{
  "commentary": [
    "- 取締役構成は社内執行（青木裕一・石川英治・山口隆・浅田慶一・水口耕・米田典由）の6名と、社外取締役（上條正仁・永島義郎・今戸智惠）の3名で、社内執行比率が高い実務型取締役会構成となっている。\n- 社外取締役の出身母体はりそな銀行（上條正仁）・三菱銀行（永島義郎）・森・濱田松本法律事務所（今戸智惠・国際法務）の3経路で、銀行系2名と法務系1名による独立監督配置となっている。\n- 女性取締役は今戸智惠（1975年生まれ・国際法務弁護士）の1名で、プライム市場の女性取締役要件への対応を独立社外取締役の選任で実現する配置となっている。\n- 専門領域の分布は信用保証プロパー系（青木・石川・山口・水口・米田）・銀行出身系（浅田・上條・永島）・法務系（今戸）の3層構成で、住宅ローン保証専業の実務継続性と銀行・法務の社外監督を組み合わせるガバナンス配置を維持している。"
  ],
  "executives": [
    {
      "FY": "FY18",
      "石川英治": "代表取締役社長",
      "山口隆": "専務取締役業務本部長",
      "青木裕一": "常務取締役管理本部長経営企画部長",
      "浅田慶一": "取締役営業本部長",
      "上條正仁": "取締役",
      "永島義郎": "取締役",
      "今戸智惠": null,
      "米田典由": null,
      "水口耕": null
    },
    {
      "FY": "FY19",
      "石川英治": "代表取締役社長",
      "山口隆": "専務取締役業務本部長",
      "青木裕一": "常務取締役管理本部長",
      "浅田慶一": "取締役営業本部長",
      "上條正仁": "取締役",
      "永島義郎": "取締役",
      "今戸智惠": "取締役",
      "米田典由": null,
      "水口耕": null
    },
    {
      "FY": "FY20",
      "石川英治": "代表取締役社長",
      "山口隆": "専務取締役業務本部長",
      "青木裕一": "常務取締役管理本部長",
      "浅田慶一": "取締役営業本部長",
      "上條正仁": "取締役",
      "永島義郎": "取締役",
      "今戸智惠": "取締役",
      "米田典由": null,
      "水口耕": null
    },
    {
      "FY": "FY21",
      "石川英治": "代表取締役社長",
      "山口隆": "専務取締役業務本部長",
      "青木裕一": "常務取締役管理本部長",
      "浅田慶一": "取締役営業本部長",
      "上條正仁": "取締役",
      "永島義郎": "取締役",
      "今戸智惠": "取締役",
      "米田典由": null,
      "水口耕": null
    },
    {
      "FY": "FY22",
      "石川英治": "代表取締役会長",
      "山口隆": "専務取締役業務本部長",
      "青木裕一": "代表取締役社長管理本部長",
      "浅田慶一": "取締役営業本部長",
      "上條正仁": "取締役",
      "永島義郎": "取締役",
      "今戸智惠": "取締役",
      "米田典由": null,
      "水口耕": null
    },
    {
      "FY": "FY23",
      "石川英治": "代表取締役会長",
      "山口隆": "専務取締役(総務部・経理部・システム部担当)",
      "青木裕一": "代表取締役社長(リスク統括部・監査部担当)",
      "浅田慶一": "取締役(保証企画部・営業統括部・本支店担当)",
      "上條正仁": "取締役",
      "永島義郎": "取締役",
      "今戸智惠": "取締役",
      "米田典由": "取締役(業務統括部・審査部・債権管理部担当)",
      "水口耕": "取締役(経営企画部担当)"
    },
    {
      "FY": "FY24",
      "石川英治": "代表取締役会長",
      "山口隆": "専務取締役(コンプライアンス・リスク統括部、総務部、人事部、経理部、システム部担当)",
      "青木裕一": "代表取締役社長(監査部担当)",
      "浅田慶一": "取締役(保証企画部、営業統括部、本支店担当)",
      "上條正仁": "取締役",
      "永島義郎": "取締役",
      "今戸智惠": "取締役",
      "米田典由": "取締役業務統括部長(業務統括部、審査部、債権管理部担当)",
      "水口耕": "取締役経営企画部長(経営企画部担当)"
    }
  ],
  "careers": [
    {
      "name": "上條正仁",
      "sort_index": 0,
      "year_month": "1977-04",
      "description": "株式会社協和銀行（現 株式会社りそな銀行）入行"
    },
    {
      "name": "上條正仁",
      "sort_index": 1,
      "year_month": "2006-06",
      "description": "株式会社埼玉りそな銀行代表取締役兼常務執行役員営業サポート本部長兼資金証券部担当"
    },
    {
      "name": "上條正仁",
      "sort_index": 2,
      "year_month": "2008-06",
      "description": "株式会社りそな銀行取締役兼専務執行役員コーポレートビジネス部担当兼法人ソリューション営業部担当兼公共法人部担当"
    },
    {
      "name": "上條正仁",
      "sort_index": 3,
      "year_month": "2009-06",
      "description": "株式会社埼玉りそな銀行代表取締役社長 株式会社りそなホールディングス執行役グループ戦略部（埼玉りそな銀行経営管理）担当"
    },
    {
      "name": "上條正仁",
      "sort_index": 4,
      "year_month": "2014-04",
      "description": "株式会社埼玉りそな銀行取締役会長"
    },
    {
      "name": "上條正仁",
      "sort_index": 5,
      "year_month": "2015-04",
      "description": "りそな総合研究所株式会社理事長"
    },
    {
      "name": "上條正仁",
      "sort_index": 6,
      "year_month": "2015-06",
      "description": "伯東株式会社社外取締役"
    },
    {
      "name": "上條正仁",
      "sort_index": 7,
      "year_month": "2016-06",
      "description": "クラリオン株式会社社外取締役"
    },
    {
      "name": "上條正仁",
      "sort_index": 8,
      "year_month": "2018-06",
      "description": "全国保証社外取締役（現任）"
    },
    {
      "name": "上條正仁",
      "sort_index": 9,
      "year_month": "2021-03",
      "description": "ミラバイオロジクス株式会社社外監査役（現任）"
    },
    {
      "name": "上條正仁",
      "sort_index": 10,
      "year_month": "2024-06",
      "description": "ＡＺ－ＣＯＭ丸和ホールディングス株式会社社外取締役（現任）"
    },
    {
      "name": "今戸智惠",
      "sort_index": 0,
      "year_month": "2003-10",
      "description": "弁護士登録 森・濱田松本法律事務所入所"
    },
    {
      "name": "今戸智惠",
      "sort_index": 1,
      "year_month": "2008-04",
      "description": "外務省入省 国際法局経済条約課課長補佐"
    },
    {
      "name": "今戸智惠",
      "sort_index": 2,
      "year_month": "2010-07",
      "description": "奥野総合法律事務所入所"
    },
    {
      "name": "今戸智惠",
      "sort_index": 3,
      "year_month": "2019-01",
      "description": "三浦法律事務所入所パートナー弁護士（現任）"
    },
    {
      "name": "今戸智惠",
      "sort_index": 4,
      "year_month": "2019-07",
      "description": "ワンビ株式会社社外監査役"
    },
    {
      "name": "今戸智惠",
      "sort_index": 5,
      "year_month": "2020-06",
      "description": "全国保証社外取締役（現任）"
    },
    {
      "name": "今戸智惠",
      "sort_index": 6,
      "year_month": "2022-06",
      "description": "株式会社カナデン社外取締役（現任）"
    },
    {
      "name": "山口隆",
      "sort_index": 0,
      "year_month": "1995-11",
      "description": "全国保証入社"
    },
    {
      "name": "山口隆",
      "sort_index": 1,
      "year_month": "2002-04",
      "description": "同名古屋支店長"
    },
    {
      "name": "山口隆",
      "sort_index": 2,
      "year_month": "2006-06",
      "description": "同執行役員名古屋支店長"
    },
    {
      "name": "山口隆",
      "sort_index": 3,
      "year_month": "2007-04",
      "description": "同執行役員本店長"
    },
    {
      "name": "山口隆",
      "sort_index": 4,
      "year_month": "2009-02",
      "description": "同執行役員経営企画部長"
    },
    {
      "name": "山口隆",
      "sort_index": 5,
      "year_month": "2010-04",
      "description": "株式会社全国ビジネスパートナー監査役"
    },
    {
      "name": "山口隆",
      "sort_index": 6,
      "year_month": "2011-06",
      "description": "全国保証取締役業務本部長"
    },
    {
      "name": "山口隆",
      "sort_index": 7,
      "year_month": "2016-06",
      "description": "同常務取締役業務本部長"
    },
    {
      "name": "山口隆",
      "sort_index": 8,
      "year_month": "2018-06",
      "description": "同専務取締役業務本部長"
    },
    {
      "name": "山口隆",
      "sort_index": 9,
      "year_month": "2018-12",
      "description": "株式会社ＹＵＴＯＲＩ債権回収（現 あけぼの債権回収株式会社）代表取締役社長（現任）"
    },
    {
      "name": "山口隆",
      "sort_index": 10,
      "year_month": "2020-06",
      "description": "株式会社全国ビジネスパートナー代表取締役社長"
    },
    {
      "name": "山口隆",
      "sort_index": 11,
      "year_month": "2023-07",
      "description": "全国保証専務取締役（現任）"
    },
    {
      "name": "水口耕",
      "sort_index": 0,
      "year_month": "2006-02",
      "description": "全国保証入社"
    },
    {
      "name": "水口耕",
      "sort_index": 1,
      "year_month": "2020-02",
      "description": "同経営企画部長 みのり信用保証株式会社取締役"
    },
    {
      "name": "水口耕",
      "sort_index": 2,
      "year_month": "2021-03",
      "description": "筑波信用保証株式会社取締役"
    },
    {
      "name": "水口耕",
      "sort_index": 3,
      "year_month": "2022-06",
      "description": "全国保証執行役員経営企画部長"
    },
    {
      "name": "水口耕",
      "sort_index": 4,
      "year_month": "2024-06",
      "description": "同取締役経営企画部長（現任） ちば興銀カードサービス株式会社代表取締役社長（現任）"
    },
    {
      "name": "永島義郎",
      "sort_index": 0,
      "year_month": "1975-04",
      "description": "株式会社三菱銀行（現 株式会社三菱ＵＦＪ銀行）入行"
    },
    {
      "name": "永島義郎",
      "sort_index": 1,
      "year_month": "2002-05",
      "description": "株式会社東京三菱銀行（現 株式会社三菱ＵＦＪ銀行）虎ノ門支社長"
    },
    {
      "name": "永島義郎",
      "sort_index": 2,
      "year_month": "2004-06",
      "description": "東京ダイヤモンド再生・債権回収株式会社（現 エム・ユー・フロンティア債権回収株式会社）代表取締役社長"
    },
    {
      "name": "永島義郎",
      "sort_index": 3,
      "year_month": "2005-10",
      "description": "エム・ユー・フロンティア債権回収株式会社代表取締役副社長"
    },
    {
      "name": "永島義郎",
      "sort_index": 4,
      "year_month": "2009-06",
      "description": "日本カーバイド工業株式会社常勤監査役"
    },
    {
      "name": "永島義郎",
      "sort_index": 5,
      "year_month": "2016-06",
      "description": "株式会社カナデン社外取締役（現任）"
    },
    {
      "name": "永島義郎",
      "sort_index": 6,
      "year_month": "2018-06",
      "description": "全国保証社外取締役（現任）"
    },
    {
      "name": "永島義郎",
      "sort_index": 7,
      "year_month": "2018-12",
      "description": "株式会社ＹＵＴＯＲＩ債権回収（現 あけぼの債権回収株式会社）監査役（現任）"
    },
    {
      "name": "永島義郎",
      "sort_index": 8,
      "year_month": "2019-09",
      "description": "株式会社ナカシマホールディングス社外取締役"
    },
    {
      "name": "永島義郎",
      "sort_index": 9,
      "year_month": "2020-06",
      "description": "株式会社全国ビジネスパートナー監査役"
    },
    {
      "name": "永島義郎",
      "sort_index": 10,
      "year_month": "2021-03",
      "description": "筑波信用保証株式会社監査役（現任）"
    },
    {
      "name": "永島義郎",
      "sort_index": 11,
      "year_month": "2022-01",
      "description": "株式会社ネットラーニングホールディングス社外監査役（現任）"
    },
    {
      "name": "浅田慶一",
      "sort_index": 0,
      "year_month": "1984-04",
      "description": "株式会社日本債券信用銀行（現 株式会社あおぞら銀行）入行"
    },
    {
      "name": "浅田慶一",
      "sort_index": 1,
      "year_month": "2013-07",
      "description": "株式会社あおぞら銀行執行役員兼関西支店長"
    },
    {
      "name": "浅田慶一",
      "sort_index": 2,
      "year_month": "2014-04",
      "description": "同執行役員ビジネスバンキング本部長"
    },
    {
      "name": "浅田慶一",
      "sort_index": 3,
      "year_month": "2016-07",
      "description": "株式会社ジーライオン取締役副社長 株式会社モトーレン阪神取締役副会長"
    },
    {
      "name": "浅田慶一",
      "sort_index": 4,
      "year_month": "2018-02",
      "description": "全国保証入社 執行役員営業本部副本部長"
    },
    {
      "name": "浅田慶一",
      "sort_index": 5,
      "year_month": "2018-06",
      "description": "同取締役営業本部長"
    },
    {
      "name": "浅田慶一",
      "sort_index": 6,
      "year_month": "2020-06",
      "description": "株式会社全国ビジネスパートナー取締役"
    },
    {
      "name": "浅田慶一",
      "sort_index": 7,
      "year_month": "2022-06",
      "description": "四国総合信用株式会社取締役（現任）"
    },
    {
      "name": "浅田慶一",
      "sort_index": 8,
      "year_month": "2023-06",
      "description": "株式会社全国ビジネスパートナー代表取締役社長 みのり信用保証株式会社代表取締役社長（現任）"
    },
    {
      "name": "浅田慶一",
      "sort_index": 9,
      "year_month": "2023-07",
      "description": "全国保証取締役（現任）"
    },
    {
      "name": "浅田慶一",
      "sort_index": 10,
      "year_month": "2025-02",
      "description": "三重総合信用株式会社代表取締役社長（現任）"
    },
    {
      "name": "石川英治",
      "sort_index": 0,
      "year_month": "1990-01",
      "description": "全国保証入社"
    },
    {
      "name": "石川英治",
      "sort_index": 1,
      "year_month": "1997-02",
      "description": "同横浜支店長"
    },
    {
      "name": "石川英治",
      "sort_index": 2,
      "year_month": "2002-04",
      "description": "同管理部長"
    },
    {
      "name": "石川英治",
      "sort_index": 3,
      "year_month": "2002-10",
      "description": "同福岡支店長"
    },
    {
      "name": "石川英治",
      "sort_index": 4,
      "year_month": "2003-06",
      "description": "同執行役員福岡支店長"
    },
    {
      "name": "石川英治",
      "sort_index": 5,
      "year_month": "2004-10",
      "description": "同執行役員総務部長兼社長室長"
    },
    {
      "name": "石川英治",
      "sort_index": 6,
      "year_month": "2005-04",
      "description": "同執行役員管理本部長兼関連事業部長"
    },
    {
      "name": "石川英治",
      "sort_index": 7,
      "year_month": "2005-09",
      "description": "同執行役員公開準備本部長兼関連事業部長"
    },
    {
      "name": "石川英治",
      "sort_index": 8,
      "year_month": "2006-06",
      "description": "同取締役常務執行役員"
    },
    {
      "name": "石川英治",
      "sort_index": 9,
      "year_month": "2006-07",
      "description": "同代表取締役社長"
    },
    {
      "name": "石川英治",
      "sort_index": 10,
      "year_month": "2015-03",
      "description": "同代表取締役社長管理本部長"
    },
    {
      "name": "石川英治",
      "sort_index": 11,
      "year_month": "2015-06",
      "description": "同代表取締役社長"
    },
    {
      "name": "石川英治",
      "sort_index": 12,
      "year_month": "2023-04",
      "description": "同代表取締役会長（現任）"
    },
    {
      "name": "石川英治",
      "sort_index": 13,
      "year_month": "2023-06",
      "description": "筑波信用保証株式会社代表取締役会長（現任）"
    },
    {
      "name": "米田典由",
      "sort_index": 0,
      "year_month": "2000-04",
      "description": "全国保証入社"
    },
    {
      "name": "米田典由",
      "sort_index": 1,
      "year_month": "2005-04",
      "description": "同経理部長"
    },
    {
      "name": "米田典由",
      "sort_index": 2,
      "year_month": "2006-04",
      "description": "同財務部長"
    },
    {
      "name": "米田典由",
      "sort_index": 3,
      "year_month": "2009-02",
      "description": "同本店副本店長"
    },
    {
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}