{
  "timeline": [
    {
      "date": "1943/3",
      "category": "会社設立",
      "region": "",
      "importance": 3,
      "event": "戦時金融統制下で静岡三十五銀行と遠州銀行が合併し、株式会社静岡銀行が発足",
      "detail": "しずおかFGの直接の前身。戦時銀行統制による一県一行主義に沿った再編",
      "significance": "戦時下の銀行統制による静岡県の地銀集約。現在のしずおかFGの事業基盤の起点",
      "source": ""
    },
    {
      "date": "1950/1",
      "category": "",
      "region": "",
      "importance": 2,
      "event": "外国為替業務取扱開始",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1961/10",
      "category": "株式上場",
      "region": "",
      "importance": 4,
      "event": "東京証券取引所市場第一部に上場",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1974/3",
      "category": "",
      "region": "",
      "importance": 1,
      "event": "葵リース株式会社(1993年１月 静銀リース株式会社に商号変更)設立",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1978/11",
      "category": "",
      "region": "",
      "importance": 1,
      "event": "葵信用保証株式会社(1993年１月 静銀信用保証株式会社に商号変更)設立",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1979/6",
      "category": "",
      "region": "",
      "importance": 1,
      "event": "静銀ビジネス・サービス株式会社設立(2000年12月 静銀ビジネスクリエイト株式会社と合併し、同社を存続会社としております。)",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1983/4",
      "category": "",
      "region": "",
      "importance": 1,
      "event": "静岡ダイヤモンドクレジット株式会社(1994年10月 静銀ディーシーカード株式会社に、2023年８月　静銀カード株式会社に商号変更)設立",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1984/8",
      "category": "",
      "region": "",
      "importance": 1,
      "event": "静岡キャピタル株式会社設立",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1985/2",
      "category": "海外進出",
      "region": "米州",
      "importance": 2,
      "event": "ロスアンゼルス支店開設(海外支店第１号)",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1989/6",
      "category": "海外進出",
      "region": "米州",
      "importance": 1,
      "event": "ニューヨーク支店開設",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1990/7",
      "category": "",
      "region": "",
      "importance": 1,
      "event": "静岡モーゲージサービス株式会社(2012年４月 静銀モーゲージサービス株式会社に商号変更)設立",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1991/1",
      "category": "海外進出",
      "region": "中国",
      "importance": 1,
      "event": "香港支店開設",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1992/9",
      "category": "海外進出",
      "region": "東南アジア",
      "importance": 1,
      "event": "シンガポール駐在員事務所開設",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1993/10",
      "category": "",
      "region": "",
      "importance": 2,
      "event": "信託業務取扱を開始",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1995/9",
      "category": "海外進出",
      "region": "中国",
      "importance": 1,
      "event": "上海駐在員事務所開設",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1998/12",
      "category": "",
      "region": "",
      "importance": 1,
      "event": "証券投資信託の窓口販売業務を開始",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "1999/6",
      "category": "",
      "region": "",
      "importance": 1,
      "event": "静銀ビジネスクリエイト株式会社設立",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2000/7",
      "category": "",
      "region": "",
      "importance": 1,
      "event": "静銀経営コンサルティング株式会社(静岡印刷株式会社の事業内容および商号変更)営業を開始",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2002/10",
      "category": "",
      "region": "",
      "importance": 1,
      "event": "個人年金保険の窓口販売業務を開始",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2004/12",
      "category": "",
      "region": "",
      "importance": 1,
      "event": "証券仲介業務を開始",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2005/6",
      "category": "",
      "region": "",
      "importance": 2,
      "event": "中西勝則が静岡銀行第10代頭取に就任",
      "detail": "2017年まで12年間在任",
      "significance": "BPR・マーケットインを掲げた経営改革期の始まり",
      "source": ""
    },
    {
      "date": "2006/3",
      "category": "",
      "region": "",
      "importance": 1,
      "event": "銀行本体発行クレジットカード取扱を開始",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2014/8",
      "category": "",
      "region": "",
      "importance": 1,
      "event": "Shizuoka Liquidity Reserve Limited設立",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2017/6",
      "category": "",
      "region": "",
      "importance": 2,
      "event": "柴田久が静岡銀行第11代頭取に就任",
      "detail": "2022年の持株会社移行を主導",
      "significance": "後のしずおかFG発足に繋がる経営移行",
      "source": ""
    },
    {
      "date": "2019/10",
      "category": "企業買収",
      "region": "",
      "importance": 1,
      "event": "しずぎんハートフル株式会社設立(2020年５月 特例子会社の認定を取得)",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2020/4",
      "category": "業務提携",
      "region": "",
      "importance": 2,
      "event": "山梨中央銀行との静岡・山梨アライアンスを開始",
      "detail": "5年間で2行合算100億円の収益効果を目標に設定",
      "significance": "経営統合を伴わない地銀広域連携の本格化",
      "source": "決算説明会 FY2025",
      "amount": "目標100億円"
    },
    {
      "date": "2021/11",
      "category": "海外進出",
      "region": "東南アジア",
      "importance": 1,
      "event": "シンガポール支店開設",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2022/4",
      "category": "株式上場",
      "region": "",
      "importance": 1,
      "event": "東京証券取引所市場第一部から東京証券取引所プライム市場へ移行",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2022/5",
      "category": "組織再編",
      "region": "",
      "importance": 2,
      "event": "株式会社静岡銀行の単独株式移転の方法による完全親会社設立に向けて「株式移転計画」を作成",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2022/6",
      "category": "組織再編",
      "region": "",
      "importance": 3,
      "event": "株式会社静岡銀行の定時株主総会において単独株式移転の方法により当社を設立し、持株会社体制へ移行することについて承認決議",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2022/10",
      "category": "組織再編",
      "region": "",
      "importance": 4,
      "event": "しずおかフィナンシャルグループ発足、静岡銀行を完全子会社化",
      "detail": "柴田久が初代社長、中西勝則が会長",
      "significance": "単一銀行体制から持株会社体制への移行。銀行・証券・リース・不動産投資顧問等の連邦型グループ経営への転換",
      "source": "有価証券報告書"
    },
    {
      "date": "2023/2",
      "category": "企業買収",
      "region": "",
      "importance": 1,
      "event": "株式会社ティージェイエスを完全子会社化（連結対象外）",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2023/3",
      "category": "",
      "region": "",
      "importance": 2,
      "event": "連結経常収益2,873億円・経常利益739億円・純利益523億円",
      "detail": "持株会社化1期目の業績",
      "significance": "持株会社体制発足初年度の基準値",
      "source": "有価証券報告書",
      "amount": "経常収益2,873億円、経常利益739億円、純利益523億円"
    },
    {
      "date": "2023/7",
      "category": "",
      "region": "",
      "importance": 1,
      "event": "ＳＦＧマーケティング株式会社設立",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2023/11",
      "category": "",
      "region": "",
      "importance": 1,
      "event": "ＳＦＧ不動産投資顧問株式会社設立",
      "detail": "",
      "significance": "",
      "source": "有価証券報告書"
    },
    {
      "date": "2024/3",
      "category": "",
      "region": "",
      "importance": 2,
      "event": "連結経常収益3,465億円・経常利益1,022億円・純利益577億円",
      "detail": "",
      "significance": "金利上昇局面で経常利益が1,000億円を突破",
      "source": "有価証券報告書",
      "amount": "経常収益3,465億円、経常利益1,022億円、純利益577億円、特別損失227億円"
    },
    {
      "date": "2024/9",
      "category": "組織再編",
      "region": "",
      "importance": 2,
      "event": "新たなコア預金内部モデルを導入",
      "detail": "平均満期6.4年",
      "significance": "金利上昇局面における金利リスク管理の高度化。後のバランスシート運営の基盤",
      "source": "決算説明会 FY2025-2Q"
    },
    {
      "date": "2025/3",
      "category": "",
      "region": "",
      "importance": 3,
      "event": "連結経常収益3,412億円・経常利益1,020億円・純利益746億円で過去最高",
      "detail": "",
      "significance": "金利のある世界を背景にFG発足後3期で純利益が42%成長",
      "source": "有価証券報告書",
      "amount": "経常収益3,412億円、経常利益1,020億円、純利益746億円、特別利益72億円"
    },
    {
      "date": "2025/5",
      "category": "組織再編",
      "region": "",
      "importance": 2,
      "event": "バランスシート・マネジメント・コンソーシアムを設立",
      "detail": "北海道から沖縄まで全国地銀が加盟",
      "significance": "コア預金分析の業界横断的な精緻化の枠組み",
      "source": "決算説明会 FY2025"
    },
    {
      "date": "2025/6",
      "category": "組織再編",
      "region": "",
      "importance": 3,
      "event": "八十二銀行を加えた富士山・アルプスアライアンスを締結",
      "detail": "静岡・山梨中央・八十二の3行連携、5年間で3行合算200億円の収益効果を目標",
      "significance": "経営統合を伴わない広域アライアンスの拡張。地銀再編の新モデル",
      "source": "決算説明会 FY2025",
      "amount": "目標200億円"
    },
    {
      "date": "2025/6",
      "category": "経営計画",
      "region": "",
      "importance": 3,
      "event": "中計見直しでROE目標を8.5%に設定、M&Aロングリスト検討に着手",
      "detail": "インオーガニック成長を本格検討",
      "significance": "金利ボーナス剥落後を見据えた成長戦略の軸足修正",
      "source": "決算説明会 FY2025",
      "amount": "ROE目標8.5%、連結経常利益1,000億円"
    }
  ]
}
