{
  "timeline": [
    {
      "date": "1966/1",
      "tags": [
        "会社設立"
      ],
      "category": "会社設立",
      "region": "",
      "importance": 3,
      "event": "武井保雄が東京都板橋区で個人向け金融の貸出業務を開始",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1968/6",
      "tags": [
        "会社設立"
      ],
      "category": "会社設立",
      "region": "",
      "importance": 2,
      "event": "有限会社武富士商事を設立",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1974/11",
      "tags": [
        "会社設立"
      ],
      "category": "会社設立",
      "region": "",
      "importance": 3,
      "event": "有限会社武富士商事を組織変更して株式会社武富士商事を設立。板橋・京橋・新橋・新宿・神田の首都圏５店舗と札幌支店の計６店舗で営業を開始",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1974/12",
      "tags": [
        "会社設立"
      ],
      "category": "会社設立",
      "region": "",
      "importance": 2,
      "event": "株式会社武富士に社名を変更",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1975/3",
      "tags": [],
      "category": "",
      "region": "",
      "importance": 1,
      "event": "仙台・名古屋支店を開店し、東北・中部地方に進出",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1975/10",
      "tags": [],
      "category": "",
      "region": "",
      "importance": 1,
      "event": "福岡支店を開店し、九州地方に進出",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1976/1",
      "tags": [
        "IT投資"
      ],
      "category": "IT投資",
      "region": "",
      "importance": 2,
      "event": "店内業務の効率化を図るためコンピュータを導入",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1976/4",
      "tags": [],
      "category": "",
      "region": "",
      "importance": 1,
      "event": "大阪・神戸支店を開店し、関西地方に進出",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1977/2",
      "tags": [],
      "category": "",
      "region": "",
      "importance": 1,
      "event": "高松支店を開店し、四国地方に進出。創業から11年で全国の主要地方を一巡した",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1977/12",
      "tags": [
        "組織再編"
      ],
      "category": "組織再編",
      "region": "",
      "importance": 2,
      "event": "株式の額面変更と組織の一元化のため、ユタカ・ヤマトローンサービス・東宝ローンサービスを吸収合併し、西荻・船橋・赤羽・横浜の４店舗を取得",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1978/2",
      "tags": [
        "チャネル改革"
      ],
      "category": "チャネル改革",
      "region": "",
      "importance": 2,
      "event": "店舗の呼称に「￥en shop　武富士」を採用",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1978/5",
      "tags": [],
      "category": "",
      "region": "",
      "importance": 1,
      "event": "本社を東京都豊島区東池袋のサンシャイン60に移転。東京・大阪の２支社を設置",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1978/7",
      "tags": [
        "新規事業"
      ],
      "category": "新規事業",
      "region": "",
      "importance": 1,
      "event": "事業の多角化のためミリヨンファイナンスを、地方店の拡充のためテイケイアイを設立",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1980/12",
      "tags": [
        "組織再編"
      ],
      "category": "組織再編",
      "region": "",
      "importance": 1,
      "event": "組織の一元化と営業の効率化を目的に、テイケイアイとミリヨンファイナンスを吸収合併",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1983/11",
      "tags": [
        "IT投資"
      ],
      "category": "IT投資",
      "region": "",
      "importance": 2,
      "event": "全国支店網オンラインシステムが稼働",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1983/12",
      "tags": [
        "ガバナンス改革"
      ],
      "category": "ガバナンス改革",
      "region": "",
      "importance": 3,
      "event": "貸金業の規制等に関する法律により貸金業者として登録（関東財務局長(1)第00020号）。「サラ金地獄」批判を受けた規制立法のもとで営業する時代に入った",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1984/7",
      "tags": [
        "企業買収"
      ],
      "category": "企業買収",
      "region": "",
      "importance": 2,
      "event": "外資系消費者金融のジャパン・ハワイ・ファイナンスの全株式を取得",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1984/9",
      "tags": [],
      "category": "",
      "region": "",
      "importance": 1,
      "event": "本社ビルを東京都中央区八重洲に竣工し移転",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1985/8",
      "tags": [
        "IT投資"
      ],
      "category": "IT投資",
      "region": "",
      "importance": 2,
      "event": "ＡＴＭシステムが稼働（設置台数48台）",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1988/1",
      "tags": [
        "IT投資"
      ],
      "category": "IT投資",
      "region": "",
      "importance": 2,
      "event": "第２次オンラインシステムが稼働",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1989/5",
      "tags": [],
      "category": "",
      "region": "",
      "importance": 1,
      "event": "大宮・広島の２支社を閉鎖し、６支社体制とする",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1989/8",
      "tags": [
        "新規事業"
      ],
      "category": "新規事業",
      "region": "",
      "importance": 2,
      "event": "低金利無担保の目的ローンを７種類（年利13.5％〜17.5％）発売",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1992/5",
      "tags": [],
      "category": "",
      "region": "",
      "importance": 2,
      "event": "本社ビルを東京都新宿区西新宿八丁目に竣工し移転",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1993/11",
      "tags": [
        "企業買収"
      ],
      "category": "企業買収",
      "region": "",
      "importance": 1,
      "event": "ゴルフ場運営のロイヤルクレインカントリー倶楽部などの全株式を取得。長期安定資金の導入のため特別目的会社の武富士キャピトルを設立",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1995/10",
      "tags": [
        "チャネル改革"
      ],
      "category": "チャネル改革",
      "region": "",
      "importance": 3,
      "event": "無人契約機「￥enむすび」を導入。対面審査を伴わない契約が可能になり、来店の心理的な壁が下がった",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1995/12",
      "tags": [
        "業務提携"
      ],
      "category": "業務提携",
      "region": "",
      "importance": 2,
      "event": "金融機関・信販会社とのＣＤ・ＡＴＭ提携を開始",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1996/8",
      "tags": [
        "株式上場"
      ],
      "category": "株式上場",
      "region": "",
      "importance": 1,
      "event": "株式を店頭売買有価証券として日本証券業協会に登録",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1997/7",
      "tags": [
        "IT投資"
      ],
      "category": "IT投資",
      "region": "",
      "importance": 1,
      "event": "第３次オンラインシステムが稼働",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1998/8",
      "tags": [
        "経営計画"
      ],
      "category": "経営計画",
      "region": "",
      "importance": 4,
      "event": "一人あたりの貸付上限を170万円（優良顧客は230万円）と定め、無人契約機での1口座50万円の枠を維持。同業は上限を300万円まで引き上げていた",
      "detail": "",
      "significance": "",
      "source": "週刊東洋経済",
      "link": "/tse/8564/decisions/lending-cap-1998/"
    },
    {
      "date": "1998/9",
      "tags": [
        "海外進出"
      ],
      "category": "海外進出",
      "region": "",
      "importance": 1,
      "event": "アイルランドに再保険業のTSR CO.,LTD.を設立",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1998/12",
      "tags": [
        "株式上場"
      ],
      "category": "株式上場",
      "region": "",
      "importance": 1,
      "event": "株式を東京証券取引所市場第一部に上場",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1999/6",
      "tags": [],
      "category": "",
      "region": "",
      "importance": 2,
      "event": "金融業者の貸付業務のための社債の発行等に関する法律により、特定金融会社等として登録（関東財務局長第３号）。社債による資金調達の道が開いた",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2000/3",
      "tags": [
        "株式上場"
      ],
      "category": "株式上場",
      "region": "",
      "importance": 1,
      "event": "株式をロンドン証券取引所に上場",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2000/4",
      "tags": [
        "新規事業"
      ],
      "category": "新規事業",
      "region": "",
      "importance": 2,
      "event": "ベンチャーキャピタル業のテーダブルジェーを設立。早稲田大学と提携し総額700億円規模のファンドを掲げた",
      "detail": "",
      "significance": "",
      "source": "週刊東洋経済"
    },
    {
      "date": "2000/6",
      "tags": [
        "社長交代"
      ],
      "category": "社長交代",
      "region": "",
      "importance": 3,
      "event": "池田正人社長が退任し、創業者の武井保雄会長が社長を兼務。長男の俊樹が専務、次男の健晃が常務に昇格し、一族への継承が役員序列の上でも明示された",
      "detail": "",
      "significance": "",
      "source": "週刊東洋経済"
    },
    {
      "date": "2000/11",
      "tags": [
        "経営危機"
      ],
      "category": "経営危機",
      "region": "",
      "importance": 3,
      "event": "株価が連日ストップ安となる。1997年に取得した金融商品が架空である可能性を認め、９月中間期に39億円を費用計上した",
      "detail": "",
      "significance": "",
      "source": "週刊東洋経済"
    },
    {
      "date": "2002/9",
      "tags": [
        "組織再編"
      ],
      "category": "組織再編",
      "region": "",
      "importance": 1,
      "event": "連結子会社の保井とフジックス信用保証を吸収合併",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2002/10",
      "tags": [
        "新規事業"
      ],
      "category": "新規事業",
      "region": "",
      "importance": 2,
      "event": "クレジットカード「TAKE BIG SEVEN MasterCard」の発行を開始",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2002/11",
      "tags": [],
      "category": "",
      "region": "",
      "importance": 1,
      "event": "日本経済団体連合会へ加盟",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2003/1",
      "tags": [
        "経営危機"
      ],
      "category": "経営危機",
      "region": "",
      "importance": 2,
      "event": "大阪労働局が割増賃金の未払い容疑で本社を捜索。社員と退職者およそ5000人に計35億円の未払い賃金を支払った",
      "detail": "",
      "significance": "",
      "source": "週刊東洋経済"
    },
    {
      "date": "2003/11",
      "tags": [
        "経営危機"
      ],
      "category": "経営危機",
      "region": "",
      "importance": 3,
      "event": "警視庁が盗聴事件で本社を家宅捜索し、元法務課長ら５人を電気通信事業法違反などの疑いで逮捕",
      "detail": "",
      "significance": "",
      "source": "週刊東洋経済"
    },
    {
      "date": "2003/12",
      "tags": [
        "経営危機"
      ],
      "category": "経営危機",
      "region": "",
      "importance": 3,
      "event": "武井保雄会長が電気通信事業法違反の疑いで逮捕される。勾留中に盗聴を指示したと認め、12月８日付で会長を退任した",
      "detail": "",
      "significance": "",
      "source": "週刊東洋経済"
    },
    {
      "date": "2004/10",
      "tags": [
        "企業買収"
      ],
      "category": "企業買収",
      "region": "",
      "importance": 4,
      "event": "ゴールドマン・サックスによる武井一族保有株の買い取り交渉が決裂。三井住友銀行と組んだ総額１兆9000億円規模の敵対的買収が取り沙汰された",
      "detail": "",
      "significance": "",
      "source": "週刊東洋経済",
      "link": "/tse/8564/decisions/goldman-buyout-refusal-2004/"
    },
    {
      "date": "2004/11",
      "tags": [
        "ガバナンス改革"
      ],
      "category": "ガバナンス改革",
      "region": "",
      "importance": 2,
      "event": "武井保雄前会長に懲役３年執行猶予４年の有罪判決。貸金業規制法により、実質25％超を保有する者の有罪確定は登録抹消の事由となる",
      "detail": "",
      "significance": "",
      "source": "日経クロステック 2015/5/14"
    },
    {
      "date": "2006/1",
      "tags": [
        "経営危機"
      ],
      "category": "経営危機",
      "region": "",
      "importance": 3,
      "event": "最高裁がみなし弁済の成立を事実上否定する判断を示し、過払い利息の返還請求が急増する",
      "detail": "",
      "significance": "",
      "source": "最高裁判所第二小法廷判決 2006/1/13"
    },
    {
      "date": "2006/8",
      "tags": [],
      "category": "",
      "region": "",
      "importance": 2,
      "event": "創業者の武井保雄が死去。76歳",
      "detail": "",
      "significance": "",
      "source": "日経クロステック 2015/5/14"
    },
    {
      "date": "2006/12",
      "tags": [
        "経営危機"
      ],
      "category": "経営危機",
      "region": "",
      "importance": 3,
      "event": "改正貸金業法が成立。出資法の上限金利引き下げと総量規制の導入が決まり、高金利を前提とした収益構造が成り立たなくなった",
      "detail": "",
      "significance": "",
      "source": "各種報道"
    },
    {
      "date": "2007/3",
      "tags": [
        "経営危機"
      ],
      "category": "経営危機",
      "region": "",
      "importance": 3,
      "event": "過払い利息返還への引当により、2007年３月期は4812億円の当期純損失を計上。純資産は前期の9736億円から4575億円へ半減した",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2008/3",
      "tags": [
        "経営危機"
      ],
      "category": "経営危機",
      "region": "",
      "importance": 3,
      "event": "メリルリンチが組成した社債のオフバランス取引で損失が発生。拠出した元本300億円の大半を失う見通しとなった",
      "detail": "",
      "significance": "",
      "source": "週刊東洋経済"
    },
    {
      "date": "2008/10",
      "tags": [
        "新規事業"
      ],
      "category": "新規事業",
      "region": "",
      "importance": 2,
      "event": "新ブランド「benecere（ベネシア）」を立ち上げ",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2009/3",
      "tags": [
        "経営危機"
      ],
      "category": "経営危機",
      "region": "",
      "importance": 2,
      "event": "2009年３月期は2561億円の当期純損失。営業収益は1863億円と、ピーク時の４割強まで縮んだ",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2009/9",
      "tags": [
        "構造改革"
      ],
      "category": "構造改革",
      "region": "",
      "importance": 2,
      "event": "８支社を５支社へ、８管理センターを６管理センターへ集約。韓国にMETRO ASIA CAPITAL CO.,LTD.を合弁で設立した",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2010/9",
      "tags": [
        "経営危機"
      ],
      "category": "経営危機",
      "region": "",
      "importance": 4,
      "event": "東京地方裁判所に会社更生法の適用を申請し受理される。負債総額4336億円、社債926億円は債務不履行となった",
      "detail": "",
      "significance": "",
      "source": "週刊東洋経済",
      "link": "/tse/8564/decisions/corporate-reorganization-2010/"
    },
    {
      "date": "2010/10",
      "tags": [
        "上場廃止"
      ],
      "category": "上場廃止",
      "region": "",
      "importance": 3,
      "event": "東京証券取引所市場第一部の上場を廃止",
      "detail": "",
      "significance": "",
      "source": "各種報道"
    },
    {
      "date": "2011/10",
      "tags": [
        "組織再編"
      ],
      "category": "組織再編",
      "region": "",
      "importance": 2,
      "event": "東京地方裁判所が更生計画を認可",
      "detail": "",
      "significance": "",
      "source": "各種報道"
    },
    {
      "date": "2012/3",
      "tags": [
        "事業売却"
      ],
      "category": "事業売却",
      "region": "",
      "importance": 3,
      "event": "会社分割によりＪトラストへ消費者金融事業を譲渡（取得額252億円）。同日、商号をＴＦＫ株式会社に変更し、更生手続と清算のための会社となった",
      "detail": "",
      "significance": "",
      "source": "日本経済新聞 2012/3/1"
    },
    {
      "date": "2017/3",
      "tags": [],
      "category": "",
      "region": "",
      "importance": 2,
      "event": "ＴＦＫ株式会社の清算が結了し、法人格が消滅した",
      "detail": "",
      "significance": "",
      "source": "各種報道"
    }
  ]
}