons. · IFRS
FYE Mar 2024	-59.0	−18.7pp	Cons. · IFRS
FYE Mar 2025	-50.6	+8.4pp	Cons. · IFRS
FYE Mar 2026	-24.8	+25.8pp	Cons. · IFRS

Definition: How much of the revenue turned into cash
Formula: Operating cash flow ÷ revenue
Source: Securities report (XBRL)

Net cash

FYE Mar 2026 -¥3.47tn

Average · 10 yrs -¥2.36tn

Fiscal year	Net cash ¥ bn	YoY	Basis
FYE Mar 2017	-1,020	n/a	Cons. · Japanese GAAP
FYE Mar 2018	-1,076	n/a	Cons. · Japanese GAAP
FYE Mar 2019	-2,122	moved to IFRS	Cons. · IFRS
FYE Mar 2020	-2,304	n/a	Cons. · IFRS
FYE Mar 2021	-2,328	n/a	Cons. · IFRS
FYE Mar 2022	-2,460	n/a	Cons. · IFRS
FYE Mar 2023	-2,646	n/a	Cons. · IFRS
FYE Mar 2024	-2,940	n/a	Cons. · IFRS
FYE Mar 2025	-3,265	n/a	Cons. · IFRS
FYE Mar 2026	-3,471	n/a	Cons. · IFRS

Definition: Cash on hand once the borrowings are paid off
Formula: Cash and equivalents − interest-bearing debt
Source: Securities report (XBRL)

Shares and share price Shares outstanding, price, market capitalisation and the valuation multiples

Market capitalisation

FYE Mar 2026 ¥744bn

Change · 10 yrs +¥376bn

Fiscal year	Market capitalisation ¥ bn	Basis
FYE Mar 2017	368	n/a
FYE Mar 2018	324	n/a
FYE Mar 2019	271	n/a
FYE Mar 2020	233	n/a
FYE Mar 2021	246	n/a
FYE Mar 2022	242	n/a
FYE Mar 2023	311	n/a
FYE Mar 2024	589	n/a
FYE Mar 2025	654	n/a
FYE Mar 2026	744	n/a

Definition: What the market says the company is worth
Formula: Year-end share price × shares outstanding
Source: Securities report (XBRL)

Share price year-end close

FYE Mar 2026 4,013¥

Change · 10 yrs +2,026¥

Fiscal year	Share price ¥	Basis
FYE Mar 2017	1,987	n/a
FYE Mar 2018	1,747	n/a
FYE Mar 2019	1,461	n/a
FYE Mar 2020	1,256	n/a
FYE Mar 2021	1,327	n/a
FYE Mar 2022	1,304	n/a
FYE Mar 2023	1,679	n/a
FYE Mar 2024	3,176	n/a
FYE Mar 2025	3,528	n/a
FYE Mar 2026	4,013	n/a

Definition: The closing price on the last day of the fiscal year
Formula: Year-end closing price
Source: Securities report (XBRL)

Shares outstanding

FYE Mar 2026 185,444,772shares

Change · 10 yrs −0 shares

Fiscal year	Shares outstanding shares	Basis
FYE Mar 2017	185,444,772	Parent
FYE Mar 2018	185,444,772	Parent
FYE Mar 2019	185,444,772	Parent
FYE Mar 2020	185,444,772	Parent
FYE Mar 2021	185,444,772	Parent
FYE Mar 2022	185,444,772	Parent
FYE Mar 2023	185,444,772	Parent
FYE Mar 2024	185,444,772	Parent
FYE Mar 2025	185,444,772	Parent
FYE Mar 2026	185,444,772	Parent

Definition: How many shares exist
Formula: Shares issued, from the key figures of the filing
Source: Securities report (XBRL)

EPS earnings per share

FYE Mar 2026 425.13¥

Change · 10 yrs +166.43¥

Fiscal year	EPS ¥	Basis
FYE Mar 2017	258.70	Cons.
FYE Mar 2018	235.39	Cons.
FYE Mar 2019	186.84	Cons.
FYE Mar 2020	143.43	Cons.
FYE Mar 2021	231.24	Cons.
FYE Mar 2022	226.35	Cons.
FYE Mar 2023	278.92	Cons.
FYE Mar 2024	453.08	Cons.
FYE Mar 2025	423.02	Cons.
FYE Mar 2026	425.13	Cons.

Definition: Net profit for each share
Formula: Net profit ÷ average shares outstanding
Source: Securities report (XBRL)

BPS book value per share

FYE Mar 2026 4,021.29¥

Change · 10 yrs +1,621.31¥

Fiscal year	BPS ¥	Basis
FYE Mar 2017	2,399.98	Cons. · Japanese GAAP
FYE Mar 2018	2,581.38	Cons. · Japanese GAAP
FYE Mar 2019	2,680.65	Cons. · IFRS
FYE Mar 2020	2,609.21	Cons. · IFRS
FYE Mar 2021	2,857.37	Cons. · IFRS
FYE Mar 2022	3,025.35	Cons. · IFRS
FYE Mar 2023	3,216.93	Cons. · IFRS
FYE Mar 2024	3,734.24	Cons. · IFRS
FYE Mar 2025	3,733.34	Cons. · IFRS
FYE Mar 2026	4,021.29	Cons. · IFRS

Definition: Equity behind each share
Formula: Equity ÷ shares outstanding
Source: Securities report (XBRL)

PER price-to-earnings ratio

FYE Mar 2026 9.44×

Average · 10 yrs 7.40×

Fiscal year	PER ×	Basis
FYE Mar 2017	7.68	Cons.
FYE Mar 2018	7.42	Cons.
FYE Mar 2019	7.82	Cons.
FYE Mar 2020	8.76	Cons.
FYE Mar 2021	5.74	Cons.
FYE Mar 2022	5.76	Cons.
FYE Mar 2023	6.02	Cons.
FYE Mar 2024	7.01	Cons.
FYE Mar 2025	8.34	Cons.
FYE Mar 2026	9.44	Cons.

Definition: How many years of earnings the price stands for
Formula: Year-end price ÷ EPS
Source: Securities report (XBRL)

PBR price-to-book ratio

FYE Mar 2026 0.76×

Average · 10 yrs 0.56×

Fiscal year	PBR ×	Basis
FYE Mar 2017	0.71	Cons.
FYE Mar 2018	0.58	Cons.
FYE Mar 2019	0.49	Cons.
FYE Mar 2020	0.41	Cons.
FYE Mar 2021	0.39	Cons.
FYE Mar 2022	0.36	Cons.
FYE Mar 2023	0.44	Cons.
FYE Mar 2024	0.73	Cons.
FYE Mar 2025	0.74	Cons.
FYE Mar 2026	0.76	Cons.

Definition: The price measured against the book value behind it
Formula: Year-end price ÷ BPS
Source: Securities report (XBRL)

Workforce and productivity Headcount, pay and what each employee accounts for

Group employees

FYE Mar 2026 6,346people

Change · 10 yrs +2,479 people

Fiscal year	Group employees people	YoY	Basis
FYE Mar 2017	3,867	n/a	Cons.
FYE Mar 2018	5,599	+44.8%	Cons.
FYE Mar 2019	5,584	−0.3%	Cons.
FYE Mar 2020	5,525	−1.1%	Cons.
FYE Mar 2021	5,623	+1.8%	Cons.
FYE Mar 2022	5,562	−1.1%	Cons.
FYE Mar 2023	5,840	+5.0%	Cons.
FYE Mar 2024	6,138	+5.1%	Cons.
FYE Mar 2025	6,450	+5.1%	Cons.
FYE Mar 2026	6,346	−1.6%	Cons.

Definition: Everyone employed across the group
Formula: Consolidated headcount, from the employee section of the filing
Source: Securities report (XBRL)

Parent-company employees

FYE Mar 2026 3,446people

Change · 10 yrs +1,157 people

Fiscal year	Parent-company employees people	YoY	Basis
FYE Mar 2017	2,289	n/a	Parent
FYE Mar 2018	3,297	+44.0%	Parent
FYE Mar 2019	3,239	−1.8%	Parent
FYE Mar 2020	2,981	−8.0%	Parent
FYE Mar 2021	4,319	+44.9%	Parent
FYE Mar 2022	4,084	−5.4%	Parent
FYE Mar 2023	3,966	−2.9%	Parent
FYE Mar 2024	3,783	−4.6%	Parent
FYE Mar 2025	3,624	−4.2%	Parent
FYE Mar 2026	3,446	−4.9%	Parent

Definition: Employees of the filing company itself
Formula: Parent-only headcount, from the employee section of the filing
Source: Securities report (XBRL)

Average annual pay parent company

FYE Mar 2026 667万円

Change · 10 yrs +101万円

Fiscal year	Average annual pay 万円	YoY	Basis
FYE Mar 2017	566	n/a	Parent
FYE Mar 2018	505	−10.9%	Parent
FYE Mar 2019	518	+2.8%	Parent
FYE Mar 2020	534	+3.0%	Parent
FYE Mar 2021	508	−4.8%	Parent
FYE Mar 2022	519	+2.2%	Parent
FYE Mar 2023	547	+5.4%	Parent
FYE Mar 2024	586	+7.2%	Parent
FYE Mar 2025	603	+2.8%	Parent
FYE Mar 2026	667	+10.6%	Parent

Definition: Average total annual compensation, bonuses included
Formula: Average annual pay, from the employee section of the filing
Source: Securities report (XBRL)

Average age

FYE Mar 2026 44.4years

Change · 8 yrs +4.9 years

Fiscal year	Average age years	YoY	Basis
FYE Mar 2017	n/a	n/a	Parent
FYE Mar 2018	n/a	n/a	Parent
FYE Mar 2019	39.5	n/a	Parent
FYE Mar 2020	40.4	+2.3%	Parent
FYE Mar 2021	41.6	+3.0%	Parent
FYE Mar 2022	42.5	+2.2%	Parent
FYE Mar 2023	43.2	+1.6%	Parent
FYE Mar 2024	43.9	+1.6%	Parent
FYE Mar 2025	44.1	+0.5%	Parent
FYE Mar 2026	44.4	+0.7%	Parent

Definition: Average age of the parent company's employees
Formula: Average age, from the employee section of the filing
Source: Securities report (XBRL)

Average length of service

FYE Mar 2026 15.4years

Change · 10 yrs +4.4 years

Fiscal year	Average length of service years	YoY	Basis
FYE Mar 2017	11.0	n/a	Parent
FYE Mar 2018	10.4	−5.5%	Parent
FYE Mar 2019	10.9	+4.8%	Parent
FYE Mar 2020	11.8	+8.3%	Parent
FYE Mar 2021	12.4	+5.1%	Parent
FYE Mar 2022	13.3	+7.3%	Parent
FYE Mar 2023	14.0	+5.3%	Parent
FYE Mar 2024	14.6	+4.3%	Parent
FYE Mar 2025	14.9	+2.1%	Parent
FYE Mar 2026	15.4	+3.4%	Parent

Definition: How long the average employee has been with the company
Formula: Average years of service, from the employee section of the filing
Source: Securities report (XBRL)

Temporary employees

FYE Mar 2026 3,405people

Change · 10 yrs −1,911 people

Fiscal year	Temporary employees people	YoY	Basis
FYE Mar 2017	5,316	n/a	n/a
FYE Mar 2018	4,583	−13.8%	n/a
FYE Mar 2019	4,096	−10.6%	n/a
FYE Mar 2020	3,786	−7.6%	n/a
FYE Mar 2021	3,571	−5.7%	n/a
FYE Mar 2022	3,575	+0.1%	n/a
FYE Mar 2023	3,669	+2.6%	n/a
FYE Mar 2024	3,687	+0.5%	n/a
FYE Mar 2025	3,402	−7.7%	n/a
FYE Mar 2026	3,405	+0.1%	n/a

Definition: Average number of temporary and part-time staff over the year
Formula: Average temporary headcount, from the employee section of the filing
Source: Securities report (XBRL)

Revenue per employee

FYE Mar 2026 ¥86.1m

Change · 10 yrs +¥13.9m

Fiscal year	Revenue per employee ¥ m	YoY	Basis
FYE Mar 2017	72.1	n/a	Cons.
FYE Mar 2018	52.2	−27.7%	Cons.
FYE Mar 2019	54.6	n/a	Cons.
FYE Mar 2020	56.4	+3.2%	Cons.
FYE Mar 2021	50.3	−10.8%	Cons.
FYE Mar 2022	53.8	+7.0%	Cons.
FYE Mar 2023	55.2	+2.8%	Cons.
FYE Mar 2024	58.9	+6.6%	Cons.
FYE Mar 2025	76.3	+29.5%	Cons.
FYE Mar 2026	86.1	+12.8%	Cons.

Definition: What each employee accounts for in revenue
Formula: Revenue ÷ group employees
Source: Securities report (XBRL)

Operating profit per employee

FYE Mar 2026 ¥14.2m

Change · 10 yrs +¥6.1m

Fiscal year	OP per employee ¥ m	YoY	Basis
FYE Mar 2017	8.1	n/a	Cons.
FYE Mar 2018	7.3	−9.8%	Cons.
FYE Mar 2019	8.2	n/a	Cons.
FYE Mar 2020	5.0	−39.4%	Cons.
FYE Mar 2021	9.1	+82.2%	Cons.
FYE Mar 2022	9.0	−0.8%	Cons.
FYE Mar 2023	10.5	+16.4%	Cons.
FYE Mar 2024	16.0	+52.7%	Cons.
FYE Mar 2025	14.4	−9.9%	Cons.
FYE Mar 2026	14.2	−1.4%	Cons.

Definition: What each employee accounts for in operating profit
Formula: Operating profit ÷ group employees
Source: Securities report (XBRL)

Disclaimer

Figures are reproduced as filed and are not restated: a change of accounting standard or of consolidation basis moves the series without anything happening to the business. Where that happened, the table says so in place of the year-on-year figure.
Ratios and per-employee figures are computed from the filed lines rather than taken from the filing, and use year-end balances rather than averages.

Accuracy, liability, reuse and privacy — the full disclaimer →

Data API

Credit Saison’s history, presidents and financials are published as static JSON — no key, plain GET. One API per public page, and one per section where a page carries several tables. Full specification →

/api/8253/company.json ·/api/8253/history.json ·/api/8253/ceo.json ·/api/8253/financials.json ·/api/8253/financials/segment.json ·/api/8253/financials/pl.json ·/api/8253/financials/cf.json ·/api/8253/financials/bs.json ·/api/8253/financials/employee.json ·/api/8253/financials/stock.json ·/api/8253/financials.csv ·/api/8253/financials_history.csv

/api/companies.json ·/api/decisions.json ·/api/api-manifest.json